财险业务系统词汇表

财产险业务系统词汇表版本：1.0目录1.简介81.1目的81.2范围81.3参考资料81.4概述82.定义82.1Accident事故82.1.1Trafficaccident交通事故82.2Account(1)账户82.3Account(2)会计科目82.4Accounting会计82.5Administrativedivision行政区划82.6Advance预付款82.7Adviceofpayment付款通知82.8Age年龄82.9Agent代理人82.10Agencyagreement代理协议82.11Agentlicense代理许可证82.12Aggregate总计,合计82.13Amount金额82.14Anti-datedBillofLading倒签单82.15Applicant投保人82.16Application投保单82.17Assessor公估人82.18Asset资产82.19Average海损、海损分摊82.20Balance余额82.21Bancassurance银行保险82.22Beneficiary受益人82.23Branch,BranchOffice分公司92.24Broker保险经纪人92.25Businessaddress营业场所92.26Calendaryear日历年度92.27Cargo货物92.28Case赔案92.29Cash现金92.30Catastrophe巨灾92.31Certificate证件92.32Channel(营销)渠道92.33Claim索赔92.34Claimcase赔案92.35Claimexamination核赔92.36Claimexaminer核赔人92.37Claimhandler理赔人92.38Claimnotification报案92.39Claimsettlement理赔92.40Claimsettlementexpense理赔费用92.41Claimant索赔人92.42Clause条款92.42.1assignmentclause转让条款92.42.2exclusionclause除外责任条款92.43Clausecontent条款内容92.44Closedpolicy封闭型保单92.45Coinsurance共保92.46Commission佣金92.46.1Payablecommission应付佣金92.47Commissionsharerate佣金拆分比例92.48Commissionrate佣金比例92.49Compulsoryinsurance强制保险102.50Contract合同102.51Cooling–offperiod冷静期102.52Corporation法人102.53Corporationdeputy法定代表人102.54Covernote(c/n)暂保单102.55Coverage险别102.56Credit贷方102.57Cross-selling交叉销售102.58Currency货币102.59Customerservice客户服务102.60Date日期102.60.1Applicationdate投保日期102.60.2Birthdate出生日期102.60.3Payabledate应付日期102.60.4Receivabledate应收日期102.61Debit借方102.62Depreciation折旧102.63Deductableamount免赔额102.63.1Straightdeductibleamount绝对免赔额102.64Deductablerate免赔率102.64.1Straightdeductiblerate绝对免赔率102.65Discount折扣102.66Disability残疾102.67Disabilitydegree伤残等级102.68Disputesettledmethod争议解决方式102.69Distributionchannel销售渠道102.70Distributionsystem分销体系112.71documentagainstpayment(DP)见费出单112.72Draft(Drt)汇票112.73Drawingamount领取金额112.74Drivingage驾龄112.75Educationallevel学历112.76Employmentorganization工作单位112.77Endorsement批单112.78Enginenumber发动机号112.79Enterpriseproperty单位性质112.80Excessofloss(EXL,XL)超额赔款112.81Exchangerate汇率112.82Exclusion除外责任`112.83Export(EXP)出口112.84Fee费用112.84.1Managementfee管理费112.85Fieldforce外勤人员112.86Finance财务112.87Framenumber车架号112.88Franchiseamount相对免赔额112.89Franchiserate相对免赔率112.90Gender性别112.90.1Male男性112.90.2Female女性112.91Graceperiod缴费宽限期112.92Grade等级，评级112.93Groupinsurance团体保险112.94Mileage行驶里程122.95Headquarter,HeadOffice总公司122.96Identitycardnumber身份证号122.97Import(IMP)进口122.98Indemnity赔款122.99Indemnitycoveragetype赔偿责任类型122.100Indemnitylimits赔偿限额122.100.1LimitsofIndemnityforAnyOneClaim每次赔偿限额122.101Individual个人122.102Industrycode行业代码122.103Insurance保险122.103.1AccidentandHealthInsurance意外伤害和健康保险122.103.2MotorVehicleInsurance机动车保险122.103.2.1Motorvehicleaccidentliabilitycompulsoryinsurance机动车交通事故责任强制保险(交强险)122.103.3PropertyandCasualtyInsurance财产保险122.104Insurancecoverarea承保区域122.105Insuranceintermediary保险中介122.106Insured被保险人122.107Interest利息122.107.1Compoundinterest复利122.107.2Interest–bearingmode计息方式122.107.3Interestrate利率122.107.4Simpleinterest单利122.108Insurer保险人122.109IOP不计免赔122.110Issue签发(保单)122.111Invoice发票122.112Jurisdictions司法管辖区122.113Liability责任122.113.1ThirdPartyLiability(TPL)第三者责任122.114Loading附加保费122.115Loss损失122.116Lossadjuster理算人122.117Lossoccurredarea(财产险)出险区域132.118Lossoccurredtime(财产险)出险时间132.119Margin保证金132.120Marketing营销132.121Marketingterritory营销区域132.122Marriagestatus婚姻状况132.123Masterpolicy统括保单132.124Motorbodycolor车身颜色132.125Motorcategory车辆类型132.126Motormodel车型132.127Motortype车辆种类132.128Motorusage车辆使用性质132.129Natureofbusiness营业性质132.130Net(Nt.)净(金额)132.131Noclaimdiscount(NCD)无赔款优待折扣132.132Notice通知，通知书132.133Occupation职业132.134Openpolicy开口保单132.135Packageselling一揽子销售132.136Paid–inamount实收金额132.137Part-termpremiumrate短期费率132.138Payableamount应付金额132.139Payee领款人132.140Payer付款人132.141Paymentways付款方式132.142Persistencyrate续保率132.143Outstandingclaim未决赔款132.144Policy保单132.145Policyholder,Policyowner保单所有人132.146Policynumber保单号132.147Policyperiod保险期限132.148Policystatus保单状态132.148.1Inforce有效132.148.2Suspended中止142.148.3Terminated终止142.149PolicyTermination保单终止142.149.1PolicyCancellation保单注消142.149.2PolicyExpiration保单满期142.149.3PolicyRescission保单取消142.149.4PolicySurrender保单解约(退保)142.150Policyyear保单年度142.151Postalcode邮政编码142.152Premium保费142.152.1Advancepremium预收保费142.152.2Earnedpremium已赚保费142.152.3Grosspremium毛保费142.152.4Netpremium净保费142.152.5Outstandingpremium未收保费142.152.6Paid–inpremium实收保费142.152.7ReceivablePremium应收保费142.152.8Receivablepremiumoverdue逾期应收保费142.152.9Riderpremium附加险保费142.152.10Riskpremium风险保费142.152.11Standardpremium标准保费142.152.12Unearnedpremium未满期保费142.152.13Writtenpremium签单保费142.153Premiumpaymentmode缴费方式142.153.1Regularpremium期交保费142.153.2Singlepremium趸交保费142.154Premiumpaymentperiod缴费期间142.155Premiumrate费率142.156Product产品152.157projectcontractor工程承包人152.158Prospect准保户152.159Prospecting展业152.160Receipt收据152.161Receivableamount应收金额152.162Recovery追偿152.162.1Recoveryamount追偿金额152.162.2Recoveryapproach追偿途径152.162.3Recoverydate追偿日期152.162.4Recoveryparty被追偿人152.162.5Replevyamount追回金额152.162.6Replevydate追回日期152.163Register立案152.164Reinsurance再保险152