游艇保险讲稿

YachtInsurance游艇保险讲演人Presentedby:TommyHo(AonHK)SteveHuang(AonChinaMainland)Apr/201212内容Content介绍Introduction关于怡安AboutAon为什么我们需要游艇保险？WhyweneedYachtInsurance?什么是游艇保险WhatisYachtInsurance?保险条款PolicyWording保险索偿/理赔Claims个案研究CaseStudies问答时间QuestionsandAnswers3AonCorporation怡安集团Business:Headquarter:AonListing:AonOffices:AonOperatesin:No.ofStaff:Aonis#1in:Fortune500Ranking(2010):AonCenter,ChicagoLeadingglobalproviderofriskmanagementconsulting,insurance&reinsurancebrokerage,andhumancapitalconsultingservicesChicago,USNewYorkStockExchange(TradingSymbol:AON)500120countries60,000worldwideRetailbrokingandRiskConsultingReinsurancebrokingCaptivemanagementHumancapitalconsultancy2984关于怡安保险/AboutUs中怡保险经纪有限责任公司/怡安保险顾问有限公司Aon-COFCOInsuranceBrokersCo.,Ltd/AonHongKongLtd怡安公司总部设在美国芝加哥，是世界上领先的集风险管理咨询、保险经纪和再保险经纪、人力资源咨询与外包服务为一体的综合性集团公司。我们的关键优势是对影响当今世界经济形势最重要的两大核心因素——风险与人才，具有深刻的认识。怡安在全球120多个国家设有500多个办事机构，员工总数59，000余人，基于此，使得我们可以预见一个地区的变化对其它地区的影响。Ourkeyadvantageisourbroadviewoftwoofthemostimportantissuesinoureconomytoday:riskandpeople.Withanemployeebaseof59,000peopleworkinginover500officesinmorethan120countries,wecananticipatehowchangesinonesectorimpactanother.5关于怡安保险/AboutUs(con’t)中怡保险经纪有限责任公司(Aon-COFCOInsuranceBrokersCo.,Ltd.)成立于2003年11月，是首家获准在中国境内从事保险、再保险经纪和风险管理咨询业务的中外合资保险经纪公司。合资双方为美国怡安保险(集团)公司(简称“怡安集团”:全球最大的保险经纪公司和再保险经纪公司)和中粮集团有限公司(简称“中粮集团”:中国政府直接管理的国有重要骨干企业之一，世界500强)。中怡目前拥有上海、北京、广州、南京、成都五家分公司，超过300名雇员，具备完善的全国服务网络Aon-COFCOInsuranceBrokersCo.,LtdwasestablishedinNovember,2003.WearethefirstlicensedinternationalinsuranceandreinsurancebrokingandriskmanagementconsultingcompanyinChina.OurtwoinvestorsareAonCorporation,thelargestinsurancebroker,andreinsurancebrokingcompanyintheworld,andChinaNationalCereals,Oils&FoodstuffsCorporation(COFCO),oneofthestate-ownedbackboneenterprisesunderthedirectadministrationoftheChinesecentralgovernment,Fortune500Companysince1994.Aon-COFCOnowhas5branchesinShanghai,Beijing,Guangzhou,Nanjing,andChengdu.Over300employeesareservingourclientsandprovideanation-wideservicenetwork6关于怡安保险/AboutUs(con’t)游艇风险团队YachtDivision我們的遊艇專家遍佈香港、倫敦、鹿特丹、紐約及佛罗里达州，通過這些地點，本團隊得以打入全球所有的保險市場，體貼地關注客戶在不同地方的服務需要。WithyachtspecialistsinHongKong,London,Rotterdam,NewYorkandFortLauderdale,wehaveaglobalreachthatallowsustoaccessallinsurancemarketstoensureweareofferingaglobalapproachwithlocalservicetoourclients.在怡安香港，我们已经安排超过1,000船只的游艇保险Wearrangedinsurancecoverforover1,000unitsofyachtbyAonHK.同时，我们还为皇家香港游艇会，白沙湾游艇会，香港航海训练学校，和香港帆船运动总会安排保险事宜（包括了财产险，责任保险，活动取消保险）。