我国地方政府债务风险分析与研究(格式)

1我国地方政府债务风险分析与研究摘要：地方政府的融资行为一定程度上弥补了政府财政支出的不足，在促进经济增长和改善民生方面都起到了积极的作，但是过度的举债行为亦会让政府承担起较高的债务风险。随着信贷及地产市场的收紧最终将导致地方政府债务偿还能力减退，届时地方债务将转由中央政府负担或转化为银行坏账，这无疑会直接影响到社会的建设与发展。因此，我国地方政府的债务问题必须得到应有的重视。本文基于以上诸多问题，运用规范分析的手段对地方政府负债的风险问题进行了多角度的分析与研究，立足于目前我国地方政府负债的现实状况总结出了其问题的根源，并最终提出了一套行之有效的方案。关键词：地方政府债务债务风险风险分析2Abstract:inordertoeffectivelycontrolandsupervisionoflocalgovernmentborrowingbehavior,China'sbudgetlawandrelevantlawsandregulationsaremadeinaccordancewiththeprovisionsof.Evenso,thefiscalandloosemonetarypolicysupport,China'slocalgovernmentsinparticulartheprovincialgovernmentremainedonthevariousfinancingactivities,whichisgovernmentdebthasincreasedyearbyyear.Localgovernmentfinancingbehaviortomakeupforthelackofgovernmentfinancialexpendituretoacertainextent,inpromotingeconomicgrowthandimprovingpeople'slivelihoodhaveplayedanactiverole,butexcessiveleveragewouldallowthegovernmenttoassumethedebtrisk.Withthetighteningofcreditandtherealestatemarketwilleventuallyleadtolossoflocalgovernmentdebtrepaymentability,thenthelocaldebtwillbebornbythecentralgovernmentorintothebankbaddebts,whichwilldirectlyaffecttheconstructionanddevelopmentofsociety.Therefore,thedebtproblemoflocalgovernmentinourcountrymustreceivedueattention.Inthispaper,basedontheseproblems,analyzeandstudythemultiangleusingstandardanalysismethodsoflocalgovernmentdebtriskproblem,basedonthepresentsituationoflocalgovernmentdebtinChina,summeduptherootoftheproblem,andfinallyputforwardasetofeffectivescheme.Keywords:analysisoftheriskoflocalgovernmentdebtriskdebt3摘要..................................................................................................................................................1Abstract.............................................................................................................................................2一、地方政府债务风险问题的重要概念及现状简述...................................................................4（一）地方政府债务...............................................................................................................4（二）地方政府债务风险.......................................................................................................5（三）我国地方政府债务风险的现状分析...........................................................................5二、我国地方政府的负债问题及不利影响...................................................................................6（一）我国地方政府的负债问题...........................................................................................61.地方政府举债和融资行为不规范................................................................................62.地方政府性债务的监管不力......................................................................................63.某些地区和行业偿债能力较低....................................................................................64.部分政府性债务资金未及时安排使用........................................................................75.政府性债务资金违规使用............................................................................................7（二）我国地方政府债务风险的不利影响...........................................................................71.影响地方财政正常运转................................................................................................72.降低了经济增长质量....................................................................................................73.易引发金融风险、经济风险甚至社会风险................................................................84.地方政府债务失控损害了政府的信用........................................................................8三、我国地方政府债务风险的成因分析.......................................................................................8（一）地方政府自身缺乏风险意识.......................................................................................8（二）当前的各种体制、机制不完善...................................................................................91.现行财政体系存在问题................................................................................................92.地方政府融资、投资体系不完善..............................................................................10（三）现行的地方政府债务监管不规范.............................................................................10（四）债务管理的法律法规不健全.....................................................................................11四、防范我国地方政府债务风险的相关建议.............................................................................12（一）加强地方政府的债务风险意识.................................................................................121.转变政府职能..............................................................................................................122.深化地方政府行政体制改革......................................................................................12（二）完善我国财政体制.....................................................................................................131.事权清晰......................................................................................................................132.找准工作重心..............................................................................................................13（三）完善我国地方政府的投资融资体制..............................................................