国际结算实验-汇款实验参考答案

2.2.3实验素材一、汇款申请书2003年3月8日，CHINANAT.METALS&MINERALSI/ECORP.向中国农业银行广州市分行提交下面这张汇款申请书，汇出行按所给问题审核汇款申请书。汇出汇款申请书(代支款凭证)APPLICATIONFOROUTWARDREMITTANCE致：中国农业银行广州分行TO:THEAGRICULTURALBANKOFCHINA日期DATE:2003年3月8日兹委托贵行办理下列汇款。I/Weherebyrequestyoutoeffectthefollowingremittance.X电汇□信汇□票汇付款地点T/TM/TD/DDrawnon:银行编号（查询时请引述）RefNo.TT96785收款人Beneficiary’snameUnitedTradingCompanyHongKong币别及金额Curr.&Amt.HKDollars20,000.00及地址&address70WingTaiRoad,ChaiWanHongKong账号A/CNo.0709166060322-8银行填写栏BANKUSEONLY收款银行Beneficiary’sBankPOSANGBANKLTD.汇率(Rate)及地址&addressHONGKONG等值人民币Equivalentin￥汇款人ByorderofCHINANAT.METALS&MINERALSI/ECORP.手续费(Commission)附言DetailsofPaymentCOMM.UNDERS/CNO.CT0011-01邮电费(Postage&Cable)其它费用(OtherCharges)合计国外银行的一切费用由我方/收款人负担（如无说明由收款人负担）。汇款全过程均以电传形式通知。Allforeignbank’schargesaretobebornebyus/payee(ifnotspecified,allchargesaretobebornebypayee).Allpartiesinthechannelareadvisedbytelex.□请付敝账(debitmy/ouraccount)，账号(a/cNo.)□兹附支票(enclosemy/ourcheque)，号码为(No.)付款行(Drawnon)X现金支付(I/Wepaycashherewith)。联系电话(TEL)83738789申请人签章张青Applicant’sStamp&Signature______________________________________________________经办:：会计：复核：记账：⑴汇款方式电汇⑵汇款人公司名称CHINANAT.METALS&MINERALSI/ECORP.⑶收款人公司名称、地址UnitedTradingCompany,HongKong⑷汇款金额HKD20,000.00⑸款项用途COMM.UNDERS/CNO.CT0011-01⑹银行费用由哪方支付?国外银行的一切费用由收款人负担⑺汇款当日港币现钞价为105.53/91，港币现汇价为109.46/87，汇款人应提交多少港币现钞给银行？20,000.00*1.0987⑻银行在哪些情况下可免责？参看P29页汇款申请书背面条款⑼在我国现行外汇管理规定下，汇款人办理汇款业务时应注意哪些事项？参看P27页汇出行处理环节二、电汇中的汇款电文（一）汇出行与汇入行根据电汇中所给汇出汇款和汇入汇款电文，将汇款业务指示内容填列出来。1、电文一：汇出汇款FM:HONGKONGANDSHANGHAIBANKINGCORPORATIONLTD.HONGKONGTO:THEAGRICULTURALBANKOFCHINAGUANGZHOUDATE:8THJUNETEST2876AOURREFTT200498PLSPAYHKD34000.VALUE8JUNETOACCOUNTNO.764583934-128FAVOURPRECISIONPHOTOEQUIPMENTLTD.JINXINGBUILDING22GUANGZHOUMESSAGECOMM.UNDERS/CNO.87364ORDERCOVERWEHAVECREDITEDYOURACCOUNTWITHUS.2、电文二：汇入汇款…PCBCCNBJ…BOFAUS3NMT100CUSTOMERTRANSFERTRANS.REF:20:180TT09266VAL/CUR/AMOUNT:32A:990712USD31,681.00ORDERINGCUSTOMER:50:UnitedProsperityEnterprise,Inc,Tortol;BritishVirginIslandsORDERINGBANK:52:MidlandBankLtd.,LondonACCOUNTWITH:57A:BKOFCHINABENEFICIARY:59:HuayuEngineManufacturingCo.Ltd.DETAILSOFPMT:70:ContractGH680-23DETAILSOFCHARGES:71A:BENBANKTOBANKINF:72:REIBURSEWITHBKOFNKYNY3、电文三：汇入汇款FM:BANKOFAMERICA,NEWYORKTO:INDUSTRIALANDCOMMERCIALBANKOFCHINA，GUANGDONGBRANCHDATE:14TH,OCTTEST87593OURREFTT10908-04PLSPAYUSD38000.VALUE14,OCT.TOGUANGDONGCEREALSOILNFOODSTUFFSI/EGROUPCORP.VIAA/CNO.310910079BEINGPROCEEDSUNDERS/CNO.CT89768ORDERWINFOODCO.LTD.COVERCREDITEDYOURH.O.ACCOUNT电文审核内容电文一电文二电文三⑴汇出行HONGKONGANDSHANGHAIBANKINGCORPORATIONLTD.HONGKONGMidlandBankLtd.,LondonBANKOFAMERICA,NEWYORK⑵汇入行THEAGRICULTURALBANKOFCHINAGUANGZHOUPCBCCNBJINDUSTRIALANDCOMMERCIALBANKOFCHINA，GUANGDONGBRANCH⑶发电日期8THJUNE99071214TH,OCT⑷密押、汇款编号TEST2876AOURREFTT200498180TT09266TEST87593OURREFTT10908-04⑸汇款金额、起息时间HKD34000,VALUE8JUNEUSD31,681.00USD38000.VALUE14,OCT.⑹收款人PRECISIONPHOTOEQUIPMENTLTD.JINXINGBUILDING22GUANGZHOUHuayuEngineManufacturingCo.Ltd.GUANGDONGCEREALSOILNFOODSTUFFSI/EGROUPCORP.⑺附言COMM.UNDERS/CNO.87364ContractGH680-23BEINGPROCEEDSUNDERS/CNO.CT89768⑻汇款人UnitedProsperityEnterprise,WINFOODCO.LTD.Inc,Tortol;BritishVirginIslands⑼头寸划拨WEHAVECREDITEDYOURACCOUNTWITHUS.REIBURSEWITHBKOFNKYNYCREDITEDYOURH.O.ACCOUNT（二）中国农业银行广州市分行接受CHINANAT.METALS&MINERALSI/ECORP.的汇款申请，于2003年3月8日发送汇款电文。其中，汇入行是POSANGBANKLTD.,HONGKONG，汇出行在汇入行开立有港币存款账户，费用由受益人承担。FM:AgriculturalBankofChina,GuangzhouTO:POSANGBANKLTD.,HONGKONGDATE8th,Mar.,2003TEST:_________________OURREFNO._________________NOANYCHARGESFORUSPAYHKD20,000.00VALUE8th,Mar.TOUnitedTradingCompanyHongKongFORCREDITINGACCOUNTNO.0709166060322-8MESSAGECOMM.UNDERS/CNO.CT0011-01ORDERCHINANAT.METALS&MINERALSI/ECORP.COVERPleasedebitouraccountwithyou.（三）中国农业银行广州市分行采用SWIFTM/T100汇款格式，将电报内容输入电脑发送至汇入行POSANGBANKLTD.,HONGKONG。TO:POSANGBANKLTD.,HONGKONGFM:AgriculturalBankofChina,GuangzhouMT100CUSTOMERTRANSFER:20TRANS.REFNO.:___________________________:32AVAL/CUR/AMOUNT:20030308HKD20,000.00:50ORDERINGCUSTOMER:CHINANAT.METALS&MINERALSI/ECORP:52AORDERINGBANK:AgriculturalBankofChina,Guangzhou:53ASENDER’SCORRESPONDENT:___________________________________:54ARECEIVER’SCORRESPONDENT:___________________________________:56INTERMEDIARYBANK:___________________________________:57AACCOUNTWITHBANK:POSANGBANKLTD.,HONGKONG:59BENEFICIARY:UnitedTradingCompanyHongKong:70DETAILSOFPAYMENT:COMM.UNDERS/CNO.CT0011-01:71ADETAILSOFCHARGES:Ben.:72BANKTOBANKINFORMATION:Pleasedebitouraccountwithyou.三、信汇中的委托书和支付授权书（一）汇出行IndustrialandCommercialBankofChina,Shangdong根据业务内容，填写支付授权书。①Date:15thSept.,2002；②PayingBank:HongkongandShanghaiBankingCorp.Ltd.,HongKong;③RefNo.MT28376;④Amount:HKD30,000.00；⑤Cover:PleasedebitourA/Cwithyou；⑥Message:CommissionunderS/CNO.FB9768；⑦Payee:WinFoodCompany,Ltd.,HongKong；⑧Remitter:ShangdongCerealsOil&FoodstuffsI&EGroupCorp.IndustrialandCommercialBankofChinaShangdongPAYMENTORDERDate:15thSept.,2002No.ofpaymentorderTobepaidorcreditedtoAmountMT28376WinFoodCompany,Ltd.,HongKongHKD30,000.00Amountinwords:THIRTYTHOUSANDHKDOLLARSByorderofShangdongCerealsOil&FoodstuffsI&EGroupCorp.RemarksCommissionunderS/