WealsoarrangedinsurancecoverforRoyalHongKongYachtClub,HebeHavenYachtClub,HongKongSeaSchoolandHongKongSailingFederation.7为什么游艇须要保险?Whydoestheyachtneedsinsurance?8为什么游艇须要保险?Whydoestheyachtneedsinsurance?910为什么游艇须要保险?Whydoestheyachtneedsinsurance?法律要求RequiredbylawMandatoryThirdPartyLiabilityInsurance强制性第三者责任保险Requestedbyportauthority&marina港口当局或者游艇会的要求为什么游艇须要保险?Whydoestheyachtneedsinsurance?1112为什么游艇须要保险?Whydoestheyachtneedsinsurance?贵重资产保障Valuableassetprotection为什么游艇须要保险?Whydoestheyachtneedsinsurance?1314什么是游艇保险WhatisYachtInsurance?游艇建造期Fromthebuildoftheyacht游艇建造保险BuildersRisksInsurance游艇从船厂运给船主FromShipyardtoOwner游艇运输保险YachtCargoInsurance船主自己掌控下的风险Theowner’srisk船壳和机械上的风险HullandMachineryInsurance扩展保障AdditionalCover竞赛风险RacingRisk个人意外PersonalAccident个人财物PersonalEffects租船(连船长)SkipperCharter第三者责任保险ThirdPartyLiabilityInsurance标准保单Standard船东协会保赔保险P&I船员保险CrewInsurance主要保障MainCoverage:物质损失和建造期间的第三者责任Propertydamageandliabilitycoverduringyachtconstruction.15游艇建造期保险YachtBuildersRisksInsurance游艇建造期保险YachtBuildersRisksInsurance16游艇建造期保险YachtBuildersRisksInsurance17主要保障MainCoverage:运送游艇过程(包括海陆空方式)发生的游艇的物质损失Physicaldamageto,orlossofyachtwhilstintransitbyland,seaorair.保险期间从航程启程开始一直延续到游艇到达目的地放进水中,包括在原产地和目的地国家的装卸,拖带,仓储(如有需要)Fromtimeofcommencementofvoyagetotimeofdischargeintothewateratthedestination,includingloading/unloadingandtow/storageinthecountryoforiginanddestination,ifrequired.18游艇运输保险YachtCargoInsurance游艇运输保险YachtCargoInsurance19游艇运输保险YachtCargoInsurance2021第三者责任保险ThirdPartyLiabilityInsuranceCoverage保障范围Coverage:游艇或船主或船员对第三者的法律责任，这个责任包含人员伤害和财产损失Legalliabilityoftheyachtand/orownerand/orcrewtothirdparties.Thisincludepersonalinjuryand/orproperty.保障USD500,000,000污染Pollutions船员Crew罚款和罚金FineandPenalties22船东互保协会保赔保险P&IClubsP.&I.Clubs船东互保协会（SHIPOWNERSMUTUALASSURANCEASSOCIATION）。船东互保协会规定承保范围，它由船东组成，意图为可能承担的责任范围提供金融保障船壳和机械设备保险Hull&MachineryInsurance主要保障MainCoverage:––––船壳和机械HullandMachinery附属小艇及设备Tenderandequipment电子和导航设施ElectricalandNavigational偷窃Theft–救助费用Costofthesalvageoftheyacht–清除游艇残骸费用Costofremovingthewreckoftheyacht–第三者责任ThirdPartyLiability23Collision碰撞Sinking下沉Fire火灾Theft盗窃AccidentDamage意外损毁TyphoonDamage台风损毁Lightning雷电击中ThirdPartyLiabilityIncluded已包括第三者责任保险Etc…其他24综合保险(全保)ComprehensiveCover25一般除外责任CommonExclusions不适航Failuretomaintaintheyachtinseaworthycondition恶意破坏或者正常损耗Losscausedbymaliciousact,wearandtear船尾机,船上用具被盗,除非该物品安置在锁好的柜子或储物室内Theftofanyoutboardmotor,vessel’sgear/equipmentunlessatthetimeofthetheftitwasinsidealockedcabin/storagecompartment帆被风吹烂Sailssp