您好,欢迎访问三七文档
当前位置:首页 > 商业/管理/HR > 企业财务 > 供应链金融下预付账款融资模式应用研究_占义芳
I摘摘摘摘要要要要随着产业竞争的激烈,原来由企业之与企业之间的竞争态势慢慢变为供应链与供应链之间竞争的态势,在这种情况下顺运产生了而供应链金融。订单的信息流、企业的现金流、仓储配送流,这“三流合一”构成了供应链,供应链实质上是传递信息和价值,它由从前的单个与单个竞争变为供应链之间的竞争是因为现代企业竞争出现了供应链管理(SCM)。与此同时,银行与企业之间的业务模式也发生了巨大变化。供应链金融是指银行通过对核心企业,供应链上的中小企业等整条供应链的审查,以及对核心企业信用实力的了解情况和整条供应链管理方法,为上下游的中小企业和上下游核心企业等多个企业提供的一种的产品和服务,这是一种新的融资模式。首先,本文定性研究了供应链金融模式。先把预付账款融资、存货融资和应收账款融资定为供应链金融的三大融资模式,接着分别从融资需求、运作流程和参与各方的风险收益角度具体研究。随后对深圳发展银行各种融资模式及融资模式下的产品就行了研究。其次,研究了供应链金融的典型模式“预付账款融资模式”,根据其风险因素,定量研究了银行的订货量,以及核心企业和融资中小企业的批发价和订货决策,并探讨了整个供应链的最优货量与模型设立的很多因素无关。并且结论表明有资金约束的传统供应链将小于银行参与下的的整个供应链的效益。最后,在前面预付账款模式建模的基础上进行案例分析检验。通过对深发展预付账款案例的模型化,代入预付账款模型进行数值运算,得到数据结果验证了模型的结论。关键词关键词关键词关键词::::供应链金融;融资模式;商业银行IIAbstractConformtoindustrycompetitionbythecompetitionamongenterprisesisconvertedtothetrendofcompetitionamongthesupplyChain,supplychainfinancecameintobeing.Infact,theenterprisesupplychain,cashflow,orderinformationflow,storageanddistributionflowthird-rateoneformed,thebasicisthevalueandinformationtransfer.SupplyChainManagement(SCM)theemergenceofthemodernenterprisetopromotecompetitionfromthepreviousoneononecompetition,transformingintoasupplychainrightsupplychaincompetition,correspondingtothebankto-businessservicesmodelisalsotakingplaceinprofoundchanges.SupplyChainFinanceasanewfinancingmodel,thebankthroughtheentiresupplychainreview,andthedegreeofsupplychainmanagementandthecoreenterprisecreditstrengthofmasteryofthecorebusinessandmultipleupstreamanddownstreamenterprisestoprovideaflexiblefinancialproductsandservices,newfinancingmodels.First,thefinancialmodelofthesupplychaintoexpandqualitativeresearch.Firstsupplychainfinancefinancingmodelsareclassifiedasprepaidreceivablefinancing,inventoryfinancingandaccountsreceivablefinancing,respectively,fromthemaindemand,operationalprocessesandtherisksinvolvedinthemainbenefitpointofspecificresearch.SubsequentproductsinShenzhenDevelopmentBank,variousfinancingmodelsandfinancingmodeontheline.Second,thetypicalpatternofsupplychainfinance-prepaymentspositions(confirmation)study,thecombinationofriskfactors,quantitativeresearchbankorderquantity,aswellassuppliersandfinancecompanieswholesalepriceandorderingdecisions,andtoexplorefinancingservicessupplychainperformance.Conclusionbankstoparticipateinthefinancialsupplychainefficiencywillbegreaterthanthefundingconstraintsofthetraditionalsupplychain.Finally,inthecaseonthebasisofthemodelingofthefrontquantitativeanalysisandinspection.ByprepaymentsCaseShenzhenDevelopmentModelintothenumericalcalculationofthetheoreticalmodel,thesimulationresultsverifythemodelconclusions.Keywords:SupplyChainFinanceFinancingmodelCommercialbankIII目目目目录录录录摘要...........................................................................................................................................IABSTRACT...............................................................................................................................II第1章绪论..............................................................................................................................11.1研究背景..........................................................................................................................11.2研究目的和意义..............................................................................................................11.3国内外研究现状..............................................................................................................21.4论文的研究结构和内容..................................................................................................41.4.1论文研究结构...........................................................................................................41.4.2研究方法和创新点....................................................................................................4第2章供应链金融理论基础..................................................................................................62.1供应链金融的概念和参与主体......................................................................................62.1.1供应链金融的概念....................................................................................................62.1.2供应链融资各参与主体............................................................................................72.2供应链金融的基础理论..................................................................................................92.2.1交易成本理论............................................................................................................92.2.2委托代理..................................................................................................................102.2.3自偿性贸易融资理论..............................................................................................112.3本章小结........................................................................................................................12第3章供应链融资模式及风险分析....................................................................................133.1采购阶段融资——预付账款融资模式........................................................................133.1.1融资主体的需求.......................................................
本文标题:供应链金融下预付账款融资模式应用研究_占义芳
链接地址:https://www.777doc.com/doc-1172129 .html