中西方金钱观比较

Question1Doyoulovemoney?2Whatdoyouthinkofmoney?3Ifyouhave5,000,000dollars,howdoyoudealwiththemoney?Whatistheconceptofthevaluesaboutmoney?Itisthefundamentalviewandattitudeofmoney,andiscloselylinkedwiththeviewoflife.Therearetwofeaturesofthebourgeoisvalue(资产阶级金钱观)aboutmoney,oneismoneyisfirst,itputmoneyonthehighestposition.Second,moneycandoeverything,thisexaggeratetheroleofmoney,thatismoneyiseverythingand“Moneyishappiness.金钱观是对金钱的根本看法和态度，是和人生观紧密相连的。资产阶级金钱观有两个特征，一是“金钱至上”,它把金钱放在至高无上的地位，二是“金钱万能”，夸大金钱的作用，认为“金钱决定一切”，“金钱就是幸福”。TheMarxismthinkofmoneyasmaterialwealth,iscreatedbyhumanbeings,andtotheserviceofhumanity,thehumanshouldbethemasterofmoney,nottheslaveofmoney.Peopleliveontheirownlabortocreatewealth,accesstoproperty.Moneyplayedanimportantroleinthepromotionofthecommodityexchangeprocess,butmoneyisnoteverything,therearemoreimportantthanmoney,morevaluablethings.马克思主义认为金钱作为物质财富，是人类创造的，并为人类服务，人类应当是金钱的主人，而不是金钱的奴隶。人们依靠自己的劳动创造财富，获取财产，金钱在促进商品交换的过程中起了重要作用，但金钱并非万能，世界上有比金钱更重要、更宝贵的东西。Forgenerallyspeaking,afterChinesepeoplehavemoneytheyalwaysdotwothings:buyhouse,haveafamily.WhileinWesterntheypaymoneytothecountryandhumanity.Chinesepeopleliketosavemoney,butEuropeansandAmericansisincontrary,theythinkthatmoneyspentonlywhenusefulorjustagood-lookingsheetsofpaper.Nolongerofthisworldreallybelongstosomeone,evenifyoupaidforbought,butalsotemporaryuseonly.中国人有钱后一般做两件事：购房置业、养娶女人。而西方有钱后是为国家或全人类花钱。中国人喜欢存钱，欧美人恰相反，他们认为钱只有在花时才有用，否则只是张好看的纸。再之这个世上没什么真正属于某人，即使你付了款买下了，也不过暂时使用而已.TheconceptofmoneyinChineseisconservative.ChinesePayattentiononsaving,butWesternerspayattentiononspending.Chinesepeopleemphasizeonsaving,Westernersemphasizeonconsuming.Chinesepeopleusedtospendthemoneyinthepast,Westernersusedtospendfuturemoney.ThisfullyreflectsthedifferencesmoneyculturebetweenWesternandchina.中国人的金钱观：保守。中国人重存钱，西方人重花钱。中国人讲节约，西方人讲消费。中国人习惯花过去的钱，西方人习惯花未来的钱。这充分反映了中西方理财文化所存在的深刻差异。我辛辛苦苦一辈子，好不容易才住上一套好房子，瘾都没过足，就上这里来了。我年轻时就住上好房子了，不过到这里来之前，才把最后一期银行按揭的贷款还了。People'svalueaboutmoneyisverycarefully,whenConductfinancialtransactions,theChinesecountclearlyonfacetoface.Chineseinvestment,regardlessofhowmuchwassure,willnotspotclosed.Chinesepeoplealsohatedebt.WhenChinesepeopleborrowmoney,usuallydonotneedguarantee,becausetheChinesehavegoodreputation.LiketosavemoneyhasbecomeapartofChineselife,whentheyhavemoney,theChinesepeoplewillbesave.中国人的金钱观念非常谨慎。进行金钱交易时，中国人注重当面点清。中国人投资时，不管当时多么有把握，都不会当场拍板。中国人也很忌讳欠债。如果有欠钱的情况，中国人一定会把钱还上。中国人借钱时，通常不需要有人担保，因为中国人相信信誉。喜欢存钱储蓄已经成为了中国人生活的一部分，每当手中有了钱，中国人都会先存起来。Ontheotherhand,Chinesepeoplebelievethatmoneyworthless,since,aslofty;orblindlyspend,theybelievethatmoneyispower,orforthepursuitofittheycandoeverything:nomatterwhat,moneyisessential,nomoneyistotallyunacceptable,moneyiseverything.Itwasdiscovered:thelivingisconstraintswiththemoneymoreandmore.Makingmoremoneyhassimplybecomethesloganofthepeopleinrecentyears.另一方面，中国人要么视金钱为粪土，自视清高；要么一味挥霍，认为有钱万能，或为追逐它而不择手段：无论什么地方，都是需要钱的，没有钱是万万不能的,有了钱万事都是可能的.人们发现：生活越来越受到金钱的制约。“多挣钱”几乎成了这个时代人们的口号。Chinesescholarsbelievethatmoneyhavenineevilthings:1Leadtogreed2Onlyconsidertheirown3Violationofthelaw4Arrogantforfriends5Boastthemselves6Mean7Comparisonsofwealth8Extravaganceandwaste;9Didnotdotherightthing中国文人认为钱财罪恶有九：1导致贪婪2只考虑自己3违反法律4对朋友傲慢5自吹6吝啬7攀比财富；8铺张浪费；9不务正业。Americanconcernaboutmoney,theythinkthatmoneyistheability,success,symbolofstrength;butfortheearningthatfromtheirdailylives,themoneyspentonspecific,theyareactuallydidnotcare.Americansdonotlikeearnedmoneythataccumulated,theylikeconsumption,excessiveconsumption,consumerlending.Americansrealizethatlifeismorethanhavingthings.Aswell.，theyrealizethathappinesscan'tbebought,butitcanbeshare。美国人重视金钱，认为金钱是能力、成功、力量的象征；而对于他们日常生活中所挣、所花的具体的钱，他们其实看得很轻。美国人不喜欢积攒挣来的钱，而喜欢消费、超前消费、借贷消费。美国人明白生活不只是拥有物资，他们明白快乐不能用金钱获得，但是可以跟别人分享。Westerners,especiallyAmericansbelievethatmoneyisasymboloftheability.theybelievethatiftheyhavetheproperty,itcantransformintosevenkindsofvirtues:1Havehighaspirations2knowtomeetthesatisfaction3alwayspray4treatmodestandkindtofriend5helppoorpeople6dothemeaningfulthing7lifefrugal西方人，尤其是美国人认为钱财是能力的象征.他们认为拥有财产，可以转化化为七种美德：1志向高远2知道满足3常常祈祷；4对待朋友谦逊和蔼5帮助贫困的人；6做有意义的事7生活节俭----不同文化下的金钱观(theconceptofmoneyunderdifferentcultures)Canmoneybringhappiness?75%ofFrenchpeopledonotdoubt，74%ofFrenchpeoplewouldratherusethemoneytobuy“happiness”.TheInterestonthemoneyandwork,55percentofFrenchrespondentsare:willingtochooseinterestingwork,evenifmoneywasless.Frenchdidnotseemtogiveuptheirpursuitofpersonalinterest,aslongasthisworkinlinewiththeirinterests,evenifnotmuchreward,theyarestillwillingtoaccept.金钱是否能带来快乐？75％的法国人对此深信不疑。74％的法国人宁可用金钱去买“快乐”.在金钱和工作兴趣上，55％的法国人回答是：愿意选择有兴趣的工作，哪怕钱赚得少些。在法国，喜欢干得多、同时也挣得多的人数并不占绝大多数，大约46％。当然，愿意干得少挣得少的人也不多，约42％。法国人看来并未放弃自己个人兴趣的追求，只要这工作符合他们的兴趣，即使报酬不多，他们还是愿意接受。Germanshaveacomplexrelationshipwithmoney.FortheGermans,theyneedextremesecurity.Germansdonotwanttoaccepttheabstractmoney,theygothroughavarietyofwaystogetmoney.ExcessiveconsumptionisunpopularinGermany.德国人与金钱有着一种复杂的关系。对于德国人来说，他们需要极度的安全感。德国人不愿接受抽象的金钱，他们通过各种方法来得到踏踏实实的金钱。过度的消费在德国不受欢迎。中国孩子从小就习惯了在几个家长面前周旋，要吃要喝要零花钱，得不到满足就哭就闹,动不动就是“你给不给？”西方孩子是不能随便向父母提要