XXXX年金融英语学习专业词汇

大盘股bigmacs,big/large-capstock,mega-issue上市offering,list证交所bourse龙头企业corporatechampion上海证交所ShanghaiExchange养老基金pensionfund共同基金mutualfund对冲式共同基金hedgemutualfund股票share股价valuation保险商underwriter政府债券governmentbond储蓄帐户savingaccount股市equitymarket股东shareholder摘牌delist亏损企业mongey-loser存货inventory上市公司tradedcompany,tradingenterprise利益相关者stakeholder透明度transparency微软全国广播公司Msnbc:Microsoftnationalbroadcast市场经济基本规则marketfundamentalist安全顾问damage-contralmachinery有效市场efficientmarket知识产权intellectualproperty投机行为opportunisticpractice世通公司WorldCom行贿bribery企业家entrepreneur做假帐cookthebook监管体系regulatorysystem审计audit会计事务所accountingfirm大萧条GreatDepression投资组合portfolio短期资本市场money-market长期资本市场capitual-market波动volatility多元化diversification期货commodity房地产realestate期权option看涨期权calloption看跌期权putoption并购merger套利arbitrage〈美〉证券交易委员会Securities&ExchangeCommission美元本位制dollarstandard贬值flight预算budget赤字deficit坏帐baddebt产值output宏观经济macroeconomic财政刺激fiscalstimulus保值astoreofvalue结算货币transactioncurrency期货交易forwardexchange干预货币interventioncurrency财政部公债Treasurybond经常项目currnt-account物价上涨pickupinrice美联储FederalReserve通货膨胀inflation通货紧缩deflation紧缩信贷tightercredit货币政策monetarypolicy生产力过剩washinexcesscapacity外汇foreignexchange即期交易spottransaction远期交易forwardtransaction择期交易optionforwardtransaction调期交易swaptransaction报价quote交割settlmentanddelivery买入价buyingrate卖出价sellingrate差幅spread合同contract平价atpar升水premium贴水discount直接报价法directquoationmethod间接报价法indirectquoationmethod股息dividend本币domesticcurrency浮动利率floatingrate母公司parentcompany互惠贷款creditswap风险资本venturecapital虚拟价值virtualvalue物质产品physicalgood抽象产品abstractgood专利与商标局Patent&TrademarkOffice帐面价值bookvalue实际资本physicalcapital新股首发IPO:initialpublicoffering就业市场jobmachine福利资本主义welfarecapitalism市场资本总值collectivemarketcap跨国公司golbalcorporation跨国优势transnationalstatus转让价格transferprice〈美〉会计总会GeneralAccountingOffice兼并consolidation收购公司acquiringcompany呆帐badloan现金流量表chartofcashflow产权清晰clearly-establishedownership债转股debttoequity股权多元化diversityofequities规模经济economyofscale新兴经济emergingeconomies汇率机制exchange-rateregime筹资融资fundandfinancing全球金融体系globalfinancialarchitecture全球一体化，全球化globalintegration,globality上市gopublic（经济的）急剧增长growthspurt百万富翁haveone'stwocommas套期保值hedgeagainst住房按揭housingmortgage控股，所持股份holdings控股公司holdingcompany原始股initialofferings首次公募initialpublicofferings创新企业innovativebusiness智力资本intellectualcapital拆借inter-banklending网上客户internetcustomer投资回收期investmentpayoffperiod参股joint-stock爱逛商店的年轻人mallrat生产要素meansofproduction大病医疗费用社会统筹(the)medicalcostsocialpoolformajordiseases并购mergersandacquisitions移动电话银行业mobile-phonebanking人气moods网虫netpotato直销non-storeseling新股offering网上银行业online-banking在线金融online-finance（银行的）网上客户onlineclient帐面收益paperprofit有形资产physicalassets项目资本金制度projectfundsystem传销pyramidsale资产重组recapitalize地区货币集团regionalcorrencyblocks调控regulate变现selloff期权，股票认购权share(stock)option智能卡smartcard杀价slashprices闲置的生产能力sparecapacity强劲的增长势头stronggrowth转手贸易switchtrade上市take…public盘活存量资产taptheidleassets（银行的）交易transaction财政转移支付transferpaymentfromtheexchequer风险资本venture-capital虚拟银行virtualbank电子转帐wiretransferA安全网safetynet按可比口径oncomparablebasis按轻重缓急toprioritize暗补implicitsubsidy暗亏hiddenlossB颁发营业执照tolicense;tograntalicenceto办理存款业务totakedeposits保护农民的生产积极性toprotectfarmers'incentivetoproduce备付金（超额准备金）excessreserves本外币并账consolidationofdomesticandforeigncurrencyaccounts本外币对冲操作sterilizationoperation本位利益localizedinterest;departmentalism奔小康tostrivetoprosper;tostrivetobecomewell-to-do避税（请见“逃税”）taxavoidance币种搭配不当currencymismatch币种构成currencycomposition变相社会集资disguisedirregular（orillegal）fundraising表外科目（业务）off-balance-sheetitems（operation）薄弱环节weaknesses;loopholes不变成本fixedcost不变价atconstantprice;inrealterms不动产realestate不良贷款（资产）problemloans；non-performingloans（assets）C财务公司financecompanies财政赤字fiscaldeficit财政挤银行fiscalpressureonthecentralbank（overmonetarypolicy）财政政策与货币政策的配合coordinationoffiscalandmonetarypolicies采取循序渐进的方法inaphasedandsequencedmanner操作弹性operationalflexibility操纵汇率tomanipulateexchangerate产品构成productcomposition;productmix产品积压stockpile;excessiveinventory产销率currentperiodinventory;（即期库存，不含前期库存）sales/outputratio产销衔接marketability产业政策industrialpolicy长期国债treasurybonds敞口头寸openposition炒股tospeculateinthestockmarket承购包销underwrite（securities）成套机电产品completesetsofequipment;completeplant（s）城市信用社urbancreditcooperatives（UCCs）城市合作银行urbancooperativebanks;municipalunitedbanks城市商业银行municipalcommercialbanks城乡居民收入增长超过物价涨幅realgrowthinhouseholdincome持续升温persistentoverheating重复布点duplicateprojects重置成本replacementcost重组计划restructuringplan筹资渠道fundingsources;financingchannels初见成效initialsuccess出口统一管理、归口经营canalizationofexports出口退税exporttaxrebate储蓄存款householddeposits（不完全等同于西方的savingsdeposits，前者包括活期存款，后者不包括。）储蓄分流diversionofhouseholddeposits储源萎缩declineintheavailabilityofhouseholdsavings传导机制transmissionmechanism从价税advaloremtax从紧控制tightcontrol存贷款比例loan/depositratio存款保险体系depositinsurancesystem存款货币银行depositmoneybanks存款准备金requiredreservesD打白条issueIOU大额存单certificateofdeposit（CD）大额提现withdrawdepositsinlargeamounts大面积滑坡wide-spreaddecline大一统的银行体制（all-in-one）mono-banksystem呆账（请见“坏账”）badloans呆账准备金loanlossreserves（provisions）呆滞贷款idleloa