金融术语

金融术语NewWordsloann.discountv.,n.creditn.economyn.enterprisen.individualn.promissoryadj.noten.commerciala.billn.cashiern.checkn.instrumentn.financevt.interestn.depositorn.withdrawaln.withdrawv.covervt.circulationn.单词（借出的）贷款,借出贴现，贴现率信用,贷方,银行存款经济,经济制度的状况企业,事业个人,个体允诺的,约定的,有约束力的票据,纸币商业的，以获利为目的的帐单,钞票,票据出纳员,司库支票,帐单工具,手段为…提供资金利息存款人提款提款足以支付，足以补偿循环,流通,发行额PhrasesandExpressionsmakeloanacceptdiscountpromissorynotecommercialbillsofexchangebankcashier'schecksshort-termfinancingcashonhandmakewithdrawalsaportionoftomeettheneedsof短语与词组发放贷款办理贴现期票，本票商业汇票银行本票短期融资资金头寸，备用金提取款项一部分满足……需要Notes1.Banksprovidemostofthecreditoureconomyneedsbymakingloanstoenterprises,individualsandgovernments.银行通过向企业、个人和政府发放贷款，提供我国国民经济所需的大部分信贷资金。(1)(credit)oureconomyneeds我国国民经济所需的（信贷资金）此句为定语从句，省略了关系代词which，修饰前面的先行词credit。(2)economyn.①thesystemorrangeofeconomicactivityinacountry,region,orcommunity经济体：国家、地区或群体的经济活动体系和范围例：Effectsofinflationwerefeltateveryleveloftheeconomy.通货膨胀影响到每一经济阶层②aspecifictypeofeconomicsystem经济制度：特定经济体系类型例：anindustrialeconomy;aplannedeconomy.工业经济体制；计划经济体制(3)bymakingloanstoenterprises,individualsandgovernments是介词短语，在句中做状语。byprep.withtheuseorhelpof;through借助于；通过(4)making(loansto…)是动名词，做介词by的宾语。2.Theinterestthatborrowerspayfortheirloansorfortheirnotesdiscountedformsthemajorsourceofbanks'income.借款人支付贷款或贴现票据的利息形成了银行主要收入的来源。(1)(interest)thatborrowerspayfortheirloansorfortheirnotesdiscounted是定语从句，修饰前面的先行词interest。(2)(notes)discounted是过去分词，做后置定语，修饰前面的notes。discountvi.tolendmoneyafterdeductionofinterest贴现；减息贷款：在扣除利息后贷款(3)formvt.toconstituteorcomposeausuallybasicelement,part,orcharacteristicof构成；形成，在句中做谓语。3.Butitisunlikelythatalldepositorsofabankwouldwithdrawtheirmoneyatthesametime.但是，银行所有的存款户在同一时间内提取存款，这是不大可能的。(1)itisunlikelythat…是一种固定句型，意为……是不可能的，it是形式主语，真正的主语是由that引导的整个句子，即thatalldepositorsofabankwouldwithdrawtheirmoneyatthesametime。(2)thatalldepositorsofabankwouldwithdrawtheirmoney句中的谓语用虚拟语气wouldwithdraw，表示一种与事实相反的情况。(3)likelyadj.possessingordisplayingthequalitiesorcharacteristicsthatmakesomethingprobable可能的：具有或显示使某事成为可能的特征或品质4.Themoneydepositedeachdayisusuallymorethanenoughtocoverallwithdrawals.每天存入的金额往往足以支付提取的金额。(1)(money)deposited是过去分词，修饰前面的money。(2)enoughadj.足够的,充足的morethanenough绰绰有余的(2)tocoverallwithdrawals做状语，修饰前面的enough。covervt.tobesufficienttodefray,meet,oroffsetthecostorchargeof足以支付，足以补偿：足够支付、偿付或抵消…的花费和价钱例：hadenoughfundstocoverhercheck.有足够的资金支付她的账单5.Thismeansthatabankneedstokeeponhandonlyasmallportionofitstotaldeposits.这就是说，一家银行只需持有存款总额中的一小部分。(1)(mean)thatabankneedstokeeponhandonlyasmallportionofitstotaldeposits是由that引导的宾语从句。(2)meanvt.tointendtoconveyorindicate含意，意味，作某种解释(3)onhand:available可用的(4)aportionof:apartseparatedfromawhole一份：从整体上分离出来的一部分Bankingwords发布:2007-12-3017:29作者:金融英语来源:金融查看:85次【字体：变小变大】TAG:实用英语行业英语金融术语金融英语CHINA'Snewbankingregulatorycommissionispartofthecountry'sbankingsystemreforms.Ithasalsobroughtthefollowingwordsintofocus.withdrawingcurrencyfromcirculation货币回笼StatisticsfromthePeople'sBankofChinashowthatChina'sfinancialsectorsawincreasedwithdrawalsofcurrencyfromcirculationaswellasincreasedlendinganddepositsin2001.-APnon-performingassets/loans不良资产/不良贷款WithUS$30billioninassets,thesmallMinshengBankhasoneofthelowestnon-performingassetsratesamongtheChinesebanks-anencouraging2percent.ThatisafactorthatChina'sprivatebusinesspeopleoftenciteforallowingmoreprivatebankstoopen.-EASTDAY.COMState-ownedcommercialbank国有商业银行Therearehopesthatthecommissioncanbringdownthehighnon-performing-loanratiosatChinesebanks,especiallythefourState-ownedcommercialbanks,whichhinderprogressinthereformefforts.-CHINADAILYruralcreditcooperatives农村信用合作社AccordingtoZhengYuewen,achamberofcommerceofficial,sharesofreorganizedStatebanksandcitycommercialbanksaswellastakingoverruralcreditcooperativesshouldbewaysforprivatecompaniestoparticipateinthebankingsector.-CHINADAILYmoneylaundering洗钱AmericanActorDonJohnsonsaysbankstatementsfoundinhiscarlisting$8billionintransactionsweren'this-andthatheisinnowayinvolvedinmoneylaundering.-APlegal-personentity法人资格Atpresent,onlylegal-personentitiesandChina'sfourState-ownedcommercialbankshaveaccesstotradingontheexchange.-CHINADAILYShare-holdingbank合资银行WenJiabao,China'snewpremier,saidthatassupervisionimproves,therewillbemorediverseownershipinChinesebanksandthatshare-holdingbankshavealreadyemerged.-CHINADAILYmoneysupply货币供应Whenthegovernment,inlate1993,startedstraighteningoutthemess,onewaywastoadjustthemoneysupplybytighteningbankcontrols.-CHINADAILYminimumregisteredcapital最低注册资金UnderChina'spresentregulations,atrustandinvestmentcompanymusthaveminimumregisteredcapitalof300millionyuan(US$36million).-NEWY常用金融词汇的翻译发布:2007-12-3117:29作者:金融英语来源:金融查看:85次【字体：变小变大】TAG:实用英语行业英语词汇金融术语金融英语金融词汇集acquiringcompany收购公司badloan呆帐chartofcashflow现金流量表clearly-establishedownership产权清晰debttoequity债转股diversityofequities股权多元化economyofscale规模经济emergingeconomies新兴经济exchange-rateregime汇率机制fundandfinancing筹资融资globalfinancialarchitecture全球金融体系globalintegration,globality全球一体化，全球化gopublic上市growthspurt（经济的）急剧增长haveone'stwocommas百万富翁hedgeagainst套期保值housingmortgage住房按揭