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:2003-02-04;:2004-02-01:(02B504):(1978-),,,.:100021301(2004)0120180206,,(,266071):,,,GIS,:;;;GIS:P315.052:ACalculationmethodsforearthquakelossriskandinsurancepremiumofbuildingsWUQin2min,FENGQi2min,MOShan2jun(EngineeringCollege,OceanUniversityofChina,Qingdao266071,China)Abstract:Basedonthemethodsofearthquakehazardanalysisandseismicdesigncriterionofbuildings,thispaperpre2sentsaprobabilitymodelsforearthquakelossriskevaluationandexpoundsthecalculationmethodoftheearthquakein2suranceamountandpremiumrate.Theresultsofthismethodcoincidewiththeempiricaldataofinternationalearthquakeinsurancecompanies.Atthesametime,thispaperdemonstratesthedataconnectedwithspatialdistributionofinsuranceamountandpremiumratebyGIS.Thesemethodsprovidethescientificbasisofearthquakeinsuranceforinsurancepar2ties.Keywords:earthquakelossrisk;insuranceamount;premiumrate;GIS1,,[15],,[6],,,[7],,,[8],,,,192324120042EARTHQUAKEENGINEERINGANDENGINEERINGVIBRATIONVol.24,No.1Feb.2004,1948,1964,,1966,4,,8,,,:,,;,,,,,,,,[9][10][11],,,,:,,(),GIS,21,(),;,1:,,,2:2()n,Ai(Ai-1AiFAi+1)Pi(Ai-1AiFAi+1):Pi(Ai-1AiFAi+1)=P(AEAi-1)-P(AEAi+1)(1),,7,7,:A1(0.05gFA0.1g)A2(0.1gFA0.15g)A3(0.15gFA0.2g)A4(0.2gFA0.25g),(1)Ai(i=1,2,,7)7Pi(i=1,2,,7),,,,Pi(i=1,2,,7)(3)1811:23,[10],AiVj,,V1()V2()V3()V4()V5()5,Aij,[12]:L(Vi)=Cj(2):C,;jAi,j,(),1,j11V00.050.050.10.10.40.40.70.71.00.0250.0750.250.550.85Ai,Pi,L(Vi),Pi,L(Vj)=L(Ai)=L(Pi)m,Ai,(3),PiL(Ai)=mjCmj(m)(3):Cmm;j(m)Ai,mj,1,L(Ai)3,,:(1),;(2);(3),;(4),,,,,28124,:EL(A)=ni=1CjPi(1+m+k)(4):EL(A),;C,;jAij,1;mm,,m123;kk,,,k123;PiAi,,nk23,2GB50011-20014.1,3,,,,23,,190%,2m00.050.050.250.250.33k00.10.10.40.40.64,,,,9,4:450.050.1g0.150.2g0.3g,560.05%0.10%0.10%0.20%0.20%0.30%0.10%0.20%0.20%0.30%0.30%0.40%0.20%0.30%0.30%0.40%0.40%0.45%:1.,,;2.;3.,,453811:,0.02%0.53%,,,0.05%0.45%,6,,5,j,0.91.1,:r=ri3j=1j(5)r;ri,i,6;j;77119891.01.1198920010.951.0520020.91.020.91.0270.951.0571.01.130.91.01.01.11.15,,,,1590,C13000,,,,8:8()(0.3g)(0.2g)(0.1g)1832.064329.47227.9560.1995%0.2993%0.0998%0.1995%0.0499%0.0998%,,,,,,,,,,,:9015,13000;:803,473;:804,238,9:9()22.3869.1951.4640.0499%0.0998%0.0998%0.1996%0.2205%0.3308%648124,GIS,ArcGIS[12],,,,,,447,,,,,;,,:[1],,.[J].,2003.3(4)(129).[2]..[J],1993.[3],.[J].,1995.[4],.[J].,1996.[5],,.[J].,1998.[6],.[J].,2003.4(56)(130131).[7],,.[J].,1995(3):5360.[8],.[J].,2000.6,15(2):8285.[9]..[R].,1991.4:84101.[10],.[A].[C].,2002.10:412416.[11].[M].,1988:448503.[12].[J].,1993,10(1).[13],,,.ArcGIS8[M]..,2002.4.5811:
本文标题:建筑物地震损失风险与保险费用的确定方法
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