Unit14 Insurance

UnitFourteenInsurance(保险)ObjectivesIntroductionNewWords&ExpressionsExercisesKeystoExercisesObjectivesUnitFourteenInsurance(保险)1.保险在外贸业务中的重要性2.国际贸易中的主要险种3.涉及保险的商业信函的撰写通过本章的学习，帮助学生掌握:IntroductionNecessitiesofinsuranceininternationaltradeTospreadthefinanciallossesoftheinsuredmembersoverthewholeoftheinsuringcommunitybycompensatingthemisfortunefewfromthefundbuiltupfromthecontributionsofallmembers.Today,insuranceisaformofintangibletradewhichhelpsourcountrytoaccumulateforeignexchange.Businessmenshouldhaveathoroughknowledgeofitandtheabilitytohandleitsproblemstowinoverthebusinessofinsurance.UnitFourteenInsurance(保险)IntroductionMaintypesofinsuranceininternationaltradeHookDamage钩损险RiskofOdor串味险RiskofRust锈损险Sweating&HeatingRisk受潮受热险RiskofShortage短量险WarRisk战争险RiskofLeakage渗漏险Pilferage&Theft偷窃险LossorDamageCausebyBreakageofPacking包装破裂险AllRisks一切险UnitFourteenInsurance(保险)IntroductionLettersconcerninginsurancecanbewritteninthefollowingstructure:1.Putforwardtheproblemofinsuranceinapositiveway.2.Statewhichkindofinsuranceisdesiredandprovidethereaderwithconvincingandspecificreasons.3.Expressexpectationsforanearlyreplyorcooperation.UnitFourteenInsurance(保险)UnitFourteenInsurance(保险)敬启者：事由：我方105号定单你方005号销售合同下的400箱电子玩具请查阅我方第105号订购400箱电子玩具的定单。你方会发现此定单是按成本加运费订购的。我们现在想在你地投保，故请按发票金额加10%。即20万美元代我方对此投保综合险。收到你借方结帐单后，我方即将保险费付给你们。如你方愿意，亦可开具即期汇票，向我方收款。诚盼能够得到你方的同意。谨上SampleLetterⅠUnitFourteenInsurance(保险)敬启者：事由：附加破损险我们查阅了你方为长城牌瓷砖所开具的202号信用证，这张信用证我们刚刚收到。请注意我们对这种货物不投破损险。因此，请在信用证中把破损险从保险条款中删掉。另外，我们要指出，像门窗玻璃、陶瓷等物品，即使投了破损险，也有5%的免赔率。换句话说，如果货物的破损损失低于5%，将得不到任何赔偿。相信我们的观点已经表达的非常清楚，请立即将更正后的信用证传真过来。谨上SampleLetterⅡ敬启者：对你方3月4日来信中有关保险问题的回复可以接受你方顾客的要求，将货投保到内陆城市，额外保费由你方顾客负担，我们不能同意你的按发票价值的120%投保的要求因为合同规定保费为发票价值的110%我们相信上述信息能够使你们满意。惠盼早复。谨上SampleLetterⅢUnitFourteenInsurance(保险)NewWords&Expressions1.与insurance有关的一些短语(1)与on连用，表示投保的货物：insuranceon100tonsofcotton(2)与against连用，表示投保的类别：insuranceagainstwarrisk(3)与at连用，表示保费或费率：insuranceattherateof10%,insuranceatalowerpremium(4)与with连用，表示向保险公司投保：insurancewithXinhuaLifeInsuranceCompanyofChinaUnitFourteenInsurance(保险)NewWords&Expressions2.on…basis…与之相关的短语有：onthebasisof,bebasedon,base…on…ReferenceistomadetoourorderNo.213covering300setsofsewingmachines,whichisplacedonCFRbasis.请参看我们213号定单下的300台洗衣机，这是以成本加运费为基础的。UnitFourteenInsurance(保险)NewWords&Expressions3.approvev.i.批准、赞成，与介词of连用OurcompanyhasapprovedoftheinsurancerateyouofferedinyourletterofMay5th.我公司已批准你方在5月5日来函中所报保险费率。Weareeagertoknowifourofferhasbeenapprovedbyyourfirm.我方急于知道我们的报价是否得到贵方批准。