上海商业储蓄银行研究(1915—1937)_作者：薛念文

(19151937)(CIP)(19151937)/.-:,2005.6(.7/)ISBN7-5034-1638-6...:.F832.33CIP(2005)050593(19151937)::::23100811::101109::88012301/32:9:250:1000:200561:200561:400.00,,,,,,:,,,:,;,,;;,,,,,,,,;,,1:,,,1988,8(19151937),?,,,,,,,:,,,,,:,,;,,,;,,,,;,,,,,,,,;,,,,,,,,,,,,,,,2:,,:,25,1979,673674,,,,,,,,,,,,,,,,,,,,,,;,,,,,,,,,;,;,,,,,,3(19151937),,,,,,,,,2004.4.64(),,,,,,,(19151937),,:,22,,,,,,,,,,,,,10,,,,,,,1(19151937)AbstractTheShanghaiCommercialSavingsBank(ShanghaiBankinbrief)isamiracleamongtheCommercialBanksinModernChina.Withitssmallstartingcapital,itdevelopedataratherhighspeedsoonafterhavingbeenestablishedbyprogressingsteadilyandbeingdiverseinitsoperation.Inthepastyearstheacademiaandpeopleinotherrelatedareasshowedgreatinterestinit,butsofartherehasnotbeenaworkofahighacademicvalueonthistopic.ThisthesistakesasitsstudyobjecttheShanghaiBankbe-tween1915(whenthebankwasestablished)and1937(whentheWarofResistanceAgainstJapanbegan).Byputtinginorderitsdevelopingse-quencesandcarryingoutmonographicinvestigationonitsmainoperatingactivities,thisthesisistryingtorevealitsstrikingfeaturesoftheseactivi-ties,whichareasfollows:First,ShanghaiBankhasachievedagreatincreaseinbothitscapitalanditsbusinessinthefirst22yearssinceitsestablishment.Comparedwithotherbanksduringthatperiod,itwasdevelopingatarelativelyhighspeed,withitsbusinessdiversifiedanditsoperationsteady.Althoughthereweresomecrises,itmanagedtosurviveandmadeitselfacommercialbankofgreatideal.Secondly,byinvestigatingitsmainbusinessrespectively,thethesisrevealsthattheShanghaiBankattachedgreatimportancetoservingtheso-ciety,andassistingtheindustryandcommerce.Itwonthetrustofthesoci-etywithitscarefulandconsiderateservice.Thirdly,ShanghaiBankdidnothaveacloserelationshipwiththegov-2ernment.Consideringthesocialbackgroundatthetime,thebankcouldnotbeindependentoftheinfluenceformthegovernmentduringthatdecadebeforethewar;moreover,itsleadinggroup,whowantedtopromoteitsbusinesssmoothly,triedtobeclosetothegovernmenttosomeextent.Butgenerallyspeaking,ShanghaiBankwasnotverysuccessfulinitsattempttobuildagoodrelationshipwiththegovernment.Insteadofbringingitrelia-bleprofits,thiskindofrelationshipwaslikelytobringitsnormaloperationatrisk.Consideringthis,thebankinitsoperationprocesskeptadistancefromthegovernmentatthetime.ThedevelopmentofsomebanksinModernChinahadcloserelation-shipwiththegovernment,butShanghaiBanksucceededbycommerciali-zingitsoperation.3(1)(1)(8)(10)(16)(19154192612)(26)(26)(31)(41)(50)(1927119376)(63)(1927119285)(63)(1928,61931,12)(73)(1932119376)(82)(91)(112)(112)1(19151937)(126)(141)(148)(148)(157)(173)(180)(195)(195)(206)(215)(231)(244)(262)(272)2,[1],,,,1843(23),,,,,,,,,,[2],,,[3]1845,1847()[4],,[5],18651(19151937)[6],18901893,18941899,1896,1902[7],1897,1905(1908),1907[8]190619071908,,1897191120,191223,191311[9],,,,;,,[10],,18971935,,365,182,24,246,159,1347[11],,[12],,,()(197912)100,F.H.H.KingTheHistoryoftheHongkongandShanghaiBankingCorporation(Cambridge:CambridgeUniversityPress,1988),,,2,,,,[13];(19281949)[14],()[15],,,,(19121949)[16],1915(),,,,,,,,,,1948[17],,,[18]:[19],,,[20],,,,,,3(19151937),,,,,[21][22],[23],,[24],,,[25],,,[26],,,[27],,[28],[29],,[30],[31],[32],,,,,,,.,,[33][34];[35]4(18971945)[36],,,,,()[37]18971997[38],[39],,,[40],19151937(),()(),,,,,,,[41],,,,,,,30,1927,,5(19151937);;,,,,,,,,,,,,,,1927,1927,,,19151937,,,,,,,,,19271927,,[42],(),,[43][44],61949,,,[45],,(,2000),:,,,,,,,,,,,?,,,,,,1927[46],:,,,,,,,,19271937,,,7(19151937),;,,,,,,,,,,,,,,,,[47],,,,,(1915419376),,,,,,?[48],,,,,,,,,,,,[49],,,,22,8,,,,[50],,,,,,,,,,,,,,,22,1012[51]12,,1930,10,,,22,19111937,,,,22,:[52];:[53];(18971997),(18971927)(19271949)(19151937),9(19151937),19271937,,1928,,,1933,,1934,,,,,,,191519371915,1915,19376,,,19377,[54],19376,,,,,,192612,,192620,0110,,8,,[55],,,,,,,,,,,,,,,,,,,,,,,,1926,1927119376,1927,,,1927,,,,,,,,,,,,,,[56]1926,1928,,,600[57]11(19151937)1931,,,,,,,,,,,,,1932,,,,14,000[58],,,,,[59],,,,,,,,,,,,,,,,,1932,21,,1934,,,,,,,,,[60],,1927,19161927,,[61]1927,,1931,,,,,,,,,,[62]19321933,,86%,14%[63]30,,[64],,,12%,25%[65],,,,,,,,30,,,,,193431(19151937),,,[66],,60%,,,,193310,,,2020,30:,,,,,,,,,,,,,,[67]1933,,,,,,,,,,,,,,,,,,,,,,,41,,,,,,,,,,,1927,,168,1926,,,,1934,,,,,,1923,,1927,,,1934,,,,,,,,,,[68]51(19151937),,,,19151937,,,,,,,,,,,,,[69][70],():,,,,,(6722,),,300(2000),,,[71],,,[72],[73]2002[74],[75],61[76],,,,(GuyE.Swanson):,[77],(,),()19151937,,,,,,,,2090,,,,,,:[1],,1993,,1[2]:,,1960,56[3](1895-1927),2000,71(19151937)1-12,,,[4],1989,31;,40,:,,1990,1[5],,1947,1,1857[6](),-(),1979,623[7],,1947,1;,,1993,144-163;:,,6[8]:,,1934,4-6[9]:1927,4,,1985,63[10]:,,1934,6[11]:,207,3[12]:,19193;:,,19349;:,,193410,,,,,,,(1927-1937)(,2002),()(,1996),,2002,[13],1995[14],1999[15],1978,1281[16],199112[17]:,,19482,94,[18]:,95[19](1840-1949),,19948[20]1998’Chinesefinancialentrepreneurship:ThecaseofK.P.Chen’,JournalofAsianBusinessvolume14number1(1998),23-40,20002[21],:,,19:,()(),,,,,,,,Q275-1-168,191562,191562,,1990,10,9,,[22]1981[23]1976293[24]19885[25],,1997[26]712192343[27]:,,1925[28]51925[29]4100192611[30],,