银行危机的社会学解释

20%8%--12019982AGIL34567WTOSummaryThisthesisistodiscusssystematicbankcrisismainlyfromtheangleofsociology.Theconstructionofbankcausesbankcrisisbecauseitsfunctionofchangingsavingsintoinvestmentdeterminesfrangibilityofbank.Thestrikeandinfectiononpoliticseconomyandsocietyfrombankcrisiswillincreasewiththedevelopmentofbankinganditsstatusinsocietyandeconomy.InChina,asatransferringcountry,theentirefinancesystemstartedfromthetransformofbigunifiedbanksystem.Tillnow,bankisonleadingstatusoffinanceallthesame.Thefourstate-ownedcommercialbanksholdthebalanceofourcountry'sdevelopmentineconomyandsociety,controlthenationaleconomy'lifelineandthesafetyofeconomy.Inshuntingprocessofourcountry,becausethefourbanksinvestimprovingsavingstostate-ownedenterprises,somuchbadcapitalcomeintobeing.SomefamousinternationalframeworksandspecialistsforecastedthatChinawouldbreakoutseriousfinancecrisisaftertheSoutheastAsiacrisisfortherewassomuchsimilitudebetweentheSoutheastAsiacountriesandourcountry.ButthetruthisthatChinahadwithstanderthecrisissuccessfully.HowChinacoulddoit?Thereweremanyelementsdifferentfromthecountrieswherecrisisbrokeout.Whataretheelements?Theansweriswhatthisthesiswillshowyou.Bankformatrustchainwhichtakebankasitscenter,andthischainformedbytwosegments,oneisdepositorandbank,theotherisbankandborrower.Itisjustbecausedepositisbiggerthanloan;thecrisishadn'tbrokenoutinChina.Therootreasonreliesonthesocietysystemwhichdecidesthesechanges.Thisthesisincludesintroductionandsevensegments.Theintroductionmainlyexplainstheimportanceoftheresearch;Chapter1,reviewthebankcrisisbrokeoutindifferentcountriesin2OR.Chapter2,researchonthetrustrelationwhichtakesbandasitscenter.Chapter3,discussthespecialtrustconstructofthefourbanks.Chapter4,mainlyresearchonthestabilityofcurrency.Chapter5,discussthereasonoftheimprovementofsavingsafterSoutheastcrisis.Chapter6,discussthemeasureofministerfromthegovernmentandeffect.Chapter7,researchonthemeasureofkeepingcrisisawayforthefuturebank.pivotalword:bankcrisistrustinfectiondiffusesociology.1112234451208182133174215276292331332353374465AGIL503551552563614634701702733765801802833866911912270092393498710011002102310410711119971997112002219801203000180%60%80%20192919332070809015GerardCaprio,jr.199730199030119981024201200028090809080809031938OCbnner2080CharlesP.Kindlebcrger1978ManiasPanicsandCrashesAHistoryorFinancialCrisesNewYorkBasicBooksfinancialcrisis80BapEichengreenRichardportesAndrewRoseCharlesWypIOSZ2010530TowardANewInternationalFinancialArchitectureAPracticalPost-agenda19919019971997GerardCaprioJr219832GerardCaprio,Jr.1999141001997199811929-1933234519652000199861997-199831998420015420199277008.620AGIL320004419985200112019982AGIL34567WTO120201929-1933111929-19331929-1933FriedmanSchwartz1867-19606192919301012BankoftheUnitedStates193157193196Freidman,M.and.A.J.Schwartz,(1963),AmonetaryhistoryoftheUnitedStates,1967-1960,PrincetonUniversityPress,Princeton,NJ.7192019311114001931656165000687661.64610571456048200119331930-1933900019291070642.3%1933400081932361934-19396028090207098090301980199416171030261295621015198819923.851980-19941520.5%115.5%Q128B1999P347-3529183130101933FDIC193411198911199912Q500019501701980614019881.48040%3060Q3-6-33%6%31979198010%Q1380198185%19821983-1985801979-198119842901929-1933209019882211991127199341199651987150019935001996821990-199637%99.9%1989199530001400199032%19924%19960.5%1994913197421199911209090380-90501%3723ContinentalIllinoisNationalBankandTrustCompanyCINB19845FDIC1701977-198122312079675680400106001501984521976198110107380110.56180.4197719810.541014.35%3.7819771982111-11977198219771978197919801981198239.067.3838.8340.1649.9218.1927.5926.3528.9628.1724.8230.09144.62174.89218.71257.25310.71321.85249.76299.38342.94402.87451.56413.0055.8160.0962.5462.4258.2264.0445.2561.1762.6073.7191.7462.3483.3787.67112.22134.97148.84157.4144.0351.5259.1472.5778.8658.932.5611.5112.4714.7519.1733.407.7215.1619.9739.0136.8516.52238.74287.12329.34387.43433.70395.2111.0212.2613.6015.4417.7617.7914.0219.6730.3642.4857.1653.429.5114.6524.7535.3249.2944.85%4.414.103.973.833.934.31%0.610.600.570.580.550.16%12.6112.8913.5314.1813.013.93LessonsoftheEighties:WhatDoestheEvidenceShow?”,”HistoryoftheEightiesforFuture”,TheFedSymposiumProceedings,Jan16,1997.8019845PennSquare1984542029040100131981198310FDIC198453FDICOCCFRS2024555010508019845FDICFDIC75FDIC50711FDICFDIC3540FDIC10FDIC8020006011350FDICFDICFDIC219821420801980-198219809%198230%1681989-199027%37%40%1994-19952054520012002.41994-1995200119828121982-19831959011994-199515199412199516%501-21-21994121995414701978339.4619828601982268.315198819971998tequilaeffect16202.5257.919951316%80173305028515101998168030DomingoCavallo22001172001(IMF)IMF200111IMF200112171000()()2502001123132748200212103020032002419209019992080199920902090100200014624.7382001131209020902090GDP11181031819911225199211997101997199812199710180199815031519IMF7182001200020001919957IMF74888179238146.4319416.9919418-19l920.08119981199879199895001998812881-31-3%1997-01-011997-07-011998-07-091998-07-091998-09-01