中国地方性银行效率提升问题研究_以杭州市商业银行为例

©1994-2010ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.(2004)15-0126-08,(,310027):,,,,,,,:;;;;:F83217:B:2003-06-16,,,,,,,,,,,,(),,,,,,,1995,,,19952,,2001,,,,,2002,110,,,,2001,3127,21157%;2154,20186%;1167,19135%;()(),:11,,;,,,()21,,,,,;2004P15299COMMERCIALRESEARCH©1994-2010ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.(2001)51,,,,,,,(123)12361,,,41185%1910%(4),,;,,,,,20026,202011%,19()4,:(),(),,,,,;,,,,,,,,,,,2090,299:127©1994-2010ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.(PhilipTartan):,,,,,;,,,,,,,,,,,,:;,()11,,,,,,,,,,,,,,,,21,,,,,,,,,():11:,,,,,,,;,,l%,,,,,21(1):,,,,,,,,,(2),,,,,,,(3)=P,,,,,,;,,,,1282004P15©1994-2010ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.(),(),,,(GFC)(STOCK)(CP)(CG)(EXP-IMP):GDP=A0+A1GFC+A2STOCK+A3CP+A4CG+A5(EXP-IMP),,=A1LFCGDP+A2LOSGDP+A3LCPGDP+A4LCGGDP+A5LOEIGDPGDPGDP=A1LFCGFCGFCGDP+A2LOSSTOCKSTOCKGDP+A3LCPCPCPGDP+A4LCGCGCGGDP+A5LOEIEXP-IMPEXP-IMPGDPGDPGDP,LFC=,LOS=,LCP=,LCG=,LOEI=,GDPGDP=()11,,,,,,,,,,,,,;,,,,70421917151012,2001,,,(5)52001(:)21,299:129©1994-2010ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.()11,;,;,;,,,,,,,21,,,,,;,,,,,,,,31,,,,;,,(),,,,,,,,,,,,,,,,,,,,,,,,;,;,,,()11,,,,3,,,169,113149,89,,,25-30%,1302004P15©1994-2010ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.:,:,,,,;,,,;,,;,;,,,21,,,,,,;,;,,,;,,,,,,(),,(67)678200192001()(89),,,,,,299:131©1994-2010ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.(),11,,,,,,21,,,31,,;,,(),11,,,;,,,,(),;,,,21,,,,,,;,,,,31,,,,,,,,,,:,,;,,,41,,,,,,,,,,,,;,;,;,,;,,,,51,,,,,,,,,,,,;,,,;,61,,:,,,,,;,,,;,,,;,,,1322004P15©1994-2010ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.:[1][EBPOL]1(),2002-101[2]:[EBPOL]1(finance.sina.com.cn),2002-091[3]1[J]1,2002,(7):6-91[4]1[J]1,2002,(4):12-151[5]1[J]1,2002,(3):34-361[6],,1[J]1,2002,(1):33-341[7],1[J]1,2001,(12):29-311[8],1[J]1,2001,(10):26-281[9],[J]1,2001,(85):2-321[10],1[J]1,2001,(9):41-451[11]1[J]1,2000,(12):22-241[12]1[J]1,2000,(12):8-101[13],1[J]1,2000,(10):102-1081[14]1[M]1,20001[15]1[M]1,20001[16]1[M]1,19991(:),,()(),,,,,,,,2000,,,,,,,,,,,,,,,,,510,,,,()299:133