实验项目二 汇款

实验项目二汇款一、汇款申请书2003年3月8日，CHINANAT.METALS&MINERALSI/ECORP.向中国农行广州分行提交如下汇款申请书，汇出行按所给问题审核汇款申请书。APPLICATIONFOROUTWARDREMITTANCETO:THEAGRICULTURALBANKOFCHINA，GUANGZHOUBRANCHDATE:8，March,2003I/WeherebyrequestyoutoeffectthefollowingremittanceT/TM/TD/DDrawnonRefNo.TT96785Beneficiary'snameUnitedTradingCompanyHongKongCurr.&Amt.&address70WingTaiRoad,ChaiWanHongKongHKDollars20,000.00A/CNo.0709166060322-8BANKUSEONLYBeneficiary'sBankPOSANGBANKLTD(Rate)&addressHONGKONGEquivalentin¥ByorderofCHINANAT.METALS&MINERALSI/ECORP.(Commission)DetailsofPaymentCOMM.UNDERS/CNO.CT0011-01(Postage&Cable)(OtherCharges)TotalchargesAllforeignbank’schargesaretobebornebyus/payee(ifnotspecified,allchargesaretobebornebypayee).Allpartiesinthechannelareadvisedbytelex.(Debitmy/ouraccount)，(a/cNo.)(Enclosemy/ourcheque)，(No.)(Drawnon)(I/Wepaycashherewith)，(TEL)83738789Applicant'sStamp&Signature(1)汇款方式(2)汇款人公司名称(3)收款人公司名称、地址(4)汇款金额(5)银行费用由哪方支付(6)汇款当日港币现汇价为0.8422/32，汇款人应提交多少人民币给银行二、电汇中的汇款电文（一）汇出行与汇入行根据电汇中所给汇出汇款和汇入汇款电文，将汇款业务指示内容填列出来。1.电文一：FM:HONGKONGANDSHANGHAIBANKINGCORPORATIONLTD.HONGKONGTO:THEAGRICULTURALBANKOFCHINAGUANGZHOUDATE:8THJUNETEST2876AOURREFTT200498PLSPAYHKD34000.VALUE8JUNETOACCOUNTNO.764583934-128FAVOURPRECISIONPHOTOEQUIPMENTLTD.JINXINGBUILDING22GUANGZHOUMESSAGECOMM.UNDERS/CNO.87364ORDERACO.LTD.COVERWEHAVECREDITEDYOURACCOUNTWITHUS.2.电文二：...PCBCCNBJ...BOFAUS3NMT103CUSTOMERTRANSFERTRANSVAL/CUR/AMOUNTORDERINGCUSTOMERORDERINGBANKACCOUNTWITHBENEFICIARYDETAILSOFPMTDETAILSOFCHARGESBANKTOBANKINF:20:180TT09266:32A:990712,USD31,681.00:50:UnitedProsperityEnterprise,Inc,Tortol;BritishVirginIslands:52:MidlandBankLtd.,London:57A:BKOFCHINA:59:HuayuEngineManufacturingCo.Ltd:70:ContractGH680-23:71A:BEN:72:REIBURSEWITHBKOFNKYNY3.电文三：FM:BANKOFAMERICA,NEWYORKTO:INDUSTRIALANDCOMMERCIALBANKOFCHINA，GUANGDONGBRANCHDATE:14OCT.TEST87593OURREFTT10908-04PLSPAYUSD38,000.00VALUE14,OCT.TOGUANGDONGCEREALSOILANDFOODSTUFFSI/EGROUPCORP.VIAA/CNO.310910079BEINGPROCEEDSUNDERS/CNO.CT89768ORDERWINFOODCO.LTD.COVERCREDITEDYOURH.O.ACCOUNT.电文一电文二电文三(1)汇出行(2)汇入行(3)发电日期(4)密押、汇款编号(5)汇款金额、起息时间(6)收款人(7)附言(8)汇款人(9)头寸划拨（二）中国农行广州分行接受CHINANAT.METALS&MINERALSI/ECORP.的汇款申请，于2003年3月8日发送汇款电文。其中，汇入行是POSANGBANKLTD.,HONGKONG，汇出行在汇入行开立有港币存款账户，费用由受益人承担。FM:TO:DATE：TESTOURREFNO.NOANYCHARGESFORUSPAYVALUETOFORCREDITINGACCOUNTNO.MESSAGEORDERCOVER（三）中国农业银行广州市分行采用SWIFTMT103汇款格式，将电报内容输入电脑发送至汇入行POSANGBANKLTD.,HONGKONG。TO:FM:MT103CUSTOMERTRANSFER:20TRANS:32AVAL/CUR/AMOUNT:50ORDERINGCUSTOMER.:59BENEFICIARY:70DETAILSOFPAYMENT:71ADETAILSOFCHARGES:72BANKTOBANKINFORMATION:______________________:______________________:______________________:______________________:______________________:______________________:______________________三、信汇中的委托书和支付授权书（一）汇出行IndustrialandCommercialBankofChina,Shangdong根据业务内容，填写支付授权书。①Date:15Sept.,2002；②PayingBank:HongkongandShanghaiBankingCorp.Ltd.,HongKong;③RefNo.MT28376;④Amount:HKD30,000.00；⑤Cover:PleasedebitourA/Cwithyou；⑥Message:CommissionunderS/CNO.FB9768；⑦Payee:WinFoodCompany,Ltd.,HongKong；⑧Remitter:ShangdongCerealsOil&FoodstuffsI&EGroupCorp.IndustrialandCommercialBankofChinaShangdongPAYMENTORDERDate:，，TONo.ofpaymentorderTobepaidorcreditedtoAmountAmountinwords:ByorderofRemarks□Youareauthorizedtodebitouraccountwithyou.□WehavecreditedyourA/Cwithus.□FundsremittedtoyouviaIndustrialandCommercialBankofChina（二）1999年3月18日，中国银行广州分行收到中国银行香港分行信汇委托书，中国银行广州分行按信汇委托书所示内容对其进行审核。BANKOFCHINA,HONGKONGBRANCH15,March,1999,GuangzhouPleaseadviseandeffectthefollowingpaymentlessyourchargesifany.Incover,wehavecreditedyouraccountwithus.TOBANKOFCHINA，GUANGZHOUNo.ofMailtransferTobepaidtoAmountMT992568RuiqiGarmentCo.Ltd.,Guangzhoua/cNo.34568-113HKD200,000.00AmountinWords:H.K.DollarsTwoHundredThousandMessage:BeingProceedsunderS/CNo.99CC03026ByorderofUniversalGarmentImp.&Exp.Co.HongKongBANKOFCHINA,HONGKONG(1)汇出行(2)汇入行(3)收款人(4)汇款人(5)汇款货币及金额(6)款项用途(7)汇款头寸划拨指示四、票汇中的银行即期汇票中国银行纽约分行于2002年6月1日收到WileteccCo.,Ltd.,HongKong提交的汇票，按所给问题对汇票进行审核和处理。(1)汇出行(2)汇入行(3)收款人(4)汇款人(5)汇款货币及金额(6)汇票的付款期限(7)是否是中心汇票五、汇款中的退汇根据汇出行和汇入行发出的退汇电文和退汇通知书，按其所示内容进行处理。（一）退汇电文一WereturnherewithyourDraftNo.C249/7681forUSD200,000.00forcredittoouraccount786-723987-023AngloInternationalCo.andregrettoadvisethatweareunabletodeposittheproceedstothecaptionedaccountbecausethenameofthepayeediffersfromourrecords.ItshouldreadasAngloInternationalCo.Ltd....（二）退汇电文二OurDraftNo.3893-987dated20May2002forAUD105,000.00forcredittoGoodluckCo.Ltd.,referringtothecaptioneditem,weareinformedbytheremitterthattheabovementioneddraftlostinmaildelivery.Inthisconnection,weshallbemuchobligedifyouwillcancelthesaiddraftfromyourrecordsandreturntherelativeadviceofdrawingtous.（三）退汇通知书YourRemittancereceiptNo.TT56343forHKD65,000payabletoA/CNo.86754forA/CofBBBCo.withreferencetotheabove,wereturnherewiththeremittancereceipttoyouforthefollowingreason(s):NoaccountAccountclosedNameNA/CnotmatchedInsufficientdetailtoidentifyKindlyacknowledgereceiptbysigningandreturningtoustheattachedcopyofthisletter.业务及处理退汇电文一退汇电文二退汇通知书(1)汇款基本情况(2)退汇理由(3)退汇的银行(4)银行的处理六、汇款的查询根据汇出行和汇入行所给查询电文和查询书，按其所示内容进行处理。（一）电文一Re:OurP.O.R