国际结算选择题(附答案)140题

Introduction1.Totheexporter,thefastestandsafestmethodofsettlementis(B)A.letterofcreditB.cashinadvanceC.openaccountD.banker’sdraft2.Totheimporter,themostfavorablemethodofsettlementis(C)A.letterofcreditB.cashinadvanceC.openaccountD.collection3.Whichofthefollowingpaymentmethodisbasedoncommercialcredit?(C)A.letterofcreditB.banker’sletterofguaranteeC.collectionD.standbycredit4.AnexportersellsgoodstoacustomerabroadonFOBandonCIFterms,whoisresponsibleforthefreightchargesineach?(A)A.importer;exporterB.exporter;importerC.importer;importerD.exporter;exporter5.Internationalcashsettlementhasthefollowingdisadvantagesexcept(B)A.expensiveB.safeC.riskyD.time-consuming6.CHIPSistheelectronicclearingsystemfor(B)A.GBPB.USDC.CNYD.EUR7.CHAPSistheelectronicclearingsystemfor(A)A.GBPB.USDC.CNYD.EUR8.FromaChinesebank’spointofview,thecurrentaccountitmaintainsabroadisknownas(A)A.anostroaccountB.avostroaccountC.acurrentaccountD.ahomecurrencyaccount9.FromaChinesebank’spointofview,thecurrentaccountmaintainedbyaforeignbankwithhimisknownas（B）A.anostroaccountB.avostroaccountC.acurrentaccountD.aforeigncurrencyaccount10.Internationaltradesettlementmethodsareusedtocompletethemoneytransferarousedby(A)A.goodstransactionsB.servicessupplyC.currenttransfersD.investmentincomes11.Documentarycreditbusinessissubjectto(A)A.UCP600B.URC522C.URDG758D.ISP9812.Collectionbusinessissubjectto(B)A.UCP600B.URC522C.URDG758D.ISP9813.Standbycreditbusinessissubjectto(D)A.UCP600B.URC522C.URDG758D.ISP9814.Letterofguaranteebusinessissubjectto(C)A.UCP600B.URC522C.URDG758D.ISP9815.Londonistheclearingcentrefor(B)A.USDB.GBPC.EURD.HKD16.NewYorkistheclearingcentrefor(A)A.USDB.GBPC.EURD.HKD17.Tokyoistheclearingcentrefor(D)A.USDB.GBPC.EURD.JPY18.Frankfurtistheclearingcentrefor(C)A.USDB.GBPC.EURD.HKD19.TherearetotallytencategoriesofmessagetypesinSWIFTsystem,amongwhich(A)areusedonlytodealwithremittancebusiness.A.category1B.category2C.category4D.category720.TherearetotallytencategoriesofmessagetypesinSWIFTsystem,amongwhich(C)areusedonlytodealwithcollectionbusiness.A.category1B.category2C.category4D.category721.TherearetotallytencategoriesofmessagetypesinSWIFTsystem,amongwhich(D)areusedtodealwithletterofcreditbusiness.A.category1B.category3C.category4D.category722.BOJ-NETistheelectronicclearingsystemfor(D)A.USDB.GBPC.EURD.JPY23.TARGETistheelectronicclearingsystemfor(C)A.USDB.GBPC.EURD.JPY24.CHATSistheelectronicclearingsystemfor(D)A.USDB.GBPC.EURD.HKD25.Amongthefollowingdocuments,theonewhichisnotregardedascontroldocumentsis(D)A.authorizedsignaturesB.testkeysC.scheduleoftermsandconditionsD.correspondentarrangement26.Thesellershouldarrangefortheinsuranceofthegoodstransportationunder(C)A.FOBB.CFRC.CIFD.EXWNegotiableinstruments27.Achequemustbesignedby（A）A.thedrawerBthedraweeC.thepayerD.thepayee28.Ifachequedated1stFeb.2007waspresentedon（D）,itwouldbepost-dated.A.1stMar.2007B.2ndMay2007C.1stFeb.2008D.5thJan.200729.（A）chequecanbecashedoverthecounterofpayingbank.A.AnopenB.AcrossedC.AgeneralcrossingD.Aspecialcrossing30.Theeffectofablankendorsementistomakethechequepayabletothe（C）A.specifiedpersonB,orderofaspecifiedpersonC.bearerD.namedperson31.Theroleofthe（A）bankistodebitthechequetothecustomer’saccount.A.payingB,collectingC.advisingD.confirming32.Ifthebillispayable“60daysafterdate”,thedateofpaymentisdecidedaccordingto（C）A.thedateofacceptanceB.thedateofpresentationC.thedateofissuanceD.thedateofmaturity33.A（B）carriescomparativelylittlerisksandcanbediscountedatthefinestrateofinterest.A.sightbillB.bankbillC.timebillD.commercialbill34.Atermbillmaybeacceptedbythe（B）A.drawerB.draweeC.holderD.payee35.Thepartytowhomthebillisaddressediscalledthe（B）A.drawerB.draweeC.holderD.payee36.Whenfinancingiswithoutrecourse,thismeansthatthebankhasnorecoursetothe（D）ifsuchdraftsaredishonored.A.payerB.draweeC.acceptorD.drawer37.The（C）ofapromissorynoteassumestheprimeliabilitytomakepaymentofthenote.A.holderB.draweeC.makerD.acceptor38.Thebillwhichmustbepresentedforacceptanceis（B）A.thebillpayableatxxdaysafterdateB.thebillpayablexxdaysaftersightC.thebillpayableonafixeddateD.thebillpayableatsight39.Inordertoretaintheliabilitiesoftheotherparties,abillthathasbeendishonoredmustbe（A）A.protestedB.giventotheacceptorC.retainedinthefilesD.presentedtoabank40.（C）isnotaholderofabillA.PayeeB.EndorseeC.DrawerD.Bearer41.Whichofthefollowingisarelativeessentialitemofabill?（B）A.amountB.tenorC.payeeD.drawee42.Anendorsement,whichprohibitsthefurthernegotiationoftheinstrument,iscalled（D）endorsement.A.qualifiedB.generalC.specificD.restrictive43.Acheckisa（D）draftdrawnonabankA.timeB.usanceC.directD.demand44.Anacceptancewith“payableondeliveryofbilloflading”onthedraftis（D）A.generalacceptanceB.partialacceptanceC.non-acceptanceD.qualifiedacceptance45.The（B）ofthedraftisthepersonwhoisinstructedtomakethepayment.A.drawerB.draweeC.payerD.payee46.Theactwhichisneverinvolvedinpromissorynotebusinessis（C）A.endorsementB.dishonorC.acceptanceD.presentation47.Theactwhichisneverinvolvedincheckbusinessis（C）A.endorsementB.dishonorC.acceptanceD.presentation48.Thedraftwit