黑龙江省新型农村社会养老保险制度相关问题研究

2010张鉴12未在别在伤蓝别紧首含：F832尤蓝校伤研：10213在霍搞在伤蓝别紧首含：336尤缩：别张带嘉操篇理碍理天尤蓝借气谨春鼓龙法省明基别析程展会别而借需化哈弗省别金阐食研章确理大研章用：张伤尔师：理霍峻春研搞略别谐尔落借民：带嘉操篇理碍理天指弗在否理借民：春含津借霍融管状速明期：2010张鉴12未揭会尔落借民否理借民：哺尤漠带个天尤蓝ClassifiedIndex:F832U.D.C.:336ADissertationfortheDegreeofMBARELEVANTISSUESOFNEWRURALSOCIALENDOWMENTINSURANCESYSTEMINHEILONGJIANGPROVINCECandidate：：：：ZhangWeiSupervisor：：：：Prof.WangXuefengAcademicDegreeAppliedfor：：：：MBAAffiliation：：：：NewChinaLifeInsuranceCo.,Ltd.DateofDefense：：：：December,2010Degree-Offering-Institution：：：：HarbinInstituteofTechnology哺尤漠带个天尤蓝带嘉操篇理碍理天尤蓝借气谨春-I-撑省规龙舞个个缩伤篇含性张鉴伤舞伤：缩速含性天张鉴真个春操霍紧《尤践：截在带性脚截别校激别首耕借霍融化哺张真培校霍性脚：借操速速个天尤嘉《个气范含春：霍研张截在培带化速税真化性：棱在性尤张模张真个春天化：伤缩真别校激别首耕借霍融借熟紧韩脚伤化研张带天真别别《在—伤《在缩温津性速天队《“个别”队食速温截伤天在尤含峻理真别金队：队食真天脚未践个：威借理伤符践伤《在真培校在感伤天别含热：张符速张带培天缩温津含峻理言龙津感真别校激别首耕借霍融化哺张：未个性熟化气操操在—春带张《尤蓝耕哺别虽税峻伤韩脚化气真金言龙谨食《春培别校激税峻伤别首耕借霍融化哺张真张符个伤别金紧化伤别气真用伤《用温威：伤累别金紧化伤春鉴个在尤真缩温津含峻理《春带津符别尤《哺谨篇校金天队食《谨春伤截在理尤别含：速用—气速别校《尤谨别校篇校春津：锦尤鼓龙津累别校激税峻伤别首耕借霍融真别队借熟感别速裕欧温别营研符锦《谨春在—借鉴鉴性在《津在《春校篇校别校激税峻伤别首耕借霍融化哺张真培碍张个：温别营化用校鼓龙津累真别校激税峻伤别首耕借霍融理独含队食：速速尤鼓龙津累真别校激税峻伤别首耕借霍融含峻理含税真谨谨哺别校：挪别含未真别校激别首耕借霍融化哺张尤真在—个紧别队食：言真韩脚尤：别速温津性带：借霍化哺张个符别尤：培金尤别虽性个高：借僚天僚脚化带《锦尤个速队食：校春在—别搞别谨速鼓龙津累真张符春培别校激税峻伤别首耕借霍融化哺张含裕欧性真培碍张个：校感伤鼓龙津累真春培别校激税峻伤借霍融化哺张春棱未：张锦缩别尤春春培别校激税峻伤别首耕借霍融化哺张真篇用病营：别队借熟化挪:别紧首别挪韩搞速：在培伤化哺尤：在伤耕张：性天化春带张贪伤：春带篇用贪伤《贪春带贪伤《津性贪伤伤含真研舞贪伤：鼓化耕未挪张伤天：税校龙搞化个春个挪“耕未挪张伤天”个“耕未挪张尤蓝”：尤裕欧别校激税峻伤借霍融培金借挪真篇理：津感个含“别借”春棱未哺培队春伤个脚欧带培校别首耕借霍融化哺张真裕独搞：尤理伤紧食搞脚借霍《别锦伤《伤紧食搞脚借霍未个别队未鼓龙津累真独韩范都真别尤《速速蓝尤尤借霍融践挪金校营漠《化性别首耕借霍融符津《尤嘉培金篇理春张《挪尤培金挪践挪温都熟篇校搞春：伤耕借霍春别借化哺张真食食别搞张：未春未借速鼓龙津累真春培别校激税峻伤别首耕借霍融化哺张真含峻理《别金阐：谐：税峻伤别首耕借霍融：别校激税峻伤别首耕借霍融：春培别校激税峻伤别首耕借霍融哺尤漠带个天尤蓝带嘉操篇理碍理天尤蓝借气谨春-II-AbstractAftermorethantenyearspracticeandreform,Chinahasalreadyformedthebasicframeworkoftheruralsocialendowmentinsurancesystem,butstillfarfromconsummate.Meanwhile,theprocessofurbanizationisspeedingup;andthenuclearfamilyisbecomingthemainlyfamilyform.AllofthesefactorsbringahugeimpacttotheformerruralsocialendowmentsysteminChina.OnthebackgroundthatChineseeconomygrowsfastandthethreedimensionalruralissuesmoreandmorebecomethekeyproblemofChina'sdevelopment,howtoconstructtheruralsocialendowmentinsurancesystem,inthebasicsocialandeconomicenvironment,whichisadaptedtothedevelopmentofChinesemarketeconomy,hasbecomeabigprobleminfrontofthegovernment,societyandscholarsatpresent.Theestablishmentofnew-typeruralsocialendowmentinsurancesystemhasabiginfluencenotonlyonfarmers'productionandliving,butalsooneconomicdevelopment,politicalstabilityandsocialharmonyoftheentirecountry.Byuseofcomparativeanalysis,Empiricalanalysisandothermethods,thepaperdeeplystudiesonthespecificcircumstancesofruralsocialendowmentinsurancesysteminHeilongjiang.OnthebasisofruralsocialendowmentinsurancesysteminGermany,France,Japan,thepaperanalysestheStatusandProblemsofruralsocialendowmentinsurancesysteminHeilongjiang.ThenitintroducesthehistoricalchangesonruralsocialendowmentinsurancesysteminHeilongjiang,analysesthecharacteristicsoftheelderlypopulationinruralareasofHeilongjiangProvinceandpensionstatus,andpointsoutthattheexistingruralendowmentinsurancesystemexposesanumberofissuesinthesystemdesignandoperationoftheprocess,thesmallcoverageandpoorfreemasonry,systeminstability,lowmanagementlevel,inabilityonhedgingvalue.Finally,basedonthediscussionofnecessityandfeasibilitytoestablishanewruralsocialpensioninsurancesysteminHeilongjiangProvince,itintroducesthemainelementsofthenewsocialpensioninsurancesystem,andactivelyexploresthespecificmeasuresontheestablishmentofthenewruralsocialpensioninsurancesystem.Firstly,propelonlocalconditionsandclassificationdesign.Secondly,strengthengovernmentalresponsibility,includingpolicyresponsibility,financialresponsibilityandlegalliability.Thirdly,encourageafeelingofworthinesstoactivelypromoteandsupportsenseof哺尤漠带个天尤蓝带嘉操篇理碍理天尤蓝借气谨春-III-worthinessandoldschool.Forthly,implementtheTrustManagementofRuralSocialInsuranceFund.Fifthly,Notethesystemconvergencewiththeoldsystem.Last,Grainasexchangeforsocialsecurity.ItisafeatureoftheruralsocialendowmentinsurancesysteminHeilongjiangProvincethatGrainasexchangeforsocialsecurity.Wecansolvetheproblemsbyimplementingoftheinsurancefundingsources,speedinguptheinsurancelegislation,improvingthefundmanagementandbroadeninginvestmentchannels.Inthisway,wecanpromotethedevelopmentofruralsocialendowmentinsurancesysteminHeilongjiangProvinceeffectively.Keywords:socialendowmentinsurancesystem,ruralsocialendowmentinsurancesystem,new-typesocialendowmentinsurancesystem哺尤漠带个天尤蓝带嘉操篇理碍理天尤蓝借气谨春-IV-省性理撑省规龙............................................................................................................................IAbstract.....................................................................................................................II管1章续谐.............................................................................................................11.1研符锦真真哺感伤校.............................................................................................11.1.1队食搞别..................................................................................................11.1.2研符锦截在别校激