国际结算(英文版)清华大学出版社-答案

KEYOFINTERNATIONALSETTLEMENTChapter11.PutthefollowingphrasesintoEnglish贸易壁垒tradebarrier进口关税importtariff全球经济一体化economicglobalization资金转移fundtransfer有形贸易tangibletrade无形贸易intangibletrade国际惯例internationalcustomsandpractices全球金融同业通讯协会SWIFT2.PutthefollowingsentencesintoEnglish(1)国际结算涉及有形贸易和无形贸易，外国投资，从其他国家借贷资金，等等。Theinternationalsettlementinvolvestangibletrades,intangibletrades,foreigninvestments,fundsborrowedfromorlenttoothercountriesandsoon.(2)许多银行注重发展国际结算和贸易融资的业务。Manybankshavefocusedontheirbusinessofinternationalsettlementandtradefinance.(3)大多数国际间的支付来自于世界贸易。Mostoftheinternationalpaymentsoriginatefromtransactionsintheworldtrade.(4)一般来说，国际结算的方式分为三类：汇款、托收和信用证。Usuallytheinternationalsettlementisdividedintothreebroadcategories:remittance,collectionandletterofcredit.3.TrueorFalse1)Internationalpaymentsandsettlementsarefinancialactivitiesconductedinthedomesticcountry.(F)2)Fundtransfersareprocessedandsettledthroughcertainclearingsystems.(T)3)UsingtheSWIFTnetwork,bankscancommunicatewithbothcustomersandcolleaguesinastructured,secure,andtimelymanner.(T)4)SWIFTcanachievesamedaytransfer.(T)4.MultipleChoice1)SWIFTis__B__A.intheunitedstatesB.akindofcommunicationsbelongingtoTTsystemforinterbank’sfundtransferC.aninstitutionoftheUnitedNationsD.agovernmentalorganization2)SWIFTisanorganizationbasedin__A___A.BrusselsB.NewYorkC.LondonD.HongKong3)Afacilityinfundarrangementforbuyersorsellersisreferredto__A___A.tradefinanceB.salecontractC.letterofcreditD.billofexchange4)Fundtransfersareprocessedandsettledthrough__C___A.banksB.SWIFTC.clearingsystemD.telecommunicationsystems5)__C__isthereasonwhyinternationaltradefirstbegan.A.UnevendistributionofresourcesB.PatternsofdemandC.EconomicbenefitsD.Comparativeadvantages5.Answerthefollowingquestions1)Wherearethemediumofexchangeoriginatedfrom?Tracingbackthehistoryofinternationalsettlement,themediumofexchangeoriginatedfromcoinstonotes.2)Whatwillinevitablyleadtoundertheinternationalpolitical,economicandculturalexchanges?Theinternationalpolitical,economicandculturalexchangeinevitablyleadstocreditsanddebtsowedbyonecountrytoanother.3)Whydobanksfocusonthedevelopmentofthebusinessesofinternationalsettlement?Banksfocusmoreandmoreonthedevelopmentofthebusinessesbecauseitisamajorresourceofprofits.4)Whatwillbanksdotomeetthehigherandhigherdemandoftheinternationalmarket?Banksneedtodevelopinnovativeproductsanddeliverthebestservicespossibleinwhateverwaytheycan.Chapter21.PutthefollowingphrasesintoEnglish资金转移fundtransfer清算系统clearingsystem银行竞争bankingcompetition可兑换货币convertiblecurrency国际支付internationalpayment2.PutthefollowingsentencesintoEnglish(1)用于国际结算的货币是可兑换的货币。Currenciesusedintheinternationalsettlementareconvertiblecurrencies.(2)每一个通信和支付系统都有自己的使用规则。Eachcommunicationandpaymentsystemhasitsownrules.(3)有五种美元清算的方式。TherearefiveUSdollarfundtransferpaymentmethods.(4)欧元是欧盟国家使用的货币。EuroisthesinglecurrencyoftheEuropeanUnion.(5)香港作为国际金融中心必须遵循国际惯例。Asaninternationalfinancialcenter,HongKongmustfollowinternationalpaymentpractice.3.TrueorFalse1)CHIPSpaymentsareirrevocableandsubjecttoasame-daynetsettlementprocess.(T)2)Booktransfersarepaymentmadebetweenpartiesthatmaintainaccountsatthedifferentbank.(F)3)InJapan,cashisnotfarmoreoftenusedthanchecksforpaymentattheretaillevel.(F)4)NotlaterthanJuly2002,theEurowillreplacethenationalcurrenciesinallpublicandprivatetransactions.4.MultipleChoice1)Thefollowingarethespecialproblemsforinternationaltradeexceptfor__C__A.usingforeignlanguagesandforeigncurrenciesB.underforeignlaws,customsandregulationsC.havingrisksD.numerousculturaldifferences2)Allthepartiestoacollectionareboundby___C___A.UCP400B.UCP500C.UCR522D.URC2543)Anadditionalriskbornebythesellerwhengrantingacredittothebuyeristhatthelatterwillnot__D___A.acceptthebillB.takeupthedocumentsC.takedeliveryD.makepaymentatmaturity4)Totheexporter,thefastestandsafestmethodofsettlementis__B__A.letterofcreditB.advancepaymentC.collectionD.banker’sdraft5)Totheimporter,thefastestandsafestmethodofsettlementis__C_A.letterofcreditB.cashinadvanceC.openaccountD.banker’sdraft6)Whichistherealinternationalpaymentsystem?__A__A.TARGETB.FedWireC.CHAPSD.SWIFT5.Answerthefollowingquestions1)Howwillfundtransfersbeprocessedandsettled?Fundtransfersareprocessedandsettledthroughcertainclearingsystems.2)WhatisFedWire?FedWireisanelectronicpaymentsystemoperatedbytheU.S.FederalReserve.ItsiusedtomakeUSdollarpaymentstobanksandtheircustomersthroughouttheUnitedStates.3)Whenwilltheeurostarttouse?FromJanuary1,1999,EuroisthesinglecurrencyoftheEuropeanUnion.4)WhatisthestrongestofSWIFT?ThestrongestfeatureofSWIFTismessagetextstandards.Chapter31.PutthefollowingphrasesintoEnglish总资产totalassets缺乏经验lackofexpertise全球策略globalstrategy专业服务professionalservice财务报表financialstatement2.PutthefollowingsentencesintoEnglish(1)两家银行建立代理行关系的原则是基于双方的互惠互利。Theoverallprincipletoestablishcorrespondentbankingrelationshipbetweentwobanksisonthebasisofmutualbenefits.(2)一家银行对其所在国金融系统的重要性是对该银行进行评级的重要因素。Theimportanceofabanktoitscountry’sfinancialsystemisamajorfactorintheratingprocess.(3)穆迪和标准普尔在对银行进行评级时有许多相似之处。MoodyandStan