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累福利理論北例麗2005年1252005論·21理念福利料來Sherraden,1991179來福利略量略料來Sherraden,1991180來類1.例金2.不來更例力累1.累2.類金3.年累福利1.理來2.:參3.兩更累累理1.年來2.不不3.累利ADD4.度勵行參1.BayAreaIDACollaborative2.HeartofAmericaFamilyServices3.行ShorebankyToknowifanassetsbuildingprogramisfeasibleforthepoorinTaipeiCity.yToknowwhatimpactsofTaipeiFDA’shaveuponthepoor.yToknowwhatusefuldesignfeaturesofTaipeiFDA’saretohelpbuildingassets.yToknowwhateffectsofassetholdingforparticipantsandtheirfamily.Step1DataconstructionIn-depthinterviewFocusgroupFrameworkconstructionEvaluationactionEvaluationdesign參數1.89.7.171841002.90.6.3075參3.91.6.3072參4.92.6.3069參參1.女6188.42.年41-5045653.28414.5072歷年金69727575參62646047NT$4,0003277NT$3,00046821NT$2,00092.6.3091.6.3090.6.3089.12..31度歷年69727575參13151552度252628153131323392.6.3091.6.3090.6.3089.12..31狀•LowestNT$74,108•NT$150,813)•HighestNT$251,629•NT$405,039()•AverageNT$139,204•NT$286,019()•NetsavingNT$9,605,104()•SumsavingNT$19,735,311()度參(N=10)1.Familyworktogetherasateamtosavemoneyandmakeaplan.2.Childrenwhoarethepurposeofuseforhighereducationworkharder.FamilyLife1.Meetingpeopleintheclassesopensawindowfornetworkbuilding.2.Smallgroupsareformedtoprovidesocialsupporttoeachother.3.Sharejobreferralinformationthroughthenetwork.SocialAction1.Goodtobelearningagain.2.Enjoylearningaboutinvestment,budgeting,homepurchasing,etc.Education1.Focushardonmanagingfamilyincomeforsaving.2.Cutdownunnecessaryexpensesforsaving.3.Elderchildrensharepartoftheirearnedmoneyforsaving.Saving1.Attractedbymoneymatchingasastrongincentive.2.Savingisagoodthinganyway.ParticipationFindingsAspects北&了力略&了&理理識&參&了參參年北•2005年1227立參•年累北2003年10年列年累行兩•北2005年•北累北行金數數數率數數數率年年年年年年年年年年年年年率數率數率數率年年率率率率數數率數率年年率率率率年年年年年年年年年年年年率料療樂宅率1.62.5--3.4--1.52.6數3.523.9--19.4--3.116.8數77.3786.998.7382.037.94101.51306.151.0354.495.9153.630.4869.4613.441.4228.192.692.326.1856.8394.632.9142.579.045.822.3145.2235.821.933.033.719.718.2233.377.644.9309.080.0138.729.6061.2525.5宅率金率年年年年年年年年年年年年年金年狀3.61北16.985.05省21.543.4019.824.044.916.026.0311.113.2618.52兩兩
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