我国保障性住房制度及实践的研究

我国保障性住房制度及实践的研究摘要伴随着住房制度货币化改革，我国政府为了解决中低收入阶层住房困难问题，从我国现有实际出发，参考发达国家住房保障政策的基础上，推出了一系列保障性住房政策，包括实行经济适用房政策、廉租房政策和房租补贴制度。住房保障性制度的实施，在一定程度上解决了中低收入阶层的住房困难问题。但是不可否认的是：这三项住房保障措施在实施过程中均出现了这样或那样的问题，使得现有住房保障制度的实施效果很不明显，难以令人满意。这要求我们对现行住房保障制度进行全方位的思考，根据我国社会经济和住房发展的实际情况，构建一个更为科学、合理、高效、公平的住房保障制度，以更好地解决广大中低收入居民的住房问题，促进和谐社会的建立。目前，城镇居民的住房保障问题引起了我国政府和学术界的广泛重视，但研究多集中在如何对现有住房保障制度进行改革方面，对我国住房保障制度进行深入系统研究，探索全新住房保障模式的成果很少。本论文运用理论分析和实证分析相结合的方法，对我国住房保障制度的建立进行了系统性的研究。本论文主要的研究目的，就是通过研究国内外住房保障理论最新研究成果，对不同住房保障方式进行经济效应比较分析，参考发达国家和地区在住房保障政策方面的成功经验，结合我国住房保障制度的实际，构建适合我国国情的住房保障制度，最大限度地解决我国住房难的问题。关键词保障性住房社会保障住房保障性制度OurAffordableHousingSystemAndPracticeResearchABSTRACTWithhousingsystemcurrencyreform,theChinesegovernmentinordertosolvetheproblemsinthehousingdifficultiesoflow-incomepeople,fromourexistingreality,thedevelopedcountriesforreferenceonthebasisofhousingsecuritypolicy,introducedaseriesofaffordablehousingpolicy,includingexecuteeconomyapplicableroompolicy,low-costpolicyandsystemofhousingaccumulationfund.Implementationofthesystemofaffordablehousinginacertainextent,resolvethehousingdifficultiesoflow-incomegroups.However,itisundeniablethatthethreehousingsafeguardmeasuresintheprocessofimplementingallappearedofthisorthatkindofproblem,maketheexistinghousingsafeguardsystemimplementationeffectisnotobvious,notacceptable.Thisrequiresustothecurrenthousingsafeguardsystemforall-roundthinking,accordingtoChina'ssocialeconomyandhousingdevelopmentreality,toconstructamorescientific,reasonableandefficient,fairhousingsafeguardsystem,tobettersolvethehousingprobleminthelow-incomeresidents,andpromotetheestablishmentofaharmonioussociety.Atpresent,urbanhousingsecurityproblemsarousedtheChinesegovernmentandacademia,buttheextensiveattentiononhowtostudyforexistinghousingsystemreformofthehousingsystem,furthersystemofexploringnewhousingsafeguardmodelresultsrarely.ThispaperusenormativeanalysisandempiricalanalysisofthemethodofcombiningtheestablishmentofChina'shousingguaranteesystemonthesystemicresearch.Thisthesismainlyresearchpurposes,isthroughthestudyofdomesticandforeignhousingsafeguardtheorylatestresearchresultsofdifferenthousingsafeguardwayeconomiceffectcomparisonanalysis,fromthedevelopedcountriesandregionsinhousingpolicyinChina,combiningthesuccessfulexperienceoftheactualhousingsystem,constructingsuitableforChina'snationalconditionsofhousingsafeguardsystem,utmostgroundsolveourhousingdifficultquestion.KeywordsAffordablehousingSocialsecurityHousingindemnificatorysystem目录1绪论.........................................................................................................................11.1课题选择的背景及现实意义.........................................................................11.2研究的方法.....................................................................................................21.3研究思路.........................................................................................................22我国保障性住房制度概述.....................................................................................32.1我国保障性住房的产生和发展.....................................................................32.1.1住房保障制度产生的经济社会背景...................................................32.1.2我国保障性住房的发展.......................................................................32.2我国保障性住房的内涵及其内容.................................................................42.2.1保障性住房的内涵...............................................................................42.2.2保障性住房的内容...............................................................................52.2.3我国保障性住房制度设计的依据及理论基础...................................63我国城镇现行住房保障制度分析.......................................................................103.1我国不同省份的部分地区保障住房制度的比较.......................................103.2我国保障性住房的建设模式及发展趋势...................................................113.2.1我国保障性住房的建设模式.............................................................113.2.2我国保障性住房的发展趋势.............................................................123.3我国保障性住房制度取得的成果及不足...................................................143.3.1我国保障性住房制度取得的成果.....................................................143.3.2我国保障性住房制度的不足.............................................................144国外保障性住房的经验参考及启示...................................................................174.1澳大利亚的住房保障政策及启示...............................................................174.2美国的住房保障政策及启示.......................................................................214.3新加坡的住房保障政策及启示...................................................................285对建立我国保障性住房制度的政策建议...........................................................375.1建立住房社会保障制度的政策选择...........................................................375.2住房社会保障制度的政策实施...................................................................385.3住房分类供应保障政策的可行性...............................................................41结束语.....................................................................................................................42参考文献......................................