企业筹资渠道和筹资方式的研究-毕业论文

沈阳大学毕业设计（论文）企业筹资渠道和筹资方式的研究沈阳大学毕业设计（论文）I目录引言....................................................................11企业筹资的概述...................................................................................................31.1企业筹资的含义...............................................................................................................31.2企业筹资的渠道与方式...................................................................................................31.2.1企业筹资的渠道.................................................................................................31.2.2企业的筹资方式.................................................................................................42企业筹资的现状和困难..................................................................................62.1各种筹资渠道和筹资方式的发展不平衡影响企业筹资方法的选择...........................62.2企业筹资困难受外部环境的影响....................................................................................63企业筹资中存在问题的分析............................................................................83.1对于企业筹资渠道和筹资方式的发展中所存在问题的分析........................................83.1.1银行借贷存在的问题..............................................................................................83.1.2国家财政资金存在的问题...................................................................................103.1.3发行股票存在的问题...........................................................................................113.1.4发行债券存在的问题...........................................................................................133.2对于企业筹资的外部环境问题的分析..........................................................................143.2.1政策环境...............................................................................................................143.2.2金融环境...............................................................................................................153.2.3法律环境...............................................................................................................154改善企业筹资问题的途径.............................................................................174.1企业自身方面.................................................................................................................174.1.1提高企业自身实力，扩大筹资方式的选择.......................................................174.1.2提高自身信誉，及时披露企业信息...................................................................174.1.3根据财务结构确定合理的筹资期限...................................................................184.2建立健全多元化的融资市场.........................................................................................184.2.1银行方面...............................................................................................................194.2.2证券市场方面.......................................................................................................204.2.3扩展筹资渠道和筹资方式...................................................................................214.3外部环境方面.................................................................................................................224.3.1政策环境...............................................................................................................224.3.2法律环境...............................................................................................................23结论.......................................................................................................24致谢.......................................................................................................25沈阳大学毕业设计（论文）II参考文献...................................................................................................26沈阳大学毕业设计（论文）III摘要在我国经济高速发展的背景下，如今，我国大多数的企业都存在着不同程度的筹资困难，这一问题限制了企业的持续经营和发展。为了帮助企业缓解和解决常见的资金短缺问题，维持企业的正常经营，本文对我国现阶段常见的筹资渠道和筹资方式作了具体的分析研究。首先，本文对我国的外部筹资环境进行了简单的介绍。其中，政府政策不均衡，对部分企业扶持力度不够，金融体系不健全和法律法规不完善及其处罚程度较轻成为了主要问题。此外，本文还详细分析了银行借贷、国家财政资金、股票和债券为代表的常见的筹资渠道和筹资方式的利弊，为企业筹资方式和渠道的选择提供了参考。最后，通过一系列的调研分析后得出，要想解决企业筹资困难的问题，需要从三个方面进行协同合作。首先，企业应努力提高自身实力并且增强企业信誉，为自身筹资打下良好的基础。然后，由于我国的经济体制还不健全，这就需要完善发展证券市场，银行也要扩展业务种类。最后，解决筹资困难的问题离不开政府政策的支持和法律的不断完善。关键字：筹资渠道和筹资方式；银行借贷；证券；法律；政府沈阳大学毕业设计（论文）IVAbstractInthebackgroundofrapideconomicdevelopmentinChina,mostoftheenterprisesareavaryingdegreeoffundingdifficulties.Theissuerestrictsthesustainablemanagementanddevelopmentofenterprises.Inordertohelpalleviatetheshortageoffunds,resolvecommonproblemsandmaintainthenormaloperationoftheenterprise,thepaperspecificallyanalysisthepopularfundingsourcesandfundingmodalities.Firstofall,thisarticleonChina'sexternalfinancingenvironmentisdescribedinbrief.Tobemoreexact,theimbalanceofGovernmentpolicy,inadequateenterprisesupport,theweakfinancialsystemandimperfectlawsandregulationsbecomemajorissues.Inaddition,thepaperanalysesthecommonfundingsourcesandfundingmodalities,particularly,thebanklending,theStatefunds,stocksandbonds,whichprovidesdifferentchoicesforfinancingwaysandchannels.Finally,inordertosolvetheproblemofenterprise'sfinancingdifficulty,thesocietyneedscollaborationfromthreeaspects.Firstofall,enterprisesshouldstrivetoimprovetheirstr