2016HSBC汇丰银行-网申笔经-Jennifer

*1.AtHSBCwearelookingforgraduatesandinternswhoarepassionateaboutworkingforusandhavearealinterestinourindustry.QuestionPleasetellusaboutyourinterestintherolethatyouhaveappliedforandHSBC.Pleaseaddressthefollowingquestionsinyourresponse:-WhyareyouinterestedintheroleatHSBC?-WhyareyouinterestedintheroleatHSBC?--ThereasonswhyI'minterestedintheroleintheinternIapplied:(1)InternexperienceinBOCandmyfuturecareerplan:IoncedidmyinterninBankofChina(AnhuiProvince)lastsummer,thereforeIhavebeeninstalledwiththebasicqualificationofbeingamemberinthebank.ComparedtolocalbanksinChina,HSBChasmoreexperiencedmanagementandgloballyrecognizedcredit.Inordertofullyexpereincebankingsystemandchaseaftermydreamincommercialbanks,Ichosetospendmy2016summertimeinHSBC.(2)Educationalbackground:Imajorininternationalfinanceandhavewellfinishedallmyschoolcurriculum,Iwouldliketohavemyselfimprovedandtransferthewordsintopracticewithmygreatexertion.(3)Interpersonalpurpose:InHSBCIwillbeshoweredwithgreatpeopleandbrilliantmindswhichwillbecherishedandstored,servingassecretweaponstomyfuturecareerinbankingsystem.--ThereasonswhyIaminterestedinHSBC:(3)Invisibleconnectionbeforewemet:IntheclassofHumanResourceManagementduringmyexchangeprogramin2015inCanada,IwasshownseveralepisodesofinspiringadsfromHSBCandsavedthismemoryandgreatmotivationtojointhiscreativefamilytillIgotthischanceofinternship.(3)Myeverlastingdevotionofteamwork:Iamanoutgoingandprocess-drivenleaderinmyassociation(SHFCModelUnitedNationsAssociation)inouruniversity.ObjectivelyIexertmyselfandmyteamtogettotheidealpositionefficiently;OnthesubjectivesideIalwaystrymybesttokeepthebalanceandmakeeverymembersatisfiedbasedonwhattheyhaveachieved.Ifocusonthegive-and-takewithintheteamandthetrustbetweenmembersaswellassetdetailedtermsandconditionstoensuretheefficiency.Therefore,IwouldliketocontinuethisteamworkandlengththesenseofbelonginginHSBCanddomyowncontribution.*2.WewantourgraduatesandinternstohavesuccessfulcareersatHSBCand,therefore,wewanttoensurethatyouhavetherelevantskillsforyourprogramme.Weareequallyinterestedinrecruitinggraduatesandinternsfromfinanceandnon-financedegrees.Weareparticularlyinterestedinthetransferableskillsthatyouhavegainedfromthevarietyofexperiencesthatyouhavehad.QuestionWhatskillsdoyoubelieveareimportanttobesuccessfulontheHSBCgraduateorinternprogrammeforwhichyouareapplying?Pleasegivespecificexamplesofhowyouhavedemonstratedsomeoftheseskills.1.Teamspiritandcommunicationskills(1)Teamworkservesasaconnectiontosmooththeprocessandimproveefficiency.WhenIwasinthesocialpracticedepartmentinouruniversityasthepresidentassistant,weheldcertainactivitytorecollectusedclothestopeopleinpoverty.Iwasinchargeof10fellowstomakeitfinished.SofirstlyIsetatargetforcollecting5bagsofclotheswithin3hours,thenIdiscussedwithfellowabouttheplaceswiththehigheststudentsflowaswellasdispatcheachindividualtodifferentspots,theywouldbeallowedtohelpeachotherwiththeirownworkdone.Whenitapproachedtheend,wereachedthetargetsuccessfullythankstoourexertiontothisteam.(2)Communicationskillshelpyoubetterserveyourcustomers.DuringmyinterninBOC,Iwasassignedaslobbymanageranddealtwithdifferenttypesofcustomers,therefore,theacquisitionofcommunicationskillsisneeded,aswellastheabilitytocoverurgencies.2.FastlearningandlearningbypracticingTheawarenessandabilitytolearncandecideone’sabilitytoadjusttoanewenvironment.ForexamplewhenIwasinBOC,Ialwayslearnfrommysuperiorsandfollowtheirexemplarymannerssoastofullyimprovemyself.WhenIwasinmyuniversityIalwaysgrabthemethodologiesfromprofessorsandtheirpackageofsolutionstocertainproblems,andapplythesetomyjobfields.3.Profoundacquisitionofprofessionalknowledgeandproblemsolving:Inordertobetterunderstandtheoperationinthejob,thecandidatehastobeinstalledwiththebasicunderstandingofcommercialbank.Eventhenon-financecandidatesshouldgetpreparedforcertainamountofknowledgeandskillsneeded.Inspiteoftheknowledgepoolrequired,onehastobeefficientinproblemsolvingandcultivatetheabilitytocovertheuncertainties.*3.AtHSBCourobjectiveistobetheworld’sleadinginternationalbank.Inallthatwedo,wealsomustconsiderthepotentialrisks.QuestionInyouropinion,whatarethetopthreerisksfacingHSBCgloballyandwhy?PersonallyIthinkthefollowingthreeconcernsshouldbeaddressedasthetopthreeproblemsforHSBC:(1)Moneylaundering:Thiscanbeaworldwideproblemforanyoneoftheglobalbanks.Giventhatcommercialbankshastheresponsibilitytokeepsecretofcustomers’profileandfinancialrecords,tracinganddetectingtheresourceoflaunderingproblemcanbefilledwithdifficulties.Besides,thisprocedurecancausetroubletocustomersthereforeworsenthefeedbackfromthemtothebank.(2)Informationasymmetryandtransparency:Sincemostofthelistedcompanyhavemultiplefinancialreportstobeshowntoanypart.Forexample,thereportwithlowerprofitlevelswillbesenttotaxbureauforlesstaxationportion,butmostofthetimethebankwillreceiveonewithgreaterperformance,indicatingthepositivesignalofthatcompany.Thelimitedtransparencyhastobedetectedandrevealedbyexperiencedcustomermanagers.ThiscontrivedpredictionmaycausetroubleanduncertaintytoHSBC.(3)Limitedexpansion