《金融英语》期末试卷

12011-2012学年度第一学期《金融英语》期末考试A卷专业年级学号姓名题号一二三四五六七总得分阅卷人分值10%10%10%20%20%10%20%100%得分Ⅰ.Matchthewordsintheleftcolumnwiththeproperchineseequivalentsintherightcolumn.（10points,1pointforeach）()1financialassetsA通货膨胀()2executiveB托收行()3barterC金融资产()4installmentD有利可图的()5profitableE机密的()6recipientF分期付款()7orderG指定的人()8inflationH行政人员()9confidentalI物物交换()10remittingbankJ收信人II.Givethefullnametothefollowingwords.（2分/题，5题共10分）1．ECU______________________________2．IMF______________________________3．SDRs______________________________4．D/A_______________________________5．CPA________________________________Ⅲ.Decidewhethereachofthefollowingstatementsistrue(T)orfalse(F).（10分）()1.Businesstransactionsshouldnotbeconfusedwithpersonaltransactions.Similarly,thetransactionsofdifferententitiesshouldnotbeaccountedfortogether.()2.Ausancecreditmeansacreditwhichstipulatestheimmediatepaymentonpresentationofdocuments.()3.Indocumentarycredit,theissuingbankisusuallyabanklocatedinthebeneficiary’scountry.()4.Anadvisingbankornotifyingbankisthebankthatadvisestheapplicantthataletterofcredit(L/C)hasbeenissued,confirmed,oramended.()5.Acceptancemustbemadeatthebackofthebillandsignedbythedrawee.()6.Inchequetransactions,thedrawerandthepayerarethesameperson.()7.Bothacrossedchequeandaopenchequecanbecashedoverthecounter.()8.Educationloanis,justonetpyeofamortizationloans.()9.Short-termloansareoftenusedtosatisfyfixedassetinvestmentwhereasmediumandlong-termloansareoftenusedtofinanceworkingcapitalneeds.()10.Bybarter,itmeansthatpeopleusegoodstotradeforothergoodsmadebyotherpeople.Ⅳ.Choosethebestanswer.(2分/题，10题共20分)()1.Thefirstmoderninternationalmonetarysystemwasthe_________?AgoldstandardBBrettonWoodsSystemCJemaicaSystemDEuropeanMonetarySystem()2.UsedtosettleofficialtransactionsattheIMF,______aresometimescalledpapergold.AdollarsBECUsCSDRsDallcurrencies()3.The____feesareone-timechargesnegotiatedinadvanceandimposedwhentheloanagreementissigned.AmanagementBfront-endCcommitmentDparticipation()4.Thepersonpayingthemoneyis_______ofacheque.AthedraweeBtheendorserCthepayeeDtheendorsee()5.Thedocumentswillnotbedeliveredtothebuyeruntil________.AthebuyerhasclearedgoodsBthegoodshavearrivedCthebillispaidoracceptedDbothAandB()6.IfitisnotstatedasD/PorD/A,thedocumentscanbereleased_________.AagainstacceptancepouravalBagainstacceptanceCagainstpaymentDineitherway()7.Under_____,nodraftisdrawn.Itisalsousedasameansofavoidingthestampdutypayableondrafts.AtheacceptancecreditBthederferredpaymentcreditCthepaymentcreditDthenegotiatedcredit2()8.________isthebanktowhichthepricipalhasentrustingthecollection.ATheremittingbankBThecollectingbankCThepresentingbankDBothAandB()9.Whichprinciplehastheassumptionthatthebusinesswillcontinueinoperation?AThecostprincipleBThegoing-concernconceptCThematchingprincipleDBothAandB()10._______isthemostimportantpartofabankletter.ASubjectBBodyCComplimentarycloseDSignatureⅤ.Translatethefollowingsentences.(20分)1.Theusualwaythedraweeacceptsadraftisbywritingorstampingtheword“ACCEPTED”onthefaceofthedraft,plusthedrawee’sauthorizedsignatureandthedateaccepted.2.Bankswiilactingoodfaithandexercisereasonablecareandmustverifythatthedocumentsreceivedappeartobaaslistedinthecollectionorder.3.Nonprofitorganizationssuchaschurches,mosthospitals,governmentagencies,andcollegesuseaccountinginformationinmuchthesamewaythatprofitorientedbusinessesdo.4.用货币作为交换媒介是货币的主要职能之一。5.有时在借款人的要求下，由贷款人给与还款的宽限期。1.______________________________________________________________________________________________________________________________________________________________2.______________________________________________________________________________________________________________________________________________________________3.______________________________________________________________________________________________________________________________________________________________4.______________________________________________________________________________________________________________________________________________________________5.______________________________________________________________________________________________________________________________________________________________Ⅵ.Readingcomprehension.YouarerequiredtoChoosethebestresponsefromAtoDintheboxaccordingtopassage.ThenmarkthecorrespondingletterontheAnswerSheet.（2分/题，5题共10分）Aspricesandbuildingcostskeeprising,the“do-it-yourself”(DIY)trend(趋势)intheU.S.continuestogrow.“Weneededfurniture(家具)forourlivingroom.”SaysJohnRoss,“andwejustdidn’thaveenoughmoneytobuyit.Sowedecidedtotrymakingafewtablesandchairs.”Johngotmarriedsixmonthsago,andlikemanyyoungpeoplethesedays,theyarestrugglingtomakeahomeatatimewhenthecostoflivingisveryhigh.TheRossestooka2-weekcoursefor$280atanightschool.Nowtheybuildalltheirfurnitureandmakerepairsaroundthehouse.JimHatfieldhasthreeboysandhiswifedied.Hehasafull-timejobathomeaswellasinashoemakingfactory.Lastmonth,hereceivedacarrepairbillfor$420.“Iwasdeeplyupsetaboutit.NowIhavefinishedacarrepaircourse,Ishouldbeabletofixthecarbymys