货币银行学英语词汇

第一章货币与货币流通货币money法定货币fiatmoney铸币coin银行券banknote纸币Papercurrency，papermoney货币总量monetaryaggregates交易媒介mediumofexchange计算单位unitofaccount价值贮藏storeofvalue通货currency支票check电子货币electronicmoney支付系统paymentsystem准货币Quasi-money电子资金划拨EFTElectronicFundsTransfer借记卡debitcard信用卡creditcard销售终端point-of-sale存款货币depositmoney第二章货币制度货币制度monetarysystem本位制standard本位币standardmoney辅币fractionalmoney货币法偿能力legaltenderpowers复本位制bimetallicstandard银本位silverstandard金币本位goldspeciestandard金汇兑本位goldexchangestandard金本位制goldstandard金平价goldparity金块本位制goldbullionstandard国际货币制度internationalmonetarysystem布雷顿森林体系BrettonWoodsMonetarySystem牙买加体系Jamaicasystem美元化dollarization欧元EURO欧洲货币联盟EuropeMonetaryUnion,EMU最优通货区理论theoryofoptimumcurrencyarea第三章国际交往中的货币与汇率自由外汇freelyconvertiblecurrency记帐外汇accountingforeignexchange汇率exchangerate直接标价法directquotation间接标价法indirectquotation可兑换convertibility不可兑换inconvertibility现汇spotexchange期汇forwardexchange远期升水forwardpremium远期贴水forwarddiscount远期平价forwardpar固定汇率fixedexchangerate浮动汇率floatingrate基准汇率basicrate套算汇率crossrate买入汇率buyingrate卖出汇率sellingrate中间汇率middlerate电汇汇率telegraphictransferrate信汇汇率mailtransferrate票汇汇率demanddraftrate即期汇率spotrate远期汇率forwardrate官方汇率officialrate市场汇率marketrate开盘汇率openingrate收盘汇率closingrate货币贬值devaluation货币升值revaluation铸币平价mintparity黄金输送点goldpoints购买力平价purchasingpowerparity第四章信用的演进信用credit债权claim债务debt,debtobligation,indebtedness借入borrowing贷出lending高利贷usury实物信用physicalcredit货币信用monetarycredit金融finance国际信用internationalcredit银行信用bankcredit直接融资directfinance间接融资indirectfinance信用风险creditrisk泡沫经济bubbleeconomy信用制度creditsystem第五章信用形式信用形式formofcredit商业信用commercialcredit赊销saleonaccount，accountsales，saleoncredit，creditsales商业票据commercialpaper，commercialbill背书endorsement银行信用bankcredit政府信用sovereigncredit公债publicdebts国库券treasury消费信用consumercredit消费贷款consumerloans，loanforconsumption出口信贷exportcredit买方信贷buyer'scredit卖方信贷seller'scredit银团贷款consortiumloan直接投资directinvestment民间信用non-institutionalcredit第六章利息与利息率融资交易成本thecostoffinancing利息interest利率interestrate回报率、报酬率returnrateofreturn资本化capitalization本金principal单利simpleinterest复利compoundinterest年利率annualinterestrate月利率monthlyinterestrate日利率dailyinterestrate官定利率，官方利率officialinterestrate市场利率marketinterestrate固定利率fixedinterestrate浮动利率floatingrate基准利率benchmarkinterestrate差别利率differentialinterestrate长期利率long-terminterestrate短期利率short-terminterestrate名义利率nominalinterestrate实际利率realinterestrate即期利率spotrateofinterest远期利率forwardrateofinterest到期收益率yieldtomaturity利率的风险结构riskstructureofinterestrate利率的期限结构termstructureofinterestrate违约风险defaultrisk风险溢价riskpremium流动性风险liquidityrisk税收风险taxrisk预期假说expectationtheoryexpectationhypothesis分割市场理论marketsegmentationtheorysegmentedmarketstheory流动性升水理论liquiditypremiumtheory利率对储蓄的弹性interestelasticityofsaving利率对投资的弹性interestelasticityofinvestment利率管制interestratecontrol利率市场化改革marketorientedreformofinterestrate第七章金融机构概述金融风险financialrisk金融中介机构financialintermediation跨国金融中介multinationalfinancialintermediation管理性金融机构managerialfinancialinstitution商业性金融机构commercialfinancialinstitution政策性金融机构policyfinancialinstitution中国人民银行People'sBankofChina国际金融机构internationalfinancialinstitution国际货币基金组织(IMF)InternationalMonetaryFund世界银行TheWorldBank国际金融公司(IFC)InternationalFinancialCorporation国际开发协会(IDA)InternationalDevelopmentAssociation多边投资担保机构(MIGA)Multi-InvestmentGuaranteeAgency国际清算银行（BIS）BankforInternationalSettlements区域性金融机构regionalfinancialinstitution亚洲开发银行(ADB)AsianDevelopmentBank非洲开发银行(AFDB)AfricanDevelopmentBank泛美开发银行(IADB)Inter-AmericanDevelopmentBank欧洲中央银行EuropeanCentralBank第八章银行类金融机构商业银行commercialbank专业性银行specializedbank投资银行investmentbank不动产抵押银行fixedassetmortgagebank开发银行developmentbank储蓄银行savingbank进出口银行export-importbank政策性银行policybank跨国银行multinationalbank总分行制branchbankingsystem单一银行制unitbankingsystem控股公司制shareholdingbankingsystem连锁银行制chainsbankingsystem职能分工型银行functionaldivisioncommercialbank全能型银行multi-functioncommercialbank《巴塞尔协议》“BasleAgreement”银行资产业务assetbusiness贷款loan证券投资portfolioinvestment贴现discount银行负债业务liabilitybusiness活期存款demanddeposit定期存款timedeposit储蓄存款saving银行同业拆借inter-bankofferedcredit发行金融债券financialbond表外业务off-balancesheetbusiness中间业务middlemanbusiness汇兑remittance信用证letterofcredit代收业务businessofcollection代客买卖tradingagency信贷承诺creditcommitment票据发行便利noteissuancefacility金融创新financialinnovation网络银行internetbank不良贷款badloan存款保险制度depositinsurancesystem资产管理assetsmanagement负债管理liabilitymanagement资产负债综合管理comprehensivemanagementofassetsandliability风险管理riskmanagement信用合作机构creditcooperation农村信用合作社ruralcreditcooperatives城市信用合作社urbancreditcooperatives第九章非银行金融机构保险公司insurancecompany保险费insurancepremium保险基金insurancefunds再保险re-insurance证券公司securitiescompany投资基金investmentfunds信托机构trustcompany代理业务agencybusiness租赁leasing融资租赁机构financingleasinginstitution转租赁sub-lease回租租赁saleandlease财务公司financialcompany金融资产管理公司financialassetsmanagementcompany邮政储蓄机构postalsavingsinstitution第十章金融市场与金融工具金融市场financialmarket货币市场moneymarket资本市场capitalmarket外汇市场foreignexchangemarket，exchangemarket现货市场spotmarket期货市场futuresmarket金融工具financialinstruments直接融资directfinance间接融资indirectfinance原生金融工具underlyingfinancial