2008年金融危机英语ppt

LehmanBrothersfiledforbankruptcyprotection、MerrillLynchacquiredbybankofAmerica.Thetwoeventsmarkedthebeginningofthenextweek‘sglobalstockmarketroutofSeptember2008.AIG,isunabletocontinue.TheUSgovernment,whilechoosingtotakeoverAIGtostabilizethemarket,isunabletohelpotherfinancialinstitutions.Aseriesofsuddenevents,suchastheAIGemergency,haveshockedtheworld.背景（Background）•AmericanInternationalGroup(AIG)isaninternationalinsuranceandfinancialservicesgroup.Accordingtothe2008Forbeslistoftheworld's2000largestmultinationalcompanies.AIGisranked18thintheworld.IthadbeenacomponentoftheDowJonesindustrialaveragesinceApril8,2004,untilthefinancialtsunami.ItwasremovedfromthelistonSeptember22,2008.美国国际集团(AIG)雷曼兄弟投行•Lehmanbrothersisacomprehensiveanddiversifiedinvestmentbankservingthefinancialneedsofcompanies,institutions,governmentsandinvestorsworldwide.Anditisoneofthemostpowerfulequityandbondunderwritingandtradinghousesintheworld.雷曼兄弟公司是为全球公司、机构、政府和投资者的金融需求提供服务的一家全方位、多元化投资银行,并且是全球最具实力的股票和债券承销和交易商之一。•OnSeptember15,2008,Lehmanbrothers,thefourthlargestinvestmentbankintheUnitedStates,finallythrewdownitsarmoranddeclaredtofileforbankruptcyprotectionundertheaggravationofthecrisisinthesubprimemortgagemarket(subprimemortgagecrisis).美林集团•Merrilllynchistheworld‘smostfamoussecuritiesretailerandinvestmentbankandoneoftheworld’slargestwealthmanagers.Itexpandedit’sglobalreachthroughacquisitions.In2008,duetotheseverelossescausedbythesubprimecrisis,itwasacquiredbybankofAmerica.BankofAmerica（美国银行）•Thecompany,whichacquiredtroubledmortgagelenderCountrywideFinancialCorpandMerrilllynchin2008,willcontrolthenation‘slargestteamofstockbrokersandarespectedinvestmentbank.Acombinationofthetwowouldcreateagiantbankwithawiderangeofbusinesses.•2008年收购了陷入困境的抵押贷款公司CountrywideFinancialCorp和美林，该公司将掌控美国规模最大的股票经纪人团队，以及一家受人尊敬的投行。二者的合并将造就一家业务范围广泛的银行巨头。Rootsofoutbreak爆发根源TheU.S.government'simproperrealestatefinancialpolicyforeshadowedthecrisis.美国政府不当的房地产金融政策为危机埋下了伏笔。Theabuseoffinancialderivativeshaslengthenedthefinancialtransactionchainandencouragedspeculation.金融衍生品的滥用，拉长了金融交易链条，助长了投机。U.S.monetarypolicyaddedfueltotheflame.美国货币政策推波助澜。过程（Process）FromtheoutbreakofthesubprimecrisisinFebruary2007tothecollapseofthestockpriceofAmericanloancompaniesinAugust,thesubprimecrisisworsened.InMarch2008,BearStearnswentbankrupt.InJuly,FannieandFreddiefellintocrisis.TheFederalReserverescuedthemarket.InSeptember,LehmanBrothersappliedforbankruptcyprotection.AIG,GoldmanSachsandMorganStanleyalsofacedcrisis.WashingtonMutualfailed.WallStreetcrisisbrokeoutandswepttheworld,resultinginThefulloutbreakofthefinancialcrisis.从2007年2月次贷危机爆发，到8月美国贷款公司股价暴跌次贷危机恶化，2008年3月贝尔斯登破产，7月两房陷入危机，美联储“救市”，到九月雷曼兄弟公司申请破产保护，AIG，高盛，摩根士丹利也面临危机，华盛顿互惠公司倒闭，华尔街危机爆发，并席卷全球，造成金融危机的全面爆发。影响(Influence)America：Asaresultofthefinancialcrisis,thewealthofenterprisesandresidentshasshrunk,borrowingrestrictionshaveincreased,costshaveincreased,businessinvestmenthasdecreased,consumerspendinghasdecreased,andunemploymenthasincreased.World：Thefinancialcrisishasaffectedthefinancialstabilityandeconomicdevelopmentofemergingmarketsanddevelopingcountriesinanall-roundway,especiallytheeffecteconomy.Andtheglobaleconomicgrowthratewillfurtherdecline.China：Asabigmanufacturingcountry,theimpactofthefinancialcrisisonChinaisnotonlytoslowdowntheeconomicgrowthrate,butalsotoreducethenumberofjobs,increasetheunemploymentrateandmakeemploymentdifficult.MOVIE《大空头》Thefilm“TheBigShort”isbasedonMichaelLewis'snovelofthesamename.IttellsthestoryoffourmenwithstrangepersonalitieswhoseizedtheopportunityandprofitedfromtheglobalrecessionduringthefinancialcrisisonWallStreet,andtheyalsotriedtopreventtheglobalrecession.讲述了华尔街金融危机时四个性格怪异的男人抓住机会，从全球经济衰退中捞取了利润，同时他们还试图阻止全球经济的衰退的故事