付款方式

PaymentTerms+一、国际贸易中常用的付款方式国际贸易中常用的三种支付方式：即汇款、托收、信用证。1.汇付汇付(Remittance)又称汇款，是付款人委托银行采用各种支付工具，将款项汇交收款人的支付方式。常见的汇付种类有：信汇M/T(MailTransfer)电汇T/T(TelegraphicTransfer)票汇D/D(DemandDraft)汇付的使用：预付货款(PaymentinAdvance)随定单付现C.W.O.(CashwithOrder)货到付现C.O.D.(CashonDelivery)凭单付现C．A．D．(CashagainstDocuments)2.托收托收(Collection)是出口方委托银行代收货款的结算方式。出口人装出货物后，开具汇票，连同全套货运单据，委托出口地银行通过它在进口地分行或代理行向进口人收取货款。其下又分付款交单(D/P：DocumentagainstPayment)和承兑交单(D/A:DocumentsagainstAcceptance)。3.信用证信用证是银行应进口人的要求，开给出口人的一种保证承担付款责任的凭证。属于逆汇法，银行信用。这是一种最常见的国际贸易支付方式。根据效力，分为可撤销和不可撤销两种；根据时间，分为即期和远期两种。此外，还有一些特别的信用证，如保兑信用证、可转让信用证、循环信用证、预支信用证等新品种。信用证(LetterofCredit,L/C)是银行应开证申请人的要求或以自身的名义，向第三者开立的示诺在一定期限内凭规定的单据支付一定金额的书面文件。常见的信用证种类有：可／不可撤销信用证(Revocable/IrrevocableL/C)保兑／不保兑信用证（Confirmed/UnconfirmedL/C）即期／远期信用证(Sight/UsanceL/C)可转让／不可转让信用证（Transferable/Non-transferableL/C）循环信用证(RevolvingL/C)延期付款信用证(DeferredPaymentL/C)预支信用证(AnticipatoryL/C)二．WordsandPhrasesthemodeofpayment/paymentterms付款方式1Ppayment支付，付款9p(T9T0X2B%~pay付款，支付，偿还dishonour拒付-f3Q6h-d#vdeferredpayment延期付款!I!Y-u(Q3\&f-\6V,tprogressivepayment分期付款paymentonterms定期付款'I0`-K2m)E3i(Jpaymentagreement支付协定5u7F(M.Z+Z8[payorder支付凭证paymentorder付款通知+p%t+k5n1D*w;^(F*y0tpaymentbybanker银行支付paymentbyremittance汇拨支付paymentinpart部分付款+q0Z/{._*H!O%h(J*S7paymentinfull全部付讫cleanpayment单纯支付simplepayment单纯支付*R7W5J&y9c-O,H,W!~paymentbyinstallment分期付款3p&A%S:\9n+Dpaymentrespite延期付款7g0_:C*q,m:cpaymentatmaturity到期付款paymentinadvance预付（货款）CashWithOrder(C.W.O)随订单付现1j8s)}$D5b;S:eCashOnDelivery(C.O.D)交货付现CashAgainstDocuments(C.A.D)凭单付现0w$}6payondelivery(P.O.D)货到付款%Qi,E&J2ypaymentinkind实物支付paymentfor(in)cash现金支付，付现!|3l!m%i+^ftherefusalofpayment拒付三.Patterns:开始协商：I'mgladthatwe'vesettledtheprice.Nowwhataboutthetermsofpayment?很高兴我们把价格问题谈妥了。那付款方式怎么定？Howarewegoingtoarrangethepayment?我们怎么安排付款的事情？Shallwehaveatalkabouttermsofpaymenttoday?我们今天谈谈付款条件怎么样？)Z,t!v2K*DX(?!?Whatisthemodeofpaymentyouwishtoemploy?+z3il您希望用什么方式付款？付款协商：……isthenormaltermsofpaymentininternationalbusiness.……是国际贸易中惯用的付款方式。-f)Z-@2M(x'LPaymentbyL/Cisquiteusualininternationaltrade.信用证付款在国际贸易中非常普遍。PaymentbyL/Cisourusualpractice.信用证付款是我们通常的做法。Weonlyacceptpaymentbyconfirmedirrevocableletterofcredit.我们只接受保兑的不可撤消的信用证付款。L/Catsightiswhatwerequestforallourclients.开即期信用证是我们对所有客户的要求。WeinsistonPaymentinAdvance;wecan'tacceptPaymentafterArrivalofGoods.我们坚持要求预付货款，不能接受货到付款。