金融学练习3

在线测试测试总体情况测试总体情况满分分数60.0分您的得分39.0分参加⼈数271⼈您的排名192教师批语一单项选择题一单项选择题试题1满分值：1.0分状态：已答实际得分：0.0分Whichofthefollowingcanbedescribedasdirectfinance?a.Youtakeoutamortgagefromyourlocalbank.b.Youborrow$2500fromafriend.c.Youbuysharesofcommonstockinthesecondarymarket.d.Youbuysharesinamutualfund.[参考答案]b.Youborrow$2500fromafriend.[我的答案]a.Youtakeoutamortgagefromyourlocalbank.试题2满分值：1.0分状态：已答实际得分：1.0分Theprincipallender-saversarea.governments.b.businesses.c.households.d.foreigners.[参考答案]c.households.[我的答案]c.households.试题3满分值：1.0分状态：已答实际得分：1.0分Abreakdownoffinancialmarketscanresultina.financialstability.b.rapideconomicgrowth.c.politicalinstability.d.stableprices.[参考答案]c.politicalinstability.[我的答案]c.politicalinstability.试题4满分值：1.0分状态：已答实际得分：1.0分Well-functioningfinancialmarketsa.causeinflation.b.eliminatetheneedforindirectfinance.c.causefinancialcrises.d.produceanefficientallocationofcapital.[参考答案]d.produceanefficientallocationofcapital.[我的答案]d.produceanefficientallocationofcapital.试题5满分值：1.0分状态：已答实际得分：1.0分Financialmarketsimproveeconomicwelfarebecausea.theychannelfundsfrominvestorstosavers.b.theyallowconsumerstotimetheirpurchasebetter.c.theyweedoutinefficientfirms.d.eliminatetheneedforindirectfinance.[参考答案]b.theyallowconsumerstotimetheirpurchasebetter.[我的答案]b.theyallowconsumerstotimetheirpurchasebetter.试题6满分值：1.0分状态：已答实际得分：1.0分Financialmarketshavethebasicfunctionofa.gettingpeoplewithfundstolendtogetherwithpeoplewhowanttoborrowfunds.b.assuringthattheswingsinthebusinesscyclearelesspronounced.c.assuringthatgovernmentsneedneverresorttoprintingmoney.d.providingarisk-freerepositoryofspendingpower.[参考答案]a.gettingpeoplewithfundstolendtogetherwithpeoplewhowanttoborrowfunds.[我的答案]a.gettingpeoplewithfundstolendtogetherwithpeoplewhowanttoborrowfunds.试题7满分值：1.0分状态：已答实际得分：0.0分Everyfinancialmarkethasthefollowingcharacteristic:a.Itdeterminesthelevelofinterestrates.b.Itallowscommonstocktobetraded.c.Itallowsloanstobemade.d.Itchannelsfundsfromlenders-saverstoborrowers-spenders.[参考答案]d.Itchannelsfundsfromlenders-saverstoborrowers-spenders.[我的答案]c.Itallowsloanstobemade.试题8满分值：1.0分状态：已答实际得分：0.0分Thehigherasecurity’spriceinthesecondarymarketthe________fundsafirmcanraisebysellingsecuritiesinthe________market.A.more;primaryB.more;secondaryC.less;primaryD.less;secondary[参考答案]A.more;primary[我的答案]B.more;secondary试题9满分值：1.0分状态：已答实际得分：0.0分AliquidassetisA.anassetthatcaneasilyandquicklybesoldtoraisecash.B.ashareofanoceanresort.C.difficulttoresell.D.alwayssoldinanover-the-countermarket.[参考答案]A.anassetthatcaneasilyandquicklybesoldtoraisecash.[我的答案]C.difficulttoresell.试题10满分值：1.0分状态：已答实际得分：1.0分SecondarymarketsmakefinancialinstrumentsmoreA.solid.B.vapid.C.liquid.D.risky.[参考答案]C.liquid.[我的答案]C.liquid.试题11满分值：1.0分状态：已答实际得分：1.0分AnimportantfunctionofsecondarymarketsistoA.makeiteasiertosellfinancialinstrumentstoraisefunds.B.raisefundsforcorporationsthroughthesaleofsecurities.C.makeiteasierforgovernmentstoraisetaxes.D.createamarketfornewlyconstructedhouses.[参考答案]A.makeiteasiertosellfinancialinstrumentstoraisefunds.[我的答案]A.makeiteasiertosellfinancialinstrumentstoraisefunds.试题12满分值：1.0分状态：已答实际得分：0.0分AcorporationacquiresnewfundsonlywhenitssecuritiesaresoldintheA.secondarymarketbyaninvestmentbank.B.primarymarketbyaninvestmentbank.C.secondarymarketbyastockexchangebroker.D.secondarymarketbyacommercialbank.[参考答案]B.primarymarketbyaninvestmentbank.[我的答案]D.secondarymarketbyacommercialbank.试题13满分值：1.0分状态：已答实际得分：0.0分AcorporationacquiresnewfundsonlywhenitssecuritiesaresoldintheA.primarymarketbyaninvestmentbank.B.primarymarketbyastockexchangebroker.C.secondarymarketbyasecuritiesdealer.D.secondarymarketbyacommercialbank.[参考答案]A.primarymarketbyaninvestmentbank.[我的答案]D.secondarymarketbyacommercialbank.试题14满分值：1.0分状态：已答实际得分：1.0分________workinthesecondarymarketsmatchingbuyerswithsellersofsecurities.A.DealersB.UnderwritersC.BrokersD.Claimants[参考答案]C.Brokers[我的答案]C.Brokers试题15满分值：1.0分状态：已答实际得分：1.0分Whichofthefollowingisnotasecondarymarket?A.foreignexchangemarketB.futuresmarketC.optionsmarketD.IPOmarket[参考答案]D.IPOmarket[我的答案]D.IPOmarket试题16满分值：1.0分状态：已答实际得分：1.0分Whenaninvestmentbank________securities,itguaranteesapriceforacorporation’ssecuritiesandthensellsthemtothepublic.A.underwritesB.undertakesC.overwritesD.overtakes[参考答案]A.underwrites[我的答案]A.underwrites试题17满分值：1.0分状态：已答实际得分：1.0分AnimportantfinancialinstitutionthatassistsintheinitialsaleofsecuritiesintheprimarymarketistheA.investmentbank.B.commercialbank.C.stockexchange.D.brokeragehouse.[参考答案]A.investmentbank.[我的答案]A.investmentbank.试题18满分值：1.0分状态：已答实际得分：1.0分Afinancialmarketinwhichpreviouslyissuedsecuritiescanberesoldiscalleda________market.A.primaryB.secondaryC.tertiaryD.usedsecurities[参考答案]B.secondary[我的答案]B.secondary试题19满分值：1.0分状态：已答实际得分：1.0分Whichofthefollowingbenefitdirectlyfromanyincreaseinthecorporation’sprofitability?A.abondholderB.acommercialpaperholderC.ashareholderD.aT-billholder[参考答案]C.ashareholder[我的答案]C.ashareholder试题20满分值：1.0分状态：已答实际得分：0.0分Equityholdersareacorporation’s________.Thatmeansthecorporationmustpayallofitsdebtholdersbeforeitpaysitsequityholders.