Financial-risk-prevention

1、Financialriskprevention1financialriskFinancialriskisarealisticquestionwhichtheenterprisemustfaceintheprocessoffinancialmanagement,financialriskisobjectiveexistence,enterprisemanagementofthefinancialriskonlytotakeeffectivemeasurestoreducetherisk,andmaynotcompletelyeliminatetherisk.Basedontheanalysisofenterprisefinancialrisktypes,findingoutthespecificreasonsforthefinancialrisksarisingfrom,andtriestoexploreaneffectivewaytosolveallkindsoffinancialrisk.Intoday'sworldbecauseoffinancialriskandbankrupt。

2、cyofthecompany,orevenlargecompaniesisnotasrareasin2002,theworld'stop500isanexampleofenron.Therefore,ignoringthefinancialriskwillbringseriousconsequences.Summary:financialrisk(financialrisk)referstotheriskofcorporatefinancialstructureisirrational,improperfinancingcompaniesmaybeinsolventandleadinvestorstoexpectadeclineinyieldsof.Financialriskisbroadlydefinedandnarrowlydefined,decisiontheorists,riskisdefinedastheuncertaintyofloss,thisisanarrowdefinitionofrisk.JapanesescholarKameiLiminbelievesthatth。

3、eriskisnotonlyreferstotheuncertaintyofloss,butalsotheuncertaintyofprofit.Thisistheviewthattheriskisuncertain,itmayposeathreattotheactivitiesofthemainbody,mayalsobringtheopportunity,thisistheconceptofgeneralizedrisk.2financialriskclassification2.1financingriskThefinancingriskreferstothecapitalmarketsupplyanddemand,duetochangesinthemacroeconomicenvironment,bringtheenterprisetoraisefundsforthefinancialresultsofuncertainty.Includinginterestraterisk,financingriskandfinancingrisk,financialleverage,exc。

4、hangeraterisk,purchasingpowerrisk.2.2investmentriskInvestmentriskreferstotheenterprisetoinvestsomemoney,becauseofchangesinmarketdemandandtheinfluenceoftheultimateriskincomeandtheexpectedreturnfromthe.Foreigninvestmententerprisesaremainlydirectinvestmentandportfolioinvestmentintwoforms.2.3businessriskBusinessriskandbusinessrisk,isreferstotheenterprise'sproductionmanagementprocess,theenterprisecapitalmovementsluggisheffectforproductionandmarketingaspectsofuncertaintyfactors,enterprisevaluechanges.。

5、Businessriskmainlyincludespurchasingrisk,productionrisk,stockliquidityrisk,accountreceivablerisketc..2.4inventorymanagementriskEnterprisestomaintainacertainamountofinventoryforthenormalproductionisessential.However,howtodeterminetheoptimalinventoryisamoredifficultproblem,inventorytoomuchwillleadtoproductbacklog,occupytheenterprisecapital,higherrisk;toolittleinventorymayleadtorawmaterialsupplyisnottimely,affecttheenterprisenormalproduction,seriouswhenmayresultinabreachofcustomer,affectthecompany'。

6、sreputation.2.5liquidityriskLiquidityriskistheriskthatcannotbenormalanddeterministictransferenterprisescashordebtandcash,notthenormalperformanceofpossibility.Inthissense,theliquidityriskanalysisofenterprisesfromtwoaspectsofenterpriseliquidityandsolvencyandevaluation.The3sourcesoffinancialriskIntheanalysisofthefinancialrisksofenterprise,wethinkwecanmakeuseofstrategicthinking,externalanalysisandinternalanalysisofthe.3.1analysisofexternalfinancialriskTherearealotoftheexternalcauseofthefinancialrisk。

7、sofenterprise,whichmainlyincludesfourreasons.3.1.1economicfactorsThemaineconomicfactorsincludingfiscalpolicy,monetarypolicy,taxrate,industrialstructure,growthofGDP,inflationrate,exchangerate,interestrateandsoon.Thechangeofthesefactorswillhaveafar-reachingimpactonthedevelopmentofbusinessenterprises,processingisnotgood,itiseasytomaketheenterprisefinancialrisk.3.1.2,thegovernmentpoliticalandlegalfactorsThepolitical,legalandgovernmentfactorsconstituteanimportantopportunityfortheenterprisesizeandthre。

8、ats.Torelyheavilyongovernmentcontractsandsubsidiestotheindustryandcompanyfinancialanalysisexternalpoliticalpredictionbecomethemostimportantpartof.Thelegalenvironmentoftheenterprisesystemoflawsandregulationsandthechangesoftheenterprise'sbusinesscansignificantlyinfluence.3.1.3naturalenvironmentfactorsBecauseoftheriskoflossescausedbynaturalforces,trafficdisruptioncausedbythepropertyoftheenterprise.Forexample:storms,floodsandearthquakesetc.willaffecttheprofitsofenterprises,resultinginthefinancialris。

9、koftheenterprise.3.1.4society,culture,populationandenvironmentalfactorsSociety,culture,populationandenvironmentalfactorsfortheenterpriseproducts,services,marketsandconsumerswillhaveasignificantimpact.Forexample:thereligiousconflictsarelikelytocauseunrestandwar,theresultmayleadtodamagetheoperatingconditionsoftheenterpriseproductionandmanagementactivitiesandinterrupt.Analysisof3.2internalfinancialrisk3.2.1enterprisemanagementpersonnellackofknowledgeontheobjectivityoffinancialriskThefinancialriskis。

10、anobjectiveexistence,aslongasthefinancialactivitieswillinevitablyfacetheproblemoffinancialrisk.Inpracticalwork,especiallythefinancialmanagementpersonnellackofriskawareness,aslongasmakegooduseoffunds,willnotproducefinancialrisk,riskconsciousnessisoneoftheimportantcauseoffinancialrisk.3.2.2lackofscientificfinancialdecision-makingleadstomakingmistakesFinancialdecision-makingmistakesisthecauseofthefinancialriskisanotherimportantreasontoavoidmakingmistakesisthepremiseoffinancialfinancialdecision-makin。