个人信用报告英文

PersonalCreditReport(BankProfessionalEdition)ReportNo.:Enquiryrequesttime:January9,201514:46:15Reporttime:January9,201514:46:15NameoftheinquiredCertificatetypeoftheinquiredCertificateNo.oftheinquiredInquiryoperatorInquiryreasonI.PersonalBasicInformationIdentityInformationGenderDateofbirthMaritalstatusMobilephoneUnitphoneResidentialphoneEducationbackgroundDegreeUndergraduate(“College”forabbreviation)BachelorMailaddressHouseholdaddress---ResidentialInformationNo.ResidentialAddressResidentialstatusInfo.updatedate1OtherJune25,20112UnknownDecember19,2006OccupationalInformationNo.WorkunitUnitaddress1OrientalInternationalBuilding2---3---4FinanceDepartmentoftheCorporate,No.2NorthTongjiRoad,EconomicalandTechnologicalDevelopmentZoneNo.OccupationIndustryPositionJobtitleTimetoentertheunitInfo.updatedate1----Other----June25,20112----------June17,20113----------March1,20114----Generalemployee----December19,2006II.InformationSummary(I)CredittipSumofhousingloanSumofotherloansMonthoffirstloandistributionNumberofcreditcardaccountsFirstcreditcardissuancemonthNumberofsemicreditcardaccountsFirstsemicreditcardissuancemonthSelfstatementnumberObjectionlabelnumber00---6November20050--00(II)OverdueandDefaultInformationSummaryOverdue(Draft)InformationSummaryOverdueloanOverduecreditcardSemicreditcardwithover60-dayoverdraftSumsNumberofmonthsMonthlymaximumoverdueamountLongestoverduemonthsNumberofaccountsNumberofmonthsMonthlymaximumoverdueamountLongestoverduemonthsNumberofaccountsNumberofmonthsMonthlymaximumoverdueamountLongestoverduemonths--------11--1--------(III)CreditandLiabilitiesInformationSummaryUn-cancelledcreditcardinformationsummary1-3NumberofissuingcorporateentitiesNumberofissuingorgansNumberofaccountsTotalcreditMaximumcreditofsinglebankMinimumcreditofsinglebankConsumedcreditAverageconsumedcreditinrecently6months11250,00050,00050,000014,765III.CreditTransactionInformationDetails(I)CreditCard1.Thecreditcard(RMBaccount)isissuedby“BankofCommunications”onDecember19,2006,withacreditlineof50,000Yuan,credit/freeguarantee.TillNovember14,2014,SharedcreditConsumedcreditAverageconsumedcreditinrecent6monthsMaximumusecreditRepayableamountofthemonth50,00001476662,640938StatementdatePaid-inamountofthemonthLatestrepaymentdateCurrentoverdueinstallmentCurrentoverdueamountNovember14,2014134,697November14,201400RepaymentrecordfromDecember2012toNovember2014NNNNNNNNNNNNNNN*NNN1NNNN2.Thecreditcard(USDaccount)isissuedby“BankofCommunications”onDecember19,2006,withacreditamountequivalenttoRMB49683Yuan,credit/freeguarantee.TillDecember14,2014,SharedcreditConsumedcreditAverageconsumedcreditinrecent6monthsMaximumusecreditRepayableamountofthemonth00000StatementdatePaid-inamountofthemonthLatestrepaymentdateCurrentoverdueinstallmentCurrentoverdueamountDecember14,20142,835December14,201400RepaymentrecordfromJanuary2013toDecember2014************************3.Thecreditcard(USDaccount)issuedby“BankofCommunications”onNovember15,20057024493,withacreditamountequivalenttoRMB49652Yuan,credit/freeguarantee,hasbeencancelledinJanuary2012.4.Thecreditcard(RMBaccount)issuedby“BankofCommunications”onNovember15,2005,businessNo.,withacreditlineof50,000Yuan,credit/freeguarantee,hasbeencancelledinJanuary2012.5.Thecreditcard(RMBaccount)issuedby“ZY”onJune25,2011,businessNo.X,withacreditamountof5000Yuan,credit/freeguarantee,hasbeencancelledinJuly2014.6.Thecreditcard(USDaccount)issuedby“ZY”onJune25,2011,businessNo.X,withacreditamountequivalenttoRMB4998Yuan,credit/freeguarantee,hasbeencancelledinJuly2014.IV.PublicInformationDetailHousingFundPaymentRecordPlaceDateInitialpaymentmonthPaymenttillPaymentstatusMonthlydepositamountPersonaldepositratioUnitdepositratioDongcheng,BeijingMarch18,2004June2010Cancelled012%12%PaymentunitInfo.updatedateZhongpengAccountingFirmCo.,Ltd.June1,2010EndowmentInsurancePaymentRecordPlaceDateAccumulatedpaymentmonthsWorkmonthsPaymentStatusPersonalpaymentbasePaymentamountthismonthInfo.updatedateFengtai,BeijingJanuary1,20100November2000Insurancepayment7,200576March1,2011PaymentunitReasonforpaymentsuspensionortermination---V.InquiryRecord2-3InquiryRecordSummaryNumberofinquiryorgansinrecent1monthNumberofinquirytimesinrecent1monthNumberofinquirytimesinrecent2yearsLoanapprovalCreditcardapprovalLoanapprovalCreditcardapprovalPost-loanmanagementGuaranteequalificationexaminationRealnameexaminationoffranchisedbusiness00001200ReportInstructions1.ThisreportisissuedbytheCreditReferenceCenterofthePeople’sBankofChinaandgeneratedbasedontheinformationofpersonalcreditsystemrecordasofreporttime.Exceptforinquiryrecord,otherinformationisprovidedbytherelevantauthority.TheCreditReferenceCentershallnotensuretheirauthenticityandaccuracy,butpromisetokeepobjectiveandneutralpositioninthewholeprocessofinformationsummarization,processingandintegration.2.Ifthisreporthasnoinformationof“overdueandbreachinformationabstract”,itrepresentsthatthecustomerhasnocontinuouslyoverdueactsinrecentfiveyears.3.TheamountdatainthisreportarecalculatedasRMB,accuratetoYuan.4.Thisreportdoesnotdisplaythealready-e