银行用语

Whatkindofaccountdidyouhaveinyourmind?你想开哪种帐户?Doyouliketoopenacurrentaccount?你想开一个活期存款帐户吗?Adepositorcurrentaccount?定期还是活期?Pleasetellmehowyouwouldliketodeposityourmoney.请告诉我你想存何种户头?There'saservicechargeforthecheckingaccountbutnochargeforthesavings.支票户头要收服务费，现金户头不收。Ourminimumdepositforasavingsaccountis100dollars.我们储蓄存款的最低存款额是100美圆。Fiveyuanistheminimumoriginaldeposit.最低起存款额是5元。Youcanopenasavingsaccountatanytimewithaninitialdepositof50dollars.你可随时以50美圆的起存额开立储蓄帐户。Evenoneyuanisallright.甚至一元也可以起存。Hereisyourpasbook.Pleasebringitbackwhenyoudepositorwithdrawmoneyanytimeyoulike.Keepitwellandinformuswheneveryouloseit.这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。Ishouldliketoopenacurrentaccount.我想开一个活期存款帐户。IneedacheckingaccountsothatIcanpaymybill.我需开个支票帐户，这样就能付帐。We'dliketoknowhowweopenachecking-savingsaccount.我们想知道如何开一个支票储蓄帐户。Ihaveacheckingaccounthere.我在这里有一个支票存款帐户。IthinkI'dlikeadepositaccount.我想要开个定期存款帐户。CanIopenacurrentaccounthere?我能否在这儿开个活期存款帐户？Iwanttoopenadepositaccountwithyou.我要开个储蓄帐户。I'dliketoopenadepositaccountwithyou.我想在你们这儿开个定期存款帐户。Couldyoutellmethedifferencebetweenasavingsaccountandacheckingaccount?请告诉我储蓄存款与支票存款的区别好吗？Pleasetellmetheprocedureforopeningasavingsaccount.请告诉我开个储蓄帐户需要什么手续。Will100yuanbeenoughforaminimumdeposit?100元作最低存款额够吗？I'dliketoknowwhethera200yuandepositwillbeenoughforopeningacheckingaccount.我想知道开一个支票帐户200元存款是否够。Couldyoutellmehowtooperatethisaccount?请告诉我如何经管这个帐户好吗？Isthereanyminimumforthefirstdeposit?第一次储蓄有最低限额吗？Howmuchdoeseachaccountcost?每个帐户要花多少钱？UsefulPhrasescurrentdeposit,currentaccount活期存款fixeddeposit,fixedaccount定期存款fixeddepositbyinstallments零存整取jointaccount联名存款帐户toopenanaccount开户头BoardofDirectors董事会President行长ExecutiveOffice经理办公室PersonnelDept.人事部GeneralAffairsDept.总务部Co-ordination&PlanningDept.综合计划部InternationalDept.国际业务部OverseasBranchesDept.海外部ForeignExchangeDept.外汇资金部FirstCreditDept.信贷一部SecondCreditDept.信贷二部AccountingDept.财会部InternationalClearingDept国际清算部BankingDept.营业部CreditCardDept.信用卡部GeneralAuditingDept.总稽核室ComputerCenter电脑部TrainingManagementDept.教育部InstituteofInternationalFinance国际金融研究所TrustandConsultationCo.信托咨询公司请入收款人的户号accountpayee请支付票款advicetopaycheques惠请通知该支票的经过advisefate金额有错误accountsdiffer文字与数字所记载金额不同wordsandfiguresdiffer签名有误|印鉴不符signaturesdiffer请明天再次提出为荷presentagaintomorrow保证付款goodforpayment请照会发票人refertodrawee(R.D.)无交易noaccount款额不足||存款不足notsufficient(N.S.)||nosufficientfunds(N.S.F.)已无存款nofunds如支票不获兑现时,不必出具拒绝证书。nottobeprotestedincaseofdishonour||protestwaived||noprotest需要出具拒绝证书tobeprotested没有通知noadvice未受指示noorders禁止转让||不可转让non-transferable||nottransferable已付款receivedpayment||paymentreceived上开价金已收到valuereceived||forvaluereceived上开价金系经核算valueinaccount上开金额与发票相同valueasperinvoice上开金额与通知书相符valueasperadvice无追索权withoutrecourse有追索权||偿还请求权rightofrecourse请求偿还清单||清偿帐户recourseaccount偿还准备金recoursefund拒绝偿还||拒绝追索recourserepudiation付款方法modeofpayment现金付款paymentbycash||cashpayment||paymentbyreadycash以支票支付paymentbycheque以汇票支付paymentbybill以物品支付paymentinkind付清||支付全部货款paymentinfull||fullpayment支付部分货款||分批付款paymentinpart||partpayment||partialpayment记帐付款||会计帐目内付款paymentonaccount定期付款paymentonterm年分期付款annualpayment月分期付款monthlypayment||monthlyinstalment延滞付款paymentinarrear预付货||先付paymentinadvance||prepayment延付货款deferredpayment立即付款promptpayment||immediatepayment暂付款suspensepayment延期付款delayinpayment||extensionofpayment支付票据paymentbill名誉支付||干与付款paymentforhonour||paymentbyintervention结帐||清算||支付settlement分期付款instalment滞付||拖欠||尾数款未付arrears特许拖延付款日daysofgrace保证付款delcredere付款topay||tomakepayment||tomakeeffectpayment结帐tosettle||tomakesettlement||tomakeeffectsettlement||tosquare||tobalance支出||付款todefray||todisburse结清toclearoff||topyaoff请求付款toaskforpayment||torequestpayment恳求付帐tosolicitpayment拖延付款todeferpayment||todelaypayment付款被拖延tobeinarrearswithpayment还债todischarge迅速付款topaypromptly付款相当迅速topaymoderatelywell||topayfairlywell||tokeeptheengagementsregularly付款相当慢topayslowly||totakeextendedcredit付款不好topaybadly||tobegenerallyinarrearwithpayments付款颇为恶劣topayverybadly||toneverpayunlessforced拒绝付款torefusepayment||torefusetopay||todishonourabill相信能收到款项Weshalllooktoyouforthepayment||Weshalldependuponyouforthepayment||Weexpectpaymentfromyou惠请付款kindlypaytheamount||pleaseforwardpayment||pleaseforwardacheque.我将不得不采取必要步骤运用法律手段收回该项货款Ishallbeobligedtotakethenecessarystepstolegallyrecovertheamount.||Ishallbecompelledtotakestepstoenforcepayment.惠请宽限letthematterstandovertillthen.||allowmeashortextensionoftime.||Kindlypostponethetimeforpaymentalittlelonger.索取利息tochargeinterest附上利息todrawinterest||tobearinterest||toallowinterest生息toyieldinterest生息3%toyield3%存款todepositinabank||toputinabank||toplaceondeposit||tomakedeposit在银行存款tohavemoneyinabank||tohaveabankaccount||tohavemoneyondeposit向银行提款towithdrawone'sdepositfromabank换取现金toconvertintomoney||toturnintocash||torealize折扣用语从价格打10%的折扣tomakeadiscountof10%offtheprice||tomake10%discountofftheprice打折扣购买tobuyatadiscount打折扣出售tosellatadiscount打折扣-让价toreduce||tomakeareduction减价todeduct||tomakeadeduction回扣torebate现金折扣cashdiscount货到付款||现金提货cashondeliver(C.O.D.)货到付现款cashonarrival即时付款promptcash净价||最低价格付现netcash现金付款readycash即