我国金融服务行业运用电子商务的研究

辽宁科技大学毕业设计（论文）第I页我国金融服务行业运用电子商务的研究摘要21世纪全球进入一个新经济时代，我国的电子商务有了迅猛发展，在电子商务帮助下，产品和服务几乎可以瞬时在世界各地交易，以网络和电子商务为主要特征的新经济以不可争辩的事实席卷了我国每一个行业，特别是金融服务业。而当今的金融服务业正处在信息化的最前列，随着电子商务的发展，在所有的金融市场上，特别是在股票、债券、期权、期货和货币市场上，以及在保险和其他相关的金融服务业。而电子商务在这个过程中起着非常重要的作用。如果我国想快速的发展金融服务业，就必须将电子商务应用到金融服务业。只有这样才能是我国的金融服务业与世界接轨。并且电子商务的发展推动了金融一体化的进程，使金融服务业进入了全新的发展阶段，这已经是不争的事实。我们也应该加强电子商务在我国的发展。关键词电子商务；金融服务业；安全标准辽宁科技大学毕业设计（论文）第II页AbstractThe21stcenturyglobaleconomyhasenteredaneweraofe-commerceinChinahasbeentherapiddevelopmentofthehelpine-commerce,productsandservicescanbealmostinstantaneoustradingaroundtheworldtonetworkande-commerceasthemainfeaturesoftheneweconomycannotbearguedinthethefactthatsweptthroughourcountryineveryindustry,especiallyinthefinancialservicessector.Andtoday'sfinancialservicesindustryisattheforefrontofinformationtechnology,withthedevelopmentofe-commerce,inallfinancialmarkets,especiallyinstocks,bonds,options,futuresandcurrencymarkets,aswellasininsuranceandotherrelevantthefinancialservicessector.Andintheprocessofe-commerceplaysanimportantrole.IfyouwouldliketofastdevelopmentofChina'sfinancialservicesindustry,itisnecessarytoe-businessapplicationstothefinancialservicessector.Onlyinthiswaycanthefinancialservicesindustryinourcountryandtheworld.Andpromotedthedevelopmentofe-businessprocessoffinancialintegration,sothatthefinancialservicesindustryhasenteredanewstageofdevelopment,thisisanindisputablefact.Weshouldalsostrengthenthedevelopmentofe-commerceinChina.KeywordsE-commerce;Financialservicesindustry;Safetystandards辽宁科技大学毕业设计（论文）第III页目录摘要................................................................................................................................IAbstract.........................................................................................................................II第1章绪论...............................................................................................................11.1写作背景...........................................................................................................11.2写作目的...........................................................................................................11.3国内外研究的现状...........................................................................................11.3.1国外研究现状........................................................................................11.3.2国内研究现状........................................................................................21.4研究内容及方法.............................................................................................2第2章研究的理论基础...........................................................................................32.1电子商务的含义及意义...................................................................................32.1.1电子商务的含义....................................................................................32.1.2电子商务在金融服务业的意义............................................................32.2金融业运用电子商务所要求的安全标准.......................................................42.2.1防火墙(FireWall)技术........................................................................42.2.2加密技术................................................................................................42.2.3.数字签名................................................................................................42.2.4.数字证书................................................................................................42.2.5.消息摘要(MessageDigest)....................................................................5第3章运用电子商务的金融服务业现状、弊端...................................................63.1金融服务业的发展现状...................................................................................63.1.1电子支付及电子货币的发展................................................................63.1.2电子银行的发展....................................................................................63.1.3网上证券的发展....................................................................................73.1.4网上保险的发展....................................................................................73.2电子商务在金融服务业存在的问题...............................................................7第4章金融服务业问题的解决方法.......................................................................9辽宁科技大学毕业设计（论文）第IV页4.1金融服务业应采取措施...................................................................................94.1.1.加强金融意识........................................................................................94.1.2技术问题的解决方法............................................................................94.1.3.加速基础设施建设................................................................................94.1.4应尽快制定和完善相关法律法规........................................................94.2电子商务安全问题上应采取措施...................................................................94.2.1.加强网络基础设施建设........................................................................94.2.2.加强安全技术的研究和应用..............................................................104.2.4.加强法律法规建设...................................