国际结算实验-托收实验参考答案

实验3.托收结算业务3.2实验项目3.2.1实验目标1、托收委托书填写完整、准确性的审核。2、根据托收委托书和条件正确缮制托收指示。3、托收指示完整、准确性的审核。4、掌握拒付中退票通知书、拒付电文的发送、审核和处理。5、跟单托收处理流程。6、付款交单、承兑交单处理流程。7、掌握URC522对托收业务处理中的规定。3.2.2实验要求1、托收行审核光票托收委托书。2、托收行根据所给光票托收委托书缮制光票托收指示。3、托收行审核跟单托收委托书。4、托收行根据所给跟单托收委托书缮制跟单托收指示。5、代收行审核跟单托收指示。6、代收行缮制和发送退票通知、拒付电文。7、托收行对收到的退票通知和拒付电文进行审核和处理。票据种类Items号码OriginalNo.出票日期DateofIssue币别及金额Currency&Amount支票783814/05/2003US$2000.00付款人BankofAmericaN.T.&S.A.出票人AAATradingCompany,NewYork受益人ChinaNationalImp.&Exp.Corp.,Guangzhou开户账号A/CNo.098730-9867-9423银行编号RefNo.CC091763.2.3实验素材一、光票托收（一）2003年5月22日中国进出口公司广州分公司向中国银行广州分行提交下面这张光票托收委托书，托收行按所给问题审核光票托收委托书。委托日期：22/05/2003X款项收妥后，请付我账。X你行及国外行所有托收费用，请付我账。中国进出口公司广州分公司⑴委托人公司名称中国进出口公司广州分公司⑵付款人公司名称BankofAmericaN.T.&S.A.⑶托收金额US$2000.00⑷托收票据种类、内容支票：号码7838；出票日期14/05/2003；金额US$2000.00付款人BankofAmericaN.T.&S.A.；出票人AAATradingCompany,NewYork；收款人ChinaNationalImp.&Exp.Corp.,Guangzhou⑸银行费用由哪方支付？中国进出口公司广州分公司⑹光票托收适用范围贸易从属费用，金额较小的贸易货款尾数，佣金、折扣⑺托收行是否承担必定收回票款的责任？否⑻托收行办理托收业务的依据是什么？委托人提交的托收委托书（申请书）⑼哪些票据或凭证可提交给银行办理光票托收？汇票、本票、支票（二）中国银行广州分行根据中国进出口公司广州分公司提交的光票托收委托书，于2003年5月23日缮制并向代收行BankofAmericaN.T.&S.A.邮寄光票托收指示，并选择第二、第三、第五、第六项托收指示条款。中国银行分行BANKOFCHINAORIGINALInallcorrespondencePleasealwaysquoteDate:23,May,2003迳启者：DearSirs,兹奉下列票据，请即收我册。Wehavepleasureinforwardingthefollowingcheque/draftforpayment/collection.票据号码OriginalNo.付款人Drawnon出票人Drawer金额Amount7838BankofAmericaN.T.&S.A.AAATradingCompany,NewYorkUS$2000.00TOTALAMOUNTUS$2000.00Pleasefollowinstructionsbelow(markedX):□Credittheproceedsimmediatelyunderusualreserves.XCollectionssubjecttofinalpaymentNotunderusualreserves.XCREDITtheproceeds(lessyourcharges,ifany)toourUSDollaraccountwithyouunderauthenticatedtelex/SWIFTadvicetousquotingourRefNo.□REMITtheproceeds(lessyourcharges,ifany)toouraccountwithviaCHIPSundertheirauthenticatedtelex/SWIFTadvicetoQuotingourRefNo.XIfunpaidpleasecableadviseusandreturnthesamecheque/drafttousbyregisteredairmailwithreason(s)ofnon-payment.XPleaseacknowledgereceipt.Unlessotherwiseexpresslystatedherein,thiscollectionissubjecttothe“UNIFORMRULESFORCOLLECTION”-I.C.C.BROCHURE522.For:BANKOFCHINAGUANGZHOU__________________________________AuthorizedSignature(s)OURREF　384CC-28975致TOBankofAmericaN.T.&S.A.Pleasemark请填上下列文件的份数NumberofDOCUMENTSATTACHED我司账号OurA/CNo.87364-752-9251Draft汇票Billoflading提单Airwaybill空运单CargoReceipt货物收据Invoice发票Memo.中旅社托收委托书致：中国银行广州分行OriginalCollectionApplicationTO:BANKOFCHINAGUANGZHOUDate:18th,May,2003Wehandtheundermentioneditemfordisposal兹送上下列文件，请按照下述指示办理，本司inaccordancewiththefollowinginstructions并同意遵照背面之条款。