考研英语经济类词汇1

次贷危机相关词汇1、次级贷款Subprimemortgagecrisis次贷危机也可以用Subprimecrisis表示，也可以简略为Subprime,mortgage是指抵押贷款，与mortgage相对应的另一个词En-mortgage最近使用频率也很高，如Ex-mortgagebroker是指推销抵押贷款的中间人。2、可调整利率贷款项目OptionARMsARM是adjustableratemortgage缩写，指可调整利率贷款，美国之所以出现次贷危机，就是由于OptionARMs过于“发达”，使得房地产泡沫越吹越大，最终造成不可避免的金融危机。3、房地产泡沫realestatebubble房地产泡沫TheHousingBubble房地产泡沫破灭thehousingbubblebusting，经济衰退economicdeclining经济危机economiccrisis市场疲软marketweak注意foreclosure这个词，是指贷方lender没有能力给付月供，银行收回用于出售的房产。4、信用危机creditrisk道德风险MoralHazard系统风险SystemicRisk信用保险CreditInsurance5、部分金融机构和政府部门中英文对照LehmanBrothers雷曼兄弟公司Countrywide美国国家金融服务公司Bearstearns世界顶级投资银行贝尔斯登AIG美国国际集团Fed美国联邦储备委员会住房抵押贷款证券mortgagebackedsecurities证券和交易委员会SecuritiesandExchangeCommission次贷危机Subprimemortgagecrisis美国房地产泡沫UShousingbubble流动性liquidity无法偿还房贷和丧失抵押赎回权home-loandefaultsandforeclosures发放次贷的出贷方subprimelenders借贷打包证券和银行持有的投资组合loanspackagedintosecuritiesandheldinbankportfolios可调整的贷款利率adjustable-ratemortgages（ARM)贷款欺诈fraudulentloans信用危机creditrisk证券化securitization住房抵押贷款证券mortgage-backedsecurities（MBS)抵押债务collateralizeddebtobligations（CDO)机构投资者institutionalinvestors杠杆操作leveragedmanipulation贬值devaluation市值管理MarketCapitalizationManagementAdjustable-rateMortgage可调利率抵押贷款CollateralizedDebtObligation债务抵押债券CreditCrunch信用危机DiscountRateandDiscountWindow贴现率和贴现窗口Equity资产净值FedFundsRate联邦基金利率Foreclosure止赎权InvestmentBank投资银行Liquidity流动性MonolineInsurance单一险种保险MoraHazard道德风险Mortgage-backedSecurity抵押担保证券PrepaymentPenalty提前还款罚金RatingAgencies评级机构Reset利率重设RiskPremium风险溢价Securitization证券化StructuredInvestmentVehicle结构化投资工具SystemicRisk系统风险TermSecuritiesLendingFacility定期证券借贷工具Transparency透明度Speculation投机collateral抵押品Standard&Poor's标准普尔FannieMaeandFreddieMac房利美和房地美（两大联邦住宅贷款抵押公司）dot-combubble网络泡沫SecuritiesandExchangeCommission证券和交易委员会其它金融词汇ratingagency评级机构credittrading信用secondarylisting第二上市primarymarket一级市场secondarymarket二级市场financing融资intermediary中介机构capitalmarket资本市场monetarymarket货币市场liquidity流通性hedgefund对冲基金realestate房地产share股票valuation股价equitymarket股市shareholder股东macroeconomic宏观经济takeanosedive（股市）大跌tumble下跌bourse证交所corporatechampion龙头企业pensionfund养老基金governmentbond政府债券budget预算deficit赤字mongey-loser亏损企业tradedcompany,tradingenterprise上市公司transparency透明度intellectualproperty知识产权opportunisticpractice投机行为entrepreneur企业家cookthebook做假帐money-market短期资本市场capital-market长期资本市场volatility波动option期权merger并购arbitrage套利baddebt坏帐astoreofvalue保值forwardexchange期货交易pickupinrice物价上涨inflation通货膨胀deflation通货紧缩tightercredit紧缩信贷monetarypolicy货币政策foreighexchange外汇quote报价contract合同domesticcurrency本币floatingrate浮动利率venturecapital风险资本(VC)jobmachine就业市场consolidation兼并leverage杠杆fileforbankruptcy申请破产bailout救助takeover收购onthehook被套住housingbubble房贷泡沫bubbleeconomy泡沫经济underwriter保险商valuation股价governmentbond政府债券savingaccount储蓄帐户equitymarket股市shareholder股东delist摘牌money-loser亏损企业inventory存货tradedcompany,tradingenterprise上市公司stakeholder利益相关者transparency透明度marketfundamentalist市场经济基本规则damage-controlmachinery安全顾问efficientmarket有效市场intellectualproperty知识产权opportunisticpractice投机行为entrepreneur企业家cookthebook做假帐regulatorysystem监管体系portfolio投资组合money-market短期资本市场capital-market长期资本市场volatility波动diversification多元化realestate房地产option期权calloption看涨期权putoption看跌期权merger并购arbitrage套利SecuritiesandExchangeCommission〈美〉证券交易委员会dollarstandard美元本位制budget预算deficit赤字baddebt坏帐macroeconomic宏观经济fiscalstimulus财政刺激astoreofvalue保值transactioncurrency结算货币forwardexchange期货交易interventioncurrency干预货币Treasurybond财政部公债current-account经常项目pickupinrice物价上涨FederalReserve美联储inflation通货膨胀deflation通货紧缩tightercredit紧缩信贷monetarypolicy货币政策foreignexchange外汇spottransaction即期交易forwardtransaction远期交易optionforwardtransaction择期交易swaptransaction调期交易quote报价settlementanddelivery交割buyingrate买入价sellingrate卖出价spread差幅contract合同atpar平价premium升水discount贴水directquotationmethod直接报价法indirectquotationmethod间接报价法dividend股息domesticcurrency本币floatingrate浮动利率parentcompany母公司creditswap互惠贷款venturecapital风险资本bookvalue帐面价值physicalcapital实际资本IPO(initialpublicoffering)新股首发；首次公开发行jobmachine就业市场welfarecapitalism福利资本主义collectivemarketcap市场资本总值globalcorporation跨国公司transnationalstatus跨国优势transferprice转让价格consolidation兼并leverage杠杆FederalReserve美联储financialturmoil/meltdown金融危机fileforbankruptcy申请破产bailout救助takeover收购buyout购买(某人的)产权或全部货物gounder破产takeanosedive（股市）大跌tumble下跌falter摇摇欲坠onthehook被套住shoreupconfidence提振市场信心staveoff挡开,避开,liquidateassets资产清算atfiresaleprices超低价sell-off证券的跌价07年1.counton指望，依靠2.fairplay公平竞争3.financially财务上4.secure安全的5.pinkslip美口解雇通知书（源出解雇通知书多用红色复写本）6.sideeffect副作用7.budget做预算8.parachute保护伞；降落伞9.setback挫折10.back-up替补的，备份的11.layoff解雇，使下岗12.weather平安地渡过（风雨、困难等），经受住13.disruption破坏14.makeup弥补15.stockmarket股票市场16.fluctuation波动（动词fluctuate）17.harsh严酷的；刺耳的18.retiree退休人员（结尾ee表示“处于某种情况下的人”或“受动者”）19.trade…for…以…与…相交换20.investmentreturn投资回报21.legislative立法的22.deductible（保险、税收等的）扣减额23.dose剂（量）；数量24.demographics人口分布25.workagainst对…不利26.odds可能性，机会；冲突27.attendant伴随的，随之产生的；出席的；n.出席者，服务员28.perspective角度；透视29.wholesale大批的，数量大的；批发的；n.批发（retail零售）30.verburdened负担过重的31.fallout附带结果，余波；放射性坠尘06年1.distinctly突出地2.hostile怀有敌意的（名词hostility）3.present呈献；提出，提供4.su