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当前位置:首页 > 商业/管理/HR > 销售管理 > FECT金融英语考试-高级-银行业务与管理-中英对照阅读辅导大全
更多金融英语资料请到大家论坛下载:大家论坛2012年FECT考试必备资料:FECT指定教材:震撼推出:FECT指定教材《现代金融业务》第二版电子书下载(经济科学出版社)!震撼推出:FECT教材电子版免费下载《现代金融业务清晰版》-中国金融出版社FECT教材配套必备手册:FECT《现代金融业务学习手册》电子版,震撼下载!FECT教材配套必备习题:FECT《金融专业英语证书考试全真模拟试题集》初级(第二版)震撼下载:2012FECT最新官方内部模拟题5套FECT历年真题:FECT历年真题(Word版)FECT综合七套真题(99年至07年)PDF下载版本FECT推荐词典:FECT金融英语词典FECT听力:震撼推出:2012FECT金融专业英语证书考试听力初级MP3附PDF文本(银行综合类)FECT金融英语全真模拟听力.MP3下载超给力5集金融专业英语听力MP3下载,附文档!!!FECT词汇:金融英语综合:财务英语词汇大全!金融词汇WORD可打印版,吐血推荐!金融英语专业词汇全解财务英语基础词汇表其他经济金融类英语资料推荐:《TheEconomist》《经济学人》100篇(中英版)EnglishDigest英语文摘2012年2月刊(免费下载!)[经典下载]《实用会计英语》高平阳(PDF完全版)[下载]CPA会计英语教学课件(1-10全集)[会计考试丛书]《会计英语导航》PDF网络完美版更多金融英语资料请到大家论坛下载:金融英语-高级-银行业务与管理-银行基础知识英语通知储蓄存款Noticedepositisdefinedasonethatdoesnothavedefinitetermwhenmakingdepositsandthetypesarechoseninadvance(nowtherearetwotypes:onedaynoticedeposit更多金融英语资料请到大家论坛下载:),andyoumustinformthebankbeforethewithdrawalofthedateandamountofwithdrawal.Usuallytheminimumamountofnoticedepositis50,000RMByuaninalumpsumwiththeminimumwithdrawalsumnotlessthan50,000RMByuaneachtime.Youcandepositmoneyinalumpsumandwithdrawmoneyinalumpsumorbyseveraltimes.通知储蓄存款是一种存款人在存入款项时不约定存期,预先确定品种(目前分一天通知储蓄存款、七天通知储蓄存款两个品种),支取时需提前通知银行,约定支取日期及金额的储蓄存款方式。一般5万元起存,最低支取金额5万元,一次存入,可分一次或多次支取的储蓄存款。通信存款DepositsbycorrespondencerefertothewayinwhichoverseasChinese,HongKong,MacaoandTaiwancompatriots,Chineseofforeignnationalityanddomesticresidentsapprovedtosettledownorstudyabroadauthorizedomesticbankstohandlesavingsdepositsfortheirfundsabroad.通信存款是指华侨、港澳台胞、外籍华人及批准出境定居或留学的国内居民,将其在国外的资金委托国内银行办理储蓄存款的一种方式。AclientsendingaletterauthorizingthebanktohandlethedepositsbycorrespondencemaygothroughtheaccountopeningproceduresbyattachingduplicatesofhisorherIDcard,passportorexitpassandothervalidcredentials,fillingouttheApplicationFormforOpeningAccountofDepositsbyCorrespondence,choosingthetypeofdepositsaccordingtothetypesofservicesalreadytransactedbythebank(say,currentdeposit,timedepositandcurrent-timeoptionaldeposits,etc.),andalsopre-assignthemethodofwithdrawallater.来信委托银行办理通信存款开户的客户,须附身份证、护照或出境通行证等有效证件的影印件,填写“通信存款开户申请书”,根据银行已开办的业务种类(如活期、定期、定活两便等)选择存款种类,并约定日后的支取方式,即可办理开户手续。储蓄存款挂失业务Ifacertificateofdeposit,abankpassbookorasealofaclientislostorstolen,orthepasswordisforgotten,thelossreportingmaybehandledatthebankasthefollowingprocedures:客户的储蓄存单、存折、印鉴如不慎遗失、被盗或密码遗忘,可按下列手续到银行办理挂失:Theclientshallimmediatelyhandlethewrittenlossreportingproceduresattheoriginaldepositorybank.Inreportingloss,theclientshallpresentthepersonalcredentials(IDcard,residencepermit,passport,etc.)andalsoprovidetherelateddepositinformationsuchasaccount,accountholder’sname,timeofaccountopening,amount,typeofcurrencyandmaturity.Thelossreportingmaybeacceptedafterthebankcertifiesthemcorrect,andthebankconfirmsthatthepaymenthasnotbeenmadebeforethelossreportingishandled.Iftheclientcannotbepresentatthebankinhandlingthelossreporting,heorshemayauthorizeanotherpersontohandleitonhis/herbehalfandat更多金融英语资料请到大家论坛下载:客户应立即到原存款行办理书面挂失手续,挂失时客户应持本人身份证件(身份证、暂住证、护照等)并提供账户、户名、开户时间、金额、币种、期限等有关存款内容,经银行审核无误后即可办理挂失,银行经查实确未支付方可受理。如客户不能亲自前往银行,可委托他人代办挂失,同时提供代办人身份证件。密码挂失不准代办。个人外汇预结汇业务IfyouremitfundfromabroadintoChinaandwanttopaythebeneficiaryinRMB,bankoverseaofficecanconvertitintoRMBaccordingtotheexchangeratelevelontheremittancedayandinformdomesticofficetopayRMBfundtothebeneficiaryappointedbyyou.如您在境外向国内汇入汇款,并要求以人民币交付给收款人,银行境外机构可先按照汇款日的汇率水平折成人民币,告知国内机构,并将人民币款项交付给您指定的收款人。外币兑换业务BankscanhandletheexchangebetweenRMBandforeigncurrenciesatcurrentquotationsontheday.ConvertiblecurrenciesincludeUSdollar,HKdollar,Japaneseyen,Euro,Englishpound,Swissfranc,Australiandollar,Singaporedollar,Norwegiankrone,Danishkrone,Macaopataca,NewZealanddollar,andetc.Thebankscanhandleforeignexchangepurchaseforofficialforeignvisitgroups.YouareonlyrequiredtotaketheexitpaperapprovedbytheAdministrationofForeignExchangeforthebank’sexaminationbeforeacquiringforeignexchange.ForeignersleavingthecountrycanconverttheunusedRMB,whichwereconvertedwhentheyenteredthecountry,intoforeigncurrenciesaccordingtotheirpassportsandoriginalforeigncurrencyconversionreceiptswithinsixmonths.银行可按当日牌价为您办理人民币与外币的兑换。可兑换的货币包括:美元、港币、日元、欧元、英镑、瑞士法郎、澳大利亚元、新加坡元、加拿大元、瑞典克郎、挪威克郎、丹麦克郎、澳门元和新西兰元等。银行可办理公派出国团组的购汇业务。您只需持外汇管理局审批的出国批件,经银行审核无误后即可予以供汇。境外人员离境前,可在银行凭本人护照和六个月内原工商银行外币兑换水单将入境时兑换的未用完的人民币兑回外币。零存整取定期储蓄SmallSavingsforLump-sumWithdrawal零存整取定期储蓄Timedepositofsmallsavingsforlump-sumwithdrawalreferstosavingsdepositwhosetermsareagreed,andwhosefixedamountisdepositedeverymonthwhenopeninganaccount.Theminimumamountofdepositis5RMByuanandthematuritiesrangefromthreegrades:1year,3yearsand5years.更多金融英语资料请到大家论坛下载:零存整取定期储蓄存款是指开户时约定存期,每月固定存额,起存金额为5元人民币,存期分一年、三年、五年的一种储蓄存款形式。外币定活两便存款Savings/TimeOptionalDeposits定活两便存款Savings/timeoptionaldepositinforeigncurrencyareregister
本文标题:FECT金融英语考试-高级-银行业务与管理-中英对照阅读辅导大全
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