WeinsistonCashwithOrder;wecan'tacceptOpenAccount.我们坚持要求订货付现，不能接受赊账业务。WeacceptneitherPaymentbyInstallmentsnorDeferredPayment.我们既不接受分期付款也不接受延期付款。IsPaymentbyRemittanceacceptable?采用汇付方式可以吗？DoyouacceptM/T，T/TorD/D?你们接受信汇、电汇还是票汇？DoyouacceptSightDraftorTimeBill?你们接受即期汇票还是远期汇票?DoyouacceptPaymentbyCollection?你们接受托收付款方式吗？CouldyoumakeanexceptioninourcaseandacceptD/PorD/A?您能不能给我们这次破破例，接受付款交单或者承兑交单？Weonlyacceptpaymentbyconfirmedletterofaedit.我们只接受保兑的信用证付款。WhataboutD/A?承兑付款怎么样？Sorry.PaymentbyL/Cisourusualpracticewithallcustomers.Asamatteroffact,L/Cprotectstheselleraswellasthebuyer.很抱歉。信用证付款是我们与所有客户交易的付款方式。实际上，信用证付款的方式不仅保护买方也保护卖方。ThenisD/Pacceptabletoyou?那么，付款交单你们可以接受吗？I'mafraidwemustinsistonourusualform.恐怕我们必须坚持我们的惯用方式。InopeningaletterofcreditwithabankIhavetopayadeposit.Thatwilltieupmyfunds/addtoourcost.开信用证我得向银行付押金，那会占用我的资金/增加成本。（Youmightconsultwithyourbankandseeifitcanreducetherequireddeposittoaminimum.你可以跟银行协商一下，看能不能把要求交的押金尽量压到最低的程度。）Stilltherewillbecertainbankcharges.Tomeeteachotherhalfway,whatdoyousayt050%byL/CandthebalancebyD/P?可是还得向银行支付一些手续费。我们都做个让步吧，一半用信用证，一半用付款交单怎么样？I'mawfullysorry.butI'mafraidIcannotpromiseeventhat.WedorequirepaymentbyL/C.非常抱歉，恐怕即使这样我也不能答应。我们坚决要求信用证付款。Paymentistobeeffected(made)beforetheendofthismonth.']'t8H9c这个月末以前应该付款。It'sconvenienttomakepaymentinpoundsterling/USdollars/Honghkongdollars/DeutscheMark/AustralianDollar/RMB……_*}7G/用……付款较方便。Wemayhavesomedifficultiesmakingpaymentin…….用…付款可能会有困难。3[)ne!P*l3^._:FNow,asregardspayment,we'veagreedtouseU.S.Dollar,amIright?至于付款，我们已同意用美圆，对吗？/a+y9E#g7m(Wecan'tacceptpaymentondeferredterms.我们不能接受延期付款。Wecan'tacceptanyothertermsofpayment.:J&U:n7我们不能接受其他的付款条件。3[,拒付：What'syourreasonfortherefusalofpayment?'D4n:U+你们拒付的理由是什么？Collectionisnotpaid.托收款未得照付。4B)g/Z7Q,k9M-v&?Wedon'tthinkyou'llrefusetopay.我们相信你们不会拒付。5K9E5U0s%p,nOnlyonerefusalofpaymentisacceptabletothebank.9银行只接受一次拒付。Yououghttopayusthebankinterestoncepaymentiswronglyrefused.)如果拒付错了，你们应该偿付我方的银行利息。We'llnotpayuntilshippingdocumentsforthegoodshavereachedus.3~见不到货物装船单据，我们不付款。)p'V*[$o:@DWe'reworryingthatadeclineinpricesmightleadtorefusalofpayment.#我们担心市场价格下跌会引起拒付。Ofcoursepaymentmightberefusedifanythinggoeswrongwiththedocuments.'P3如果单据有问题，当然可以提出拒付。(S;u'T$G6Y9结束：Nowwehavesettledthetermsofpayment.8q.lv3\6Q现在我们已经谈妥了付款条件。*^:_,I.O-f.E-c&Ifyoucan'tbemoreflexible,wewon'tacceptyourtermsofpayment.'j4|如果你们不能灵活些，我们将不接受此种付款方式。9e0h$s9|.O)?