中国信托业的困境与战略选择

20073292ModernEconomicScienceMar.02007Vol.29No.21,2(1.,710061;2.,100054):,,,,,,,,,:,,,,,:;;;:F276.1:A:1002-2848-2007(02)-0052-0520,,:,,,,,(),,,,,20051216,405,402.88,,:2006-12-28:2005(:2005KR77):(1964-),,,:,;(1982-),,,,,,,200546,38.60%,50%16,2004,21,[1],,200546,576974,90%463.16%,0.02%,0.91%[2]25©1994-2009ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.(),,,,,,,,,,,,,,,,,[3],,(EliteClub),,,,,,,200,,,,(),,27,,35,,,,,,,,,,,2002,100059,600020042000[4],,,,,,Shapiro(1983),,[5],,,,,,(),20015,59,,10%,5,,35©1994-2009ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.(),,,,,,;,,,,[6]USE,,,,,,,,,[7],,,,,19791980,,1979,,19809,,19826,620[8],,,,,,1979,,,,,[9],,,(),,,[10],,,,,,,[11],45©1994-2009ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.:,,,,,,,,,,,,,,,,,,,,,,,,()::,,,2006115,200512,28.72,14[12],,,,,,,,,,,,(),,,,,,,,,:,,,;,,,,,,,,,,,,,;,,,;(),55©1994-2009ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.:,,,,,,,,SPV,,,,,,,,(),,,,,,:,,,,(),,,200,,,,,,,,,,,,,,,,,,,,:[1].[N].,2006-05-26.[2].:2005[N].,2006-05-18.[3].[OB/OL][4]:[N].,2006-02-06.[5]Shapiro,PremiumsforhighQualityproductsasreturnstoreputation[J]QuarterlyJournalofEconomics,1983,98:659-679.[6].[M].:,2003.[7].[J].,1993(8):25.[8].[M].:,2001.[9].[J].,1999(5):10-11.[10].[M].:,2005.[11].[M].:,,1994.[12].[OB/OL].:65©1994-2009ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.(1.SchoolofEconomicsandFinance,XianJiaotongUniversity,Xian710061,China;2.BeijingBank2notePrintingPlant,Beijing100054,China)Abstract:Chinatrustindustryhasbeenindifficultiessinceitsre2inauguration.Theproblemsconsistofinsufficientmarketformainbusiness,fiercecompetition,lackofgoodwill,andover2regulation.Basedonin2stitutionaleconomics,thisarticleanalyzesthecausesofthesedifficultiesandproposesthattheindustrialprob2lemsarecloselyrelatedtothecoercivesystemicevolutionbygovernmentandnon2marketfactors.Thenwepro2posewaystodealwiththeproblemsandfuturestrategicchoice,i.e.tolocalizefinancialbusinesses,tobuildtrustwithcomparativeadvantage,andtode2regulatetheindustrysotosetupafaircompetitivemarket.Keywords:Chinatrustindustry;Competitiveenvironment;Trustmechanism;StrategicchoiceMiningQuantitativeAssociationRulesofSuspiciousFinancialTransactionBasedonFuzzyConceptLIShi(SchoolofEconomicsandFinance,XianJiaotongUniversity,Xian710061,China)Abstract:Researchingintothebasicfuzzytheoryanddefiningfuzzytointeneratingtheborderlineofat2tributes,thepaperproposesanewmethodforminingquantitativeassociationrulesbasedonfuzzyconcept.Themethodovercomesthedisadvantageofdataloss.Finally,weusethemethodtotreatthedatafromonecityin2004andtestitsvalidity.Thismethodiseffectivetorecognizesuspiciousfinancialtransactiondata,whichenhancestheabilityofanti2moneylaunderinginChina.Keywords:Anti2moneylaundering;Associationrules;FuzzysetEquilibriumandEvolutionismReflectiononTrendsinEconomicsHUJian1,2,DONGChun2shi2(1.XianUniversityofFinanceandEconomics,Xian710061,China;2.SchoolofEconomicsandManagement,XianShiyouUniversity,Xian710065,China)Abstract:Disputesonequilibriumandevolutionismhavelongbeeneconomicsissues.Thisarticlediscus2sestheeconomicssystemonaprimarybasisbasedonanalysisontheformation,contentsandcharacteristicsofequilibriumandevolutionism.Weholdthatitisofgreattheoreticalvalueforeconomicsinnovationtointegrateequilibriumandevolutionisminamoregeneralframework.Keywords:Equilibrium;Evolutionism;EconomicsRe2explanationofIncomesandTheirOrigins:ReflectiononDualismofTrinitarianFormulaYANGZhi,ZHAOXi2ping(EconomicsDepartment,XinjiangInstituteofFinanceandEconomics,Wulumuchi830012,China)Abstract:ManyeconomistspriortoKarlMarx,suchasAdamSmithandSays,confusedthedifferencesandcommonalitiesbetweenincomedistributionandincomeoriginsduetolackofdistinctionbetweenthedistri2butionandproductionofsurplusvalue.TheTrinitarianformulaissuchanexample.ThisarticlediscussesthedualismofTrinitarianformulabasedonMarxistmaterialistdialectics.Keywords:Reflection;Trinitarianformula;DualismSilentCreditorsandControlofDominantShareholdersYUANWei2qiu(SchoolofAccountancy,NanjingUniversityofFinanceandEconomics,Nanjing210046,China)Abstract:Conflictsbetweendominantandminorityshareholdershavebecomeahottopicinrecentlitera2621©1994-2009ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.