UnitFourteenInsurance(保险)NewWords&Expressions4.referto谈到，提到We‘dliketoreferyoutoourreplyofAugust29th,inwhichwehaveclearlystatedourinsurancepolicy.提请你们参看我方8月29日回函，在回函中我们已清楚地解释了我方的保险政策。Astotherate,youcanrefertotheofficialdocumentsofPICC.至于费率，你们可参看中国人民保险公司的正式文件。UnitFourteenInsurance(保险)NewWords&Expressions5.besubjectto受约束，受控制Theratenowbeingchargedbyusfortheproposedshipmentagainstallriskswillbe10%subjecttoChinaInsuranceClauses.按照中国保险条款，我方对投保一切险的货物收取的费率是10%。Whatweshouldliketopointouthereisthattheagreementreachedbetweenusissubjecttothefurtherinstructionsfromourheadquarter.需要指出，我们所达成的协议应以我方总部的进一步指示为准。UnitFourteenInsurance(保险)NewWords&Expressions6.amendmentn.修改，修正Anyamendmentinthecontractcanbeonlymadeafterhavingtheconsentofthetwopartiesconcerned.只有在双方同意的情况下才可对合同内容做出修改。Withregardtothepresentpricelevel,weproposedanamendmentinthecontractwesignedonMay1st.鉴于目前的价格水平，我们建议对5月1日的合同内容进行修改。UnitFourteenInsurance(保险)NewWords&Expressions7.onconditionthat如果，在……条件下WeacceptyourofferonconditionthatthetimeofshipmentisMay.我方接受你方报盘，但以装运期5月为条件。Ourcustomersagreetoplaceordersimmediatelyonconditionthatyouallowthemadiscountof4%.如果能给予4%的折扣，我方客户们同意立即订购。UnitFourteenInsurance(保险)NewWords&Expressions8.premiumn.保险费premiumloan保险借款premiumtariff保险费率表premiumnote保险费付款期票UnitFourteenInsurance(保险)ExerciseⅠExerciseⅡExerciseⅢExerciseⅣExerciseⅤExercisesUnitFourteenInsurance(保险)ExerciseⅠTranslatethefollowingtermsandexpressionsA.IntoChinese:1.inanswerto2.inregardtoinsurance3.intheabsenceof4.inotherwords5.subjectto6.afranchiseshop7.ship...inbulk8.riskofshortage9.riskofleakage10.serveyourpurposeUnitFourteenInsurance(保险)ExerciseⅠTranslatethefollowingtermsandexpressionsB.IntoEnglish:1.一切险2.水渍险3.平安险4.额外保险费率5.保险费率6.免赔率（额）7.明确指示8.惯例9.特殊附加险10.淡水雨淋险UnitFourteenInsurance(保险)ExerciseⅠ1.Inparticularwewishtoknowwhetheryoucanissueaspecialratereturnthepromiseofregularmonthlyshipment.2.Asshipmentisduetobegin14thMarch,pleaseletushaveyourquotationbyreturn.3.whattermswillyoubegladtoarrangeanallriskspolicyforus?4.Theinvoicedvalueoftheconsignment,thefreightandcommission,is$2,500.5.WearepleasedtonotethatyouarereadytoinsureusashipmentofChineseporcelainfromShanghaitoSydneybysea.UnitFourteenInsurance(保险)ExerciseⅠ6.Ifyoufindourrateacceptable,pleasepresentthedetailsyourshipmentsothatwemayissueourpolicyaccordingly.7.Thetermsyouquoteforanopenpolicyof1,200coveringallriskswillapplyourconsignmentontheroutesnamed.8.WethankyouforyourreplyourinquiryofApril29.9.IfyoucankindlyarrangetoinsurethesameourbehalfAllRisksweshallbegreatlyobliged.10.theordinarycircumstance,nolossorth