银行基本业务口语-精

银行基本业务口语－新开帐户Whatkindofaccountdidyouhaveinyourmind?你想开哪种帐户?Doyouliketoopenacurrentaccount?你想开一个活期存款帐户吗?Adepositorcurrentaccount?定期还是活期?Pleasetellmehowyouwouldliketodeposityourmoney.请告诉我你想存何种户头?There'saservicechargeforthecheckingaccountbutnochargeforthesavings.支票户头要收服务费，现金户头不收。Ourminimumdepositforasavingsaccountis100dollars.我们储蓄存款的最低存款额是100美圆。Fiveyuanistheminimumoriginaldeposit.最低起存款额是5元。Youcanopenasavingsaccountatanytimewithaninitialdepositof50dollars.你可随时以50美圆的起存额开立储蓄帐户。Evenoneyuanisallright.甚至一元也可以起存。Hereisyourpassbook.Pleasebringitbackwhenyoudepositorwithdrawmoneyanytimeyoulike.Keepitwellandinformuswheneveryouloseit.这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。Ishouldliketoopenacurrentaccount.我想开一个活期存款帐户。IneedacheckingaccountsothatIcanpaymybill.我需开个支票帐户，这样就能付帐。Ihaveacheckingaccounthere.我在这里有一个支票存款帐户。IthinkI'dlikeadepositaccount.我想要开个定期存款帐户。Couldyoutellmethedifferencebetweenasavingsaccountandacheckingaccount?请告诉我储蓄存款与支票存款的区别好吗？Pleasetellmetheprocedureforopeningasavingsaccount.请告诉我开个储蓄帐户需要什么手续。Will100yuanbeenoughforaminimumdeposit?100元作最低存款额够吗？I'dlikesomecoinsforthisnote.我想把这张纸币换成硬币。I'dliketobreakthis50dollarnote.我想把这张50美圆纸币换开。Theinterestisaddedtoyouraccounteveryyear.每年的利息都加到你的存款中。Theinterestrateforthesavingsaccountis4%.储蓄存款的利率是4%。Itvariesfromtimetotime.Atpresentitis6%.（年息）每个时期都不同，现在是六厘。Couldyoutellmehowtooperatethisaccount?请告诉我如何经管这个帐户好吗？currentdeposit,currentaccount活期存款fixeddeposit,fixedaccount定期存款取款、结余I'dliketoknowifIcandrawonmyaccountforpaymentofthingsIbuyinTianjin.我想知道一下我是否能提取存款来支付天津购物的费用。Iwanttowithdraw200dollarsfrommydepositaccount.我要从我的定期存款中支取200美圆。Iwanttoclosemyaccountwithyou.我想结束在你们这儿的帐户。Yourdepositisexhausted.你的存款支净了。Yourletterofcreditisusedup.你的信用证用完了。Fillourawithdrawalform,please.请填写取款单。ThecashieratCounter6willpayyouagainstyournumberslip.六号柜台的出纳员将根据你的号码牌付给你钱。tofillinthereceiptinduplicate一式两份填这张收据teller,cashier出纳员外汇率TellmethecurrentrateforRMB,please.请告诉我人民币的现价。What'syoursellingrateforRMByuaninnotestoday?你们今天人民币现钞的售价是多少？What'sthedollargoingfortoday?美圆今天的售价是多少？Ourbuyingratefornotesis523yuanfor100dollars.我们100美圆的现钞买入价是523元。It's200Frenchfrancsattoday'ssellingrate.今天的卖出价是200法国法郎。ThebuyingrateofU.S.dollarnotesis460yuanperhundreddollars.美圆现钞买入价是100美圆付460元。buyingrate买进价格sellingrate卖出价格Ifyou'llwaitamoment,I'llfindouttheratesofexchange.请等一会儿，我查一下兑换率。I'dliketoknowtheexchangerateforGermanmarks.我想知道德国马克的兑换率。Theexchangeratetodayis200yentothepound.今天的兑换率是一英镑可兑200日圆。Thesedollarsareworth1,000yuan.这些美圆可换1000元。It's470yuanfor100dollars.100美圆可兑470元。银行业务部门名称中英对照BoardofDirectors董事会President行长ExecutiveOffice经理办公室PersonnelDept.人事部GeneralAffairsDept.总务部Co-ordination&PlanningDept.综合计划部InternationalDept.国际业务部OverseasBranchesDept.海外部ForeignExchangeDept.外汇资金部FirstCreditDept.信贷一部SecondCreditDept.信贷二部AccountingDept.财会部InternationalClearingDept国际清算部BankingDept.营业部CreditCardDept.信用卡部GeneralAuditingDept.总稽核室ComputerCenter电脑部TrainingManagementDept.教育部TrustandConsultationCo.信托咨询公司IneedsomemorecashformyvisitinChina.MayIcashatraveler'scheckhere?我需要些现金，在中国观光时使用。我能在这儿兑现旅行支票吗？We'dbehappycashitforyou.我很乐意为您兑现。Overdraft（透支）CashCard（现金卡）DebitCard（借记卡）Creditcard（信用卡）pay-inslip存款单adepositform存款单depositreceipt存款收据privatedeposits私人存款certificateofdeposit存单depositbook,passbook存折overdraft,overdraw透支principal本金creditcooperatives信用社bankstatement对帐单strongroom,vault保险库bankinghours,businesshours营业时间Clerk:Thedetailedinformationisontheboard.Pleasegoandseeit.职员：详细的情况在那块利率牌上。请去那里看看吧。Clerk:Certainly,sir.Howmuchdoyoudraw?职员：当然可以，先生。您要取多少钱？Clerk:SureMiss.MrZhangisupstairs.职员：没问题，小姐。张先生在楼上。Customer:Doyouchargeforcheques?顾客：请问，兑换支票你们收手续费吗？Clerk:Notnecessarily,sir.职员：不一定的，先生。Clerk:Yeswedo.EachchequeyouwritewillcostRMB2.职员：是的，我们收手续费。您每开一张支票就要花人民币2元。Clerk:Notbigdifference,sir.职员：没有太大的区别，先生。Clerk:Definitely.职员：足够了。向客户提建议Customer:Hello,Iwouldliketoopenanaccount,butIdonotknowwhataccountitshouldbe.顾客：你好。我想开立一个帐户，但我不知道要开哪种帐户。Clerk:Doyouoftendepositmoneyanddrawmoney?职员：您经常存钱和取钱吗？IjustwanttodepositmysalaryandusethisaccounttopaythethingsIbuyatdepartmentstores我只想把工资存入并且用这个帐户来支付在百货商店所买的东西的帐款Clerk:So,itwillbeagoodideaforyoutoopenacheckingaccount.Doyouthinkso?职员：那么您还是开立一个支票帐户的好。您认为怎么样？MyEnglishispoor我的英语不太好Clerk:Notatall职员：不用谢。非常遗憾,本公司目前实在无力结清该帐。Wetegretthatwearenotableatthemomenttomakeyouasettlement.abandingmachine自动存取机toendorse背书endorser背书人tocash兑现blankcheque空白支票rubbercheque空头支票chequestub,counterfoil票根constructionbank建设银行industrialandcommercialbank工商银行bankofcommunications交通银行industrialbank实业银行jointventurebank合资银行depreciationaccounting折旧会计costaccounting成本会计businessaccounting商业会计generalledger总帐subsidiaryledger分户帐cashbook现金出纳帐cashaccount现金帐journal,day-book日记帐，流水帐baddebts坏帐economicboom经济繁荣economicrecession经济衰退economicdepression经济萧条economiccrisis经济危机economicrecovery经济复苏inflation通货膨胀deflation通货收缩devaluation货币贬值revaluation货币增值nationalbudget国家预算nationalgrossproduct国民生产总值publicbond公债stock,share股票debenture债券foreignexchangefluctuation外汇波动foreignexchangecrisis外汇危机discount贴现discountrate,bankrate贴现率goldreserve黄金储备Iwanttodeposit300yuaninmyaccount.我想在我的户头上存300元。失效支票，过期支票stalecheque未获兑现支票，退票returnedchequ