恒生银行有限公司

JAL-JB68C(VRS)01/10(FW)Techron®JAL-JB68C(VRS)01/10(FW)MasterCard®SecureCode™JAL-JB68C(VRS)01/10(FW)��JAL-JB68C(VRS)01/10(FW)33S.V.S.V.XXREJAPPCRLIMITCONVERSIONA/CAgentCodeTypeofCustomer/DiscountTxBranchCodeRef.BranchCodeTxStaffIDReferralStaffIDCRENEW1USJAL-JB68C(VRS)01/10(FW)JAL-JB68C(VRS)01/10(FW)1.Fromtimetotime,itisnecessaryforcustomersandvariousotherindividuals(includingwithoutlimitationapplicantsforbanking/financialservicesandbanking/creditfacilities,suretiesandpersonsprovidingsecurityorguaranteeforbanking/creditfacilities,shareholders,directors,officersandmanagersofcorporatecustomersorapplicants)(collectively“datasubjects”)tosupplytheBankwithdatainconnectionwithvariousmatterssuchastheopeningorcontinuationofaccountsandtheestablishmentorcontinuationofbanking/creditfacilitiesorprovisionofrelatedbanking/financialservicesorcompliancewithanylawsorguidelinesissuedbyregulatoryorotherauthorities.2.FailuretosupplysuchdatamayresultintheBankbeingunabletoapprovetheopeningoforcontinueaccountsorestablishorcontinuebanking/creditfacilitiesorproviderelatedbanking/financialservicesorcomplywithanylawsorguidelinesissuedbyregulatoryorotherauthorities.3.Itisalsothecasethatdataarecollectedfromdatasubjectsintheordinarycourseofthecontinuationofthebanking/financialrelationship,forexample,whendatasubjectswritecheques,depositmoneyorcarryoutcardtransactions.4.Thepurposesforwhichdatarelatingtodatasubjectsmaybeusedareasfollows:-(i)thedailyoperationoftheservicesandbanking/creditfacilitiesprovidedtodatasubjects;(ii)conductingcreditchecksatthetimeofapplicationforcreditandatthetimeofregularorspecialreviewswhichnormallywilltakeplaceoneormoretimeseachyear;(iii)creatingandmaintainingtheBank’screditscoringmodels;(iv)assistingotherfinancialinstitutionstoconductcreditchecksandcollectdebts;(v)ensuringongoingcreditworthinessofdatasubjects;(vi)designingbanking/financialservicesorrelatedproductsfordatasubjects’use;(vii)marketingservicesorproductsoftheBankand/orselectedcompanies;(viii)determiningtheamountofindebtednessowedtoorbydatasubjects;(ix)theenforcementofdatasubjects’obligations,includingwithoutlimitationthecollectionofamountsoutstandingfromdatasubjectsandthoseprovidingsecurityorguaranteefordatasubjects’obligations;(x)meetingtherequirementstomakedisclosureundertherequirementsofanylawbindingontheBankoranyofitsbranchesorunderandforthepurposesofanyguidelinesissuedbyregulatoryorotherauthoritieswithwhichtheBankoranyofitsbranchesareexpectedtocomply;(xi)enablinganactualorproposedassigneeoftheBank,orparticipantorsub-participantoftheBank’srightsinrespectofdatasubjectstoevaluatethetransactionintendedtobethesubjectoftheassignment,participationorsub-participation;(xii)exchanginginformationwithmerchantsacceptingcreditcardsissuedbytheBankandentitieswithwhomtheBankprovidesaffinity/co-branded/privatelabelcreditcardservices(eacha“merchant”oran“affinityentity”);(xiii)verifyingdatasubjects’identitieswithanycardacquirerofamerchantinconnectionwithanycardtransactions;and(xiv)purposesrelatingthereto.5.DataheldbytheBankrelatingtodatasubjectswillbekeptconfidentialbuttheBankmayprovidesuchinformationtothefollowingpartiesforthepurposessetoutinparagraph4:(i)anyagent,contractororthirdpartyserviceproviderwhoprovidesadministrative,telecommunications,computer,payment,debtcollectionorsecuritiesclearingorotherservicestotheBankinconnectionwiththeoperationofitsbusiness;(ii)anyotherpersonunderadutyofconfidentialitytotheBankincludingagroupcompanyoftheBankoramerchantoranaffinityentitywhichhasundertakentokeepsuchinformationconfidential;(iii)thedraweebankprovidingacopyofapaidcheque(whichmaycontaininformationaboutthepayee)tothedrawer;(iv)creditreferenceagencies,and,intheeventofdefault,debtcollectionagencies;(v)anypersontowhomtheBankisunderanobligationtomakedisclosureundertherequirementsofanylawbindingontheBankoranyofitsbranchesorunderandforwhichthepurposesofanyguidelinesissuedbyregulatoryorotherauthoritieswithwhichtheBankoranyofitsbranchesareexpectedtocomply;(vi)anyactualorproposedassigneeoftheBankorparticipantorsub-participantortransfereeoftheBank’srightsinrespectofdatasubjects;(vii)anycardacquirerofamerchant;and(viii)selectedcompaniesforthepurposeofinformingdatasubjectsofserviceswhichtheBankbelieveswillbeofinteresttodatasubjects.6.UnderandinaccordancewiththetermsoftheOrdinanceandtheCodeofPracticeonConsumerCreditDataapprovedandissuedundertheOrdinance,anydatasubjecthastheright:-(i)tocheckwhethertheBankholdsdataabouthimandofaccesstosuchdata;(ii)torequiretheBanktocorrectanydatarelatingtohimwhichisinaccurate;(iii)toascertaintheBank’spoliciesandpracticesinrelationtodataandtobeinformedofthekindofpersonaldataheldbytheBank;(iv)tobeinformedonrequestwhichitemsofdataareroutinelydisclosedtocreditreferenceagenciesordebtcollectionagencies,andbeprovidedwithfurtherinformationtoenablethemakingofanaccessandcorrectionrequesttotherelevantcreditreferenceagencyordebtcollectionagency;and(v)inrelationtodatawhichhasbeenprovidedbytheBanktoacreditreferenceagency,toinstructtheBankuponterminationofanaccountbyfullrepayment