掌握UCP600的单据审核标准

DocumentsRelatedtoInternationalSettlementTheteachingaim：1.MasterUCP600theauditdocumentationstandardsandlearntojudgealoneandnotinlinewithcross-reference掌握《UCP600》的单据审核标准，学会判定相符交单和不符交单；2.thepracticeandrequirementofAmastercardfirmsandbanksdesignatedtopaythepracticesanddocumentationrequirements掌握开证行和被指定银行拒付单据的做法及要求；3.熟悉银行审单方法和审单要点。Thekeytodefiniation：Thestandardsofcheck、不符单据、拒付通知、审单方法DocumentsRelatedtoInternationalSettlement5.1BillsofExchange(Drafts)Billofexchangeisevidenceofanunconditionalandabstractobligationtomakepayment.Followingpointsshouldbecheckedbeforethenegotiationandacceptancebythebank.(1)Numberofthecredit.(2)Issuingdateofthedraft.(3)Consistenceofthenamebetweenthedrawerandthebeneficiary:(4)Thedeadlineofpaymentshallbeexactlythesameshownbothbythedraftandthecredit.Ifitisatermdraft(90daysafterB/L,forinstance),theissuingdateofsuchdocuments(B/L,forexample)shallbenotedonthedraft.(5)Thepayercanbeeithertheissuingbankorthereimbursingbank.(6)Amount(currency,figuresandwords).(7)Payee.Specimen6.1ADraftSpecimen5.1ADraftBILLOFEXCHANGEDRAWNUNDERBANKOFNOVASCOTIA,TORONTO,CANADAIRREVOCABLEL/CNO.I01800/146791DATE000731PAYABLEWITHINTEREST@%NO.CM0234EXCHANGEFORUSD10830.00HANGZHOUAUG.24,2000AT75DAYSAFTERBILLOFLADINGDATEBILLOFLADINGDATE:AUG.20,2000SIGHTOFTHISFIRSTOFEXCHANGE(SECONDOFEXCHANGEBEINGUNPAID)PAYTOTHEORDEROFBANKOFCHINA,ZHEJIANGTHESUMOFTOTALAMOUNTSAYUSDTENTHOUSANDEIGHTHUNDREDANDTHIRTYONLY.TOTHEBANKOFNOVASCOTIA,650WESTGEORGIAST.,POBOX11502,VANCOUVER,B.C.,CANADAV6B4P6HUANGHAICEREALS,OILSANDFOODSTUFFSIMP.ANDEXP.CORP.MANUALLYSIGNED5.2CommercialInvoices(1)Namesandaddressesofcompaniesshouldbethesameastheyarestatedinthecredits.Invoicesofatransferablecreditcanbeissuedbythesecondbeneficiary.(2)Draweesofinvoicesshouldbeapplicantsandtheaddress,ifany,shallconformtotheoneinthecredit.(3)A“Pro-forma”or“Provisional”invoiceisnotacceptable.(4)Descriptionofthegoodsshouldbeidenticaltotheoneinthecredit.Generaltermsofgoodscanbeusedinotherdocumentsbutwithnocontradictiontothecredit.(5)Detailsofthegoods,pricesandtermsasmentionedinthecreditshouldbeincludedintheinvoice.Thebankneverthelessisnotresponsibleforanyextensionorcalculation.(6)Anyotherinformationindicatedintheinvoice,suchasshippingmarks,quantities,transportationinformationshouldbeexactlythesameastheyareinthecredit.(7)Valueoftheinvoiceshouldnotexceedtheavailablebalanceofthecredit,unlessotherwisestipulatedinthecreditorthereisatoleranceclause.(8)Theinvoiceshouldcoverthecompleteshipmentasrequiredbythecredit,ifnopartialshipmentisallowed.(9)Ifsignatureofinvoiceisrequiredbythecredit,theinvoiceshouldbesigned.5.3TransportationDocuments5.3.1Marine/OceanBillsofLadingABillofLadingisthemostimportanttransportdocumentofaletterofcredit.TherearefourmainfunctionsofB/L:(1)ABillofLadingactsasareceiptofthegoodsfromtheshippingcompanytotheexporter.Whenthereisnoindicationofdamagetothegoods,aBillofLadingissaidtobeclean.(2)TheBillofLadingisanevidenceofthecontractforcarriagebetweentheexporterandthecarrier.(3)ABillofLadingisaquasi-negotiabledocument.AnytransfereeforvaluewhotakespossessionofanendorsedBillofLadingobtainsavalidtitletoit,providedthatthetransferorhadavalidtitleinthefirstplace.(4)ABillofLadingactsasadocumentoftitletogoodsbeingshippedoverseas.ThegoodswillbereleasedfromtheoverseasportonlyagainstproductionofoneoftheoriginalBillsofLading.5.3.2KeyPointsfortheExaminationofB/L(1)Names(2)Itmustappearonitsfacetoindicatethenameofthecarriernomatterwhoissuethem.(3)IssuersofB/L(4)Indicationof“loadedonboard”and“shippedonnamedvessel”(5)LoadingPortsandDischargingPorts(6)Transshipment(7)Theindicationof“freightprepaid”(CFR/CIF)or“freightcollect”(FOB)cost,asrequiredbythetermsofthecredit,appearsonitsface.(8)Thedescriptionofthegoodsdoesnotcontradictitintheinvoice.(9)ThereisnounfavorabledescriptionofgoodspackingontheB/L.(10)TheshippingdateontheB/Liswithinthelatestdateofshipmentstipulatedbythecredit.(11)Thenameandaddress,ifany,ofthenotifyingpartyisasrequiredinthecredit.(12)TheconsignorontheB/Lcomplieswiththecredit.Ifthereisnoothercontrarystipulation,itcanbeeitherthebeneficiaryoranyoneotherthanhim.(13)CorrectionsealshallbestampedwherethereisanycorrectionontheB/L.5.3.3Non-NegotiableSeawayBillsAnon-negotiableseawaybillsisanewtransportationdocumentarisingwiththedevelopmentofupdatetransportationandEDI(ElectronicDataInterchange)system,whichmakesinternationaltradegraduallytakenoverby“electronicdocuments”.Sinceproblemssuchas“transferofdocuments”and“assessmentoforiginalsignature”stillremainunsolved,itisnowonlyemployedinthetransactionthatdoesnotneedthetransferoftitleofthegoods.HerearedifferencesbetweentheOceanBillofLadingandthenon-negotiableseawaybill:a.AnOceanBillofLadingistitleofthegoodsandistransferableafterendorsement.Anon-negotiableseawaybillisnottitleofthegoodsandmaynotbetransferred.b.Theconsigneeshallbeindicatedonthenon-negotiableseawaybillandhemaytakedeliveryofgoodswithdeliveryadviceandwithoutnon-negotiableseawaybill.5.3.4CharterPartyBillsofLadingTheCharterPartyBillofLadingis