andsubjecttothetermsandconditionssetoutXPleaseadvanceagainstthebill/documentsoverleaffor请予垫款XCOLLECTION代收□Pleasedonotmadeanyadvance□NEGOTIATIONunderDocumentaryCredit无须垫款议付信用证下单据二、跟单托收（一）2003年5月18日GuangdongArts&CraftImp.&Exp.Company向中国银行广州分行提交下面这张跟单托收委托书，托收行按所给问题审核跟单托收委托书。承运收据Cert.OfQual/Quan.品质/数量证明书Cert.OfOrigin产地证明书Ins.Pol/Cert.保险单/证书PackingList装箱单WeightList重量单Bene.Cert.受益人证明书CableCopy电报副本Comm.Cust.2/24/42/21/11/11/1OTHERDOCUMENTS其它文件DRAWEE付款人GoodLuckCompany,HongkongISSUINGBANK开证银行DOCUMENTARYCREDITNO.信用证编号TENOR期限ATSIGHTDRAFTNO./DATE票号/日期18th,MayDRAFTAMOUNT金额HK＄652,450.00FOR“BILLSNOTUNDERL/C”PLEASEFOLLOWINSTRUCTIONSMARKED“X”如属非信用证下单据请按下列有X之条办理DeliverdocumentsagainstPAYMENT/ACCEPTANCE付款/承兑交单□Acceptance/paymentmaybedeferedpendingarrivalofcarryingvessel货到后方承兑/交款CollectionchargesoutsideGuangzhouforaccountofDrawee外埠代收手续费付款人负担Pleasecollectinterestat5%p.a.fromDrawee请向付款人按年息5%厘计收利息XPleasewaivedinterest/charges□Donotwaiveinterest/charges如拒付利息/手续费可免收/不可免收ifrefuseintheeventofdishonour如付款人拒绝承兑或付款Pleasewarehouseandinsuregoodsforouraccount请即将各货物入仓投足保险各项费用由我司负责XPleasedonotprotest□Protest请不须/即做拒绝承兑/付款证书XAdvisedishonourby□AirmailXCable若未兑付请以航邮/电报通知IncaseofneedrefertoATradingCo.,HongKongWhowillassistyoutoabtainacceptance/paymentbutwhohasnoauthoritytoamendthetermsofthebill该司会协助贵行取得承兑/付款但无权更改任何条款XDesignatedCollectingBank(ifany):指定托收银行StandardCharteredBankLtd.,HongKongPAYMENTINSTRUCTIONS请将款项收我司账号XPleasecreditproceedstoourA/CNo.9005-2727985473其它□OthersOTHERINSTRUCTIONS其它指示如有查询,请洽我司。Incaseofanyquestions,pleasecontactourMr./Miss王江TelNo.35678765For:GuangdongArts&CraftImp.&Exp.Company___________________________________AuthorizedSignature(s)负责人签字⑴委托人公司名称、账号GuangdongArts&CraftImp.&Exp.Company;A/CNo.9005-2727985473⑵付款人公司名称GoodLuckCompany,Hongkong⑶指定代收行StandardCharteredBankLtd.,HongKong⑷托收金额、付款期限HK＄652,450.00;Atsight⑸托收单据种类、份数汇票（2）；提单（4）；商业发票（2）；品质证明书（1）；原产地证明书（1）；装箱单（1）⑹银行费用由哪方支付？外埠代收手续费付款人负担⑺交单条件付款交单(DeliverDocumentsagainstPayment)⑻利息支付情况请向付款人按年息5%厘计收利息;如拒付利息可免收⑼拒付时是否需发出退票通知？需要⑽拒付时是否需出具拒绝证书？不需要⑾需要时的代理人及作用？ATradingCo.,HongKong；帮助处理拒付时，货物的存仓、保险、转运等事宜⑿托收行邮寄单据遗失时，是否需承担责任？无需承担责任（二）中国银行广州分行根据GuangdongArts&CraftImp.&Exp.Date:20,May,2003PleasealwaysquoteOurRefNo.:GuHPBK04401To(CollectingBank):StandardCharteredBankLtd.,HongKongDrawer:GuangdongArts&CraftImp.&Exp.CompanyDrawee:GoodLuckCompany,HongkongAmount:HK＄652,450.00(SixHundredandfiftytwothousandfourhundredandfiftyHKDollars)InvoiceNo.:FG898765-21DueDate/Tenor:AtsightGoods:TenboxesoflampsFromGuangzhouToHongKongByparofTianyuvesselOnMay12,20