进口信用证业务操作

项目四信用证业务实训----进口信用证业务操作一、操作目标：1.能够准确审核开证申请书填写的完整性、准确性及有效性。2.能够根据开证申请书和条件，正确缮制信用证并准确审核信用证来证。3.能够熟练进行信用证通知、保兑及修改的处理。4.能够熟练进行信用证中议付、寄单索偿的处理。二、实训项目：（一）进口信用证实训浙江云行工艺有限公司从美国EFGTRADINGCO.,LTD公司进口价值为USD77495.79的工艺品制造设备2批，合同规定的价格条件为CIFHANGZHOU，付款条件为见票后30天付款，结算方式为不可撤销跟单信用证（IRREVOCABLEDOCUMENTARYCREDIT）,受益人EFG公司按信用证的规定在装船期内将货物装船，并将全套清洁提单(N/NB/L,3/3)，汇票一式2份，商业发票（INVOICE）一式3份，装箱单（P/L）一式3份，普惠制产地证（G.S.PFORMA）1份，全套保险单(INS./P,2/2)于2007年5月15日提交CITIBANKN.A.,NEWYORK，要求其支付信用证规定的货款。。三、业务流程：四、操作程序：1.进口商申请2.开证行受理3.开证行开立信用证4.修改信用证（客户申请提货担保）5.开证行审核来单6.开证行付款或承兑（拒绝付款或承兑）7.信用证注销、撤销及归档8.（一）客户申请客户提交货物进口相关材料：进出口合同及进出口许可证；付汇备案表；购汇申请书；工商营业执照；公司法人代表印鉴；并填写开证申请书，开立帐户并缴纳开证保证金。（二）银行受理审核：开证行受理客户的开证申请，审核客户提交的开证资料及信用证开证申请书。TO:BANKOFCHINA,ZHEJIANGBRANCHDATE:MAY8,2008IRREVOCABLEDOCUMENTARYCREDITAPPLICATIONDateandplaceofissue:MAY10,2008DateandplaceofexpiryJULY30,2008INCOUNTRYOFBENEFICIARYBeneficiaryEFGTradingCo.LTDMelandStreetNo.51，NewYork,U.S.TEL:[phone]Applicant:YunhangArtsandCraftsCo.LtdChangqinRd55，HangzhouChinaTEL:89676777AdvisingBank:CITIBANKN.A.N.Y.Amount:USD77,495.79SAY:U.S.DOLLARSSEVENTYSEVENTHOUSANDFOURHUNDREDNINETYFIVEANDCENTSSEVENTYNINEPartialshipments()allowed(×)notallowedTransshipment()allowed(×)notallowedCreditavailablewithANYBANK:()bypaymentatsight()bydeferredpayment()byacceptanceofdraftsat:(×)bynegotiationagainstthedocumentsdetailedherein(×)andofyourdraftsatsightforFULLinvoicevaluedrawnonus.Shipmentfrom:NEWYORK,N.A.fortransportationto:HANGZHOU,CHINALatestShipment:JULY15,2008DOUCUMENTSREQUIRED(×)Signedcommercialinvoicein4copiesindicatingL/CNo.andContractNo.Fullsetofcleanonboardmarinebillsofladingmadeouttoorder,endorsedinblankandmarkedFREIGHTAID.(×)Insurancepolicyorcertificateinduplicateblankendorsed,for110per.oftheCIFvalueshowingclaimspayableatdestinationinthesamecurrencyasthedraftandcoveringInstituteCargoClauses(×),InstituteWarClausesandInstituteS.R.C.C.Clause.（罢工、暴动、民变险）(×)Packinglist/Weightmemoin4copies.(×)Certificateofqualityin4copiesissuedbyTHEMANUFACTURERS.(×)Certificateoforiginin3copiesissuedbyTHECHAMBEROFCOMMERCEINTHECOUNTYOFORIGIN.(×)BENEFICIARY’SCERTIFIEDCOPYOFCABLETOTHEACCOUNTEESADVISINGSHIPMENTIMMEDIATELYAFTERSHIPMENTEFFECTED.()CLEANAIRWAYBILLCONSIGNEDTOORDEROFISSUINGBANKMARKEDFREIGHTCOLLECTSHOWINGTHEL/CNO(),ANDNOTIFYTHEAPPLICANTWITHFULLADDRESS.Coveringshipmentof:MCHINEEQUIPMENTOFCRAFTS:SC-155200SHIPPINGMARKS=08EMHZHNCT02002HANGZHOUCHINAH.S.CODE:HG8878965CIFHANGZHOUOTHERTERMSANDCONDITIONS:AllbankingchargesoutsideHangzhou,Chinaareforbeneficiary'saccount.Documentsmusttobepresentedwithin15daysafterthedateofissuanceoftheshippingdocument(s)butwithinthevalidityoftheCredit.INSTRUCTIONSOFNEGOTIATINGBANK:1.Eachpresentationmustbenotedonthereverseofthisadvice.2.AlldocumentsaretobedispatchedinONElotbyregisteredairmailtousat:BANKOFCHINAINTERNATIONALDEPARTMENT.2/F,FINANCIALBLDG,QINGCHUNRD.NO.432HANGZHOU,CHINA.3.Inreimbursement--Weshallreimburseyouinaccordancewithyourinstructionsuponreceiptofdocumentsincompliancewithcreditterms.WeherebyissuetheIrrevocableDocumentaryCreditinyourfavour：ItissubjecttotheUniformCustomsandPracticeforDocumentaryCredit(1993Revision,InternationalChamberofCommerce,Paris,France,PublicationNo.600)andengagesusinaccordancewiththetermsthereof.ThenumberandthedateoftheCreditandthenameofourbankmustbequotedonalldraftsrequired.ForBANKOFCHINA，ZHEJIANGBRANCHHANGZHOUAuthorizedSignature(s)（二）开证行开立信用证：-------------------------------------------------------------------------*FIN/Session/ISN:F01.SS..SEQ..*OwnAddress:BKCHCNBJA910BANKOFCHINA*HANGZHOU*(ZHEJIANGBRANCH)*InputMessageType:700IssueofaDocuementaryCredit*Sentto:CITIUS33XXXXnewyorkusa**Priority/Obsol.Period:Normal/100Minutes------------------------------------------------------------------------27/SequenceofTotal（合计次序）1/140A/+FormofDocumentaryCredit（跟单信用证类别）IRREVOCABLE20/+DocumentaryCreditNumber（信用证号码）LCWJ60069531C/+DateofIssue（开证日期）08051031D/+DateandPlaceofExpiry（到期日及地点）080730INCOUNTRYOFBENEFICIARY50/+Applicant(申请人)YunhangArtsandCraftsCo.LtdHangzhou59/+Beneficiary（受益人）EFGTradingCo,N.Y.,U.S.A32B/+CurrencyCode,Amount（币别代码、金额）USD77495,7939A/+PercentageCreditAmountTolerance（信用证金额加减百分率）0/041A/+AvailableWith...By...（付款方式和指定银行）CITIUS33XXXBYNEGOTIATION42C/+Draftat...（汇票期限）30DAYSAfterSight100PCTOFINVOICEVALUESHOWINGTHISL/CNO.LCWJ600695ANDDATEOFISSUE42A/+Drawee（付款人）BKCHCNBJA9143P/+PartialShipments（分批装运）NOTALLOWED43T/+Transshipment（转运）NOTALLOWED46A/DocumentsRequired+SIGNEDCOMMERCIALINVOICE（商业发票）INORIGINALSANDCOPIESINDICATINGTHISL/CNO.ANDCONTRACTNO.+3/3SETORIGINALSANDNON-NEGOTIABLECOPIESOFCLEANONBOARDOCEAN/MULTI-MODELBILLSOFLADING（清洁海运提单）MADEOUTTOORDERANDBLANKENDORSED,MARKEDFREIGHTNOTIFYAPPLICANT.+FULLSETOFINSURANCE（保险单）POLICY/CERTIFICATEFOR110PCTOFTHEINVOICEVALUESHOWINGCLAIMSPAYABLEINCHINA,INCURRENCYOFTHEDRAFT,BLANKENDORSED,COVERINGALLRISKSANDWARRISKS.+WEIGHTMEMO/PACKINGLIST（重量单、包装单）IN-FOLDISSUEDBYMANUFACTURER/BENEFICIARY.INDICATINGQUANTITY/GROSSANDNETWEIGHTSOFEACHPACKAGEANDPACKINGCONDITIONSASCALLEDFORBYTHEL/C.+CERTIFICATEOFQUANTITY（数量证明）/WEIGHTIN-FOLDISSUEDBYMANUFACTURER/BENEF