城乡收入差距的金融结构影响实证分析

18%—9%。、。2009171759.8%51538.5%。3.3∶1。。、、。1990GreenwoodJovanovic、“U”[1]。Galorzeira、BanerjeeNewman[2-3]。Clark,XuandZou44GreenwoodJovanovic“U”[4]。[5]。[6]。、1978—19551989—19981989—1999[7-8]。[9]。VARGranger[10]。FIR[11-12]。“：1000-8462（2010）05-0795-06121.4102052.410079。1978—2008、、VAR。。。F126A2010-01-18；2010-03-202009ZK3034。305Vol.30No.520105ECONOMICGEOGRAPHYMay2010”、“”[13]。。。2010131《、》。“”。、、。、、“”。3。。“”。2010“”。2010。、。、。2、2.11978—2008、、VAR。VAR。VAR。。(IRFImpulseResponseFunction)。。。。。。ADF。。Johansen。Granger1988。。VAR。2.2①SC。796305797。②FIR。GDP。。RL／RGDP。RL。RGDPGDPGDPGDPGDP。③RDL。RD/RLRDL。④RLTL。/(RLT/RL),RLTL。《》、2008《》20072008《》。、、、、[14]。3。(SC)YFIR、RDLRLTLX1、X2X3。3.1DickeyFuller(1974)ADF。EVIEWS5.0ADFAIC1。11％10％。VAR。1Tab.1EachsequenceofunitroottestprocedureADFY(C,T,1)-3.7604931％(-4.323979)ΔYC,0,0-2.79910910％(-2.625121)X1C,T,1-2.1328875％(-3.580623)ΔX1C,0,1-2.83728010％(-2.627420)X2C,0,0-1.7370515％(-3.580623)ΔX2C,T,0-5.9092111％(-4.323979)X3C,T,0-0.4566075％(-3.574244)ΔX3(C,T,1)-4.4591161％(-4.339330)3.2。Johansen。JohansenVAR。VARVARAIC。VAR3313VAR。Johansen。JohansenLRT-nk/TT、n、k、、、VAR2LR。2JohansenTab.2JohansenCointegrationTestResultsLR5％R=081.9722149.18332647.856130.795544R=140.69979(24.419874)29.797070.612473R=216.05257(9.631542)15.494710.424672R=31.679368(1.007621)3.8414660.0625492LR5％Y=-6.828402X1-1.904867X2-0.321038X30.991300.187260.19498。。。3.3。Granger1969Sims1972。GrangerSimsXYYYXXY“X=Y”“X≠Y”.Granger1988Granger。43。4.3X2、X3X1X3。3Table3RuralFinancialDevelopmentandthecausalrelationshipbetweenurban-ruralincomegapanalysisFPX1Y2283.039930.06738YX12281.590240.22549X2Y2280.856170.43788YX22286.605900.00541X3Y2281.125470.34173YX32281.571620.229213.4Sim1980VAR。1①6②5.545.59.59.510③51Fig.1Variablesrelatedtodynamicurban-ruralincomegap05。4520％。。4Tab.4ThevarianceoftheresultsofurbanandruralincomegapPeriodS.E.YX1X2X310.107224100.00000.0000000.0000000.00000020.17093899.640540.0968090.1239500.13870030.24399891.813295.5235942.3045590.35855840.30565884.0064511.891463.8313760.27071950.34770176.1505720.499233.1163240.23387360.38391369.4876527.137953.1228690.25153770.41202766.4864528.705204.3045970.50375380.42915565.4858828.257205.0037581.25316890.43591365.0352027.684244.9372872.343274100.43970863.9212027.229004.9842383.86556141978—2008。。—798305799“”、“”。。。。。、;“”;。。。。。。、、。、、。“”。“”、、。[1]GreenwoodJeremyandJovanovicBoyan.financialdevelopmentgrowthandthedistributionofIncome[J].JournalofPoliticalEco-nomy1990981076-1107.[2]GalorO.ZeiraJ..Incomedistributionandmacroeconomics[J].ReviewofEconomicStudies19936035-52.[3]BanerjeeAbhijitandNewmanAndrew.OccupationalChoiceandtheProcessofDevelopment[J].JournalofPoliticalEconomy1993101274-298.[4]ClarkGeorgeXuLixinColinanZouHengfu.FinanceanIncomeInequalitytestofalternativetheories[N].WorldBankPolicyRe-searchWorkingPaper2984March2003.[5].[M].1994.[6].、[J].2004(6)50-58.[7].[J].2003(11)16-28.[8].[J].200929(11)50-53.[9].[J].2005(9)30-43.[10].[J].2005(2)49-59.[11].[J].2005(2)66-70.[12].、[J].200929(4)583-588.[13].———1978—2005[J].2007(6)23-28.[14].[EB/OL].，LIUyi-wen2(1.SchoolofAccountancy;HunanBusinessCollege，Changsha410205，Hunan，China；2.SchoolofStatistics，HunanUniversity，Changsha410079，Hunan，China)Abstract:Financialdevelopmentpromoteeconomicgrowth,itdoesnotaffectthebalanceddevelopmentofurbanandruraleconomicdevelopmentwillinevitablyuneven,uneveneconomicdevelopmentinurbanandruralareaswilleventuallyleadtounevenurbanandruralincomes.Thiswillselectthecountryfrom1978to2008,ruralfinancialdevelopmentindicators,urbanization,urbanandruralareasandurban-ruralincomegapbetweentheemploymentindicators,indicatorsofeconomicandsocialfactorsworktogethertobuildaneconometricmodelofVAR.Theresultsshowthat:ruralfinanceexpansionofthescaleinfavorofnarrowingthegapbetweenurbanandruralareas,indicatingthesizeofthetotalamountofruralfinancetotheruraleconomyhasacertainrole.Theefficiencyofruralfinancialdevelopmentindicatorsandurban-ruralincomegapisrelatedtofinancialefficiency,wideningtheurban-ruralincomegap.FinanceforthefinancialsupportforruralSMEscaneffectivelynarrowtheurban-ruralincomegap,alongtime,townshipenterprisesdonothavetobeaneffectivefinancialsupport,whichtosomeextent,alsolimitstheincomeoffarmers,alsolimitsthetownshipandvillageenterprisesinnarrowingtheurban-ruralincomegapbetweentheprocessplayitsrole.Keywords:ruralareas;financialdevelopment;theincomegap1962—。。[e-mail